E-mail: Pr@bcc.kz
Open AQYL education deposit at Bank CenterCredit in your name or in your child’s name to save and grow money saved for education.
You can use your accumulated funds to pay for vocational or higher education — the funds are securely protected and will be transferred by the bank directly to the account of the educational institution in Kazakhstan or abroad.
State premium accrual
Ability to top up with funds received as part of the “National Fund for Children” program
Opportunity to obtain start-up educational capital under the “Keleshек” program
The start-up educational capital (SEC) is paid to children who reach the age of 5 years in 2025 or later. You should top up the deposit annually, starting from the date the SEC is credited, in order to maintain it. The minimum annual contribution is 12 to 24 MCI.
State guarantees – favorable interest rates:
Annual state premium 5–7%
Plus bank interest
Partial withdrawals are allowed via cashless transfer to the educational institution’s account
Citizens of Kazakhstan can open AQYL deposit online via the bcc.kz mobile app - a great opportunity to make profitable investments in your children’s future.
Learn more on our website: AQYL education deposit
As of “August” 20, 2025, new tariffs apply to cash operations in rubles on current and savings accounts of individuals.
For more details on tariffs, call 505 or visit our website: https://www.bcc.kz/en/personal/tariffs/
From July 1 to 31, 2025, we held a promotion with a travel giveaway for clients who took out unsecured loans with insurance. Now for the great news: the giveaway continues!
Apply for a cash loan or refinancing with insurance between August 1 and 31 and take part in an additional draw for travel certificates.
We’ve added 3 more trips worth 1,000,000 ₸ each — winners will be announced live on September 23 on our Instagram page @centercreditkz.
Don’t miss your chance — apply for a loan with insurance in August and win the trip of your dreams!
Important:
Customers who have already won travel prizes will not participate in the September 23 draw.
Participants with loans issued in July are not eligible for the September draw.
Expanded FX Platform Capabilities for Your Business
Bank CenterCredit is extending the operating hours of the FX platform for business customers: currency transactions for certain currency pairs are now available on business days until 09:00 p.m. This provides even more flexibility and time for making transactions on the following key currency pairs:
EUR/USD, USD/RUB, GBP/USD, EUR/GBP, EUR/RUB, GBP/RUB, USD/CNY, USD/AED, CNY/RUB, AED/RUB.
Please be also reminded that an extended range of 24 currency pairs is available for the conversion process allowing for quick conversion, accurate adjustment of settlements with partners, and effective currency risk management.
Benefits of Bank CenterCredit’s FX platform:
- Access to favorable exchange rates – via a widget and the unauthorized area of the BCC Business app
- Integration with BCC Business – transactions in just a few clicks
- Extended operating hours – tailored to your schedule and objectives
More currencies. More time. More control.
The FX Platform from Bank CenterCredit is a modern tool designed for active businesses.
On July 31, from 02:00 AM to 04:00 AM, scheduled technical maintenance will be carried out.
ATM operations will be unavailable for 20 minutes during this time.
We apologize for any inconvenience and recommend planning your transactions in advance.
Choosing an outdoor vacation? Pay with your #BlackEdition at Aqbulaq Eco-Hotel and enjoy a 10% discount.
Important: the offer applies to accommodation only and cannot be combined with other promotions.
📅 The offer is valid until 1 July 2026
Visit Almaty Loyalty Club member
An exquisite dinner with the panoramic view of Almaty at a high altitude!
Pay with your #BlackEdition premium card at Sunqar restaurant and enjoy a 10% discount.
And when reserving a special table in the glass cube, the rental is covered by Mastercard.
📍 Sunqar Ski Jump Complex, Almaty
📅 The offer is valid until 31 August 2025
Visit Almaty Loyalty Club member
Immerse yourself in an atmosphere of relaxation and self-care — get a 10% discount on wellness programs and day visits to Alatau Wellness Center and Pürovel Spa & Sport.
Simply book your visit and pay with your #BlackEdition premium card:
📞 +7 701 346 0214 (Alatau Wellness Center)
📞 +7 701 346 0216 (Pürovel Spa & Sport)
The offer is valid until 30 April 2026.
26 июля с 04:00 до 04:45 утра будут проводиться плановые технические работы. В связи с этим будут недоступны приложения bcc.kz и bcc business, а также операции с банкоматами и терминалами.
Приносим извинения за возможные неудобства и рекомендуем заранее спланировать необходимые операции.
To ensure your financial security, we have implemented an additional security measure:
Now, when depositing cash at an ATM using your IIN, you will also need to enter the last 4 digits of:
• the card number – for card-related transactions;
• the account number – for current account and deposit transactions.
Your card and account numbers are always available in the Bank’s mobile app.
An additional level of security will prevent unauthorized access to confidential information, enable more accurate client identification, and help avoid accidental or erroneous deposits.
The credit #kartakarta is getting a new look — now available in exclusive designs inspired by the history and culture of Kazakhstan.
Choose your new #kartakarta style featuring Kazakh ru such as Naiman, Argyn, Alshyn, and others in just a few clicks via the bcc.kz app.
How to change your card design:
* Add your card to Apple Pay, Google Pay, Samsung Pay, or Garmin Pay
* Log into the bcc.kz app
* Select #kartakarta
* Click the brush icon in the top right corner
* Tap “Change card design”
* Choose your favorite design from the new patriotic collection
#kartakarta offers:
* Up to ₸7,000,000 in credit limit for any purpose
* Up to 55 days grace period
* Up to 20% cashback with partners and up to 10% in your favorite categories
* Installment options at favorite stores and services — bcc club partners
Bank CenterCredit released its second report on sustainable development, presenting expanded ESG data
Bank CenterCredit has published its second non-financial report.
The document was prepared in accordance with the APPF recommendations and international standards — GRI, SASB, IFRS S1 and S2.
The report covers key areas of sustainable development:
engagement with stakeholders, employee development, human rights protection, environmental impact reduction,
and contributions to economic development.
The scope and depth of disclosed information have significantly increased in the 2024 report —
the document includes not only the bank’s activities but also ESG-related data of its subsidiaries,
demonstrating implementation of ESG principles at the Group level.
Key achievements of 2024 include the adoption of an updated ESG strategy until 2030 and plans to increase
“green” financing volumes as a Central Asian bank.
As a result of the 2024 international S&P Global Corporate Sustainability Assessment,
the bank entered the group of banks with the highest level of sustainable management practices.
The report also highlights the bank’s ESG strategy and its contribution to the UN Sustainable Development Goals.
Among the key directions, over one billion tenge was allocated for environmental projects.
In addition, the bank continued partnerships with international organizations such as EBRD’s GEFF II
and participated in “green” financing programs.
Through the “green” office program, environmental initiatives were implemented,
introducing energy and resource-saving measures across enterprises in Kazakhstan.
For the first time, projects using renewable energy sources were financed.
Human capital development remained a key focus.
As of 2024, the bank employs 692 people, 66.3% of whom are women.
During the reporting period, BCC Academy and educational initiatives like the Young Generation School
offered over 200 training programs.
The previous report was reviewed and verified by KPMG auditors under ISAE 3000 standards,
confirming the reliability and transparency of the presented information.
Along with the 2024 report, the bank also published an updated annual ESG Databook.
A scheduled maintenance will be held on 22 July between 03:00 a.m. and 05:00 a.m. In this connection, transactions in the bcc.kz website and app, ATM and terminal transactions, payments and transfers will be unavailable.
We apologize for any inconvenience this may cause, and kindly recommend you to plan your transactions in advance.
24.07.2025 г. цены на открытие цифровых премиальных карт Банка ЦентрКредит изменятся и станут доступнее: выпуск цифровой карты теперь будет стоить вдвое дешевле по сравнению с физической.
Например, открыть цифровую #IronCard в приложении bcc.kz теперь можно всего за 15 000 ₸ – выпуск такой карты сэкономит не только время, но и средства.
Также пересмотрены тарифы на перевыпуск и закрытие #IronCard и #DragonCard.
Проверьте актуальные цены в разделе «Тарифы».
12 июля с 00:00 до 05:10 утра будут проводиться плановые технические работы. В связи с этим будут недоступны приложения bcc.kz и bcc business, а также операции с банкоматами и терминалами.
Приносим извинения за возможные неудобства и рекомендуем заранее спланировать необходимые операции.
Please be informed of the launch of a promotion for new business customers who open a current account/deposit via the online.bcc.kz platform during the period from July 8 to September 8, 2025.
Terms and Conditions:
New business customers who open a current account via online.bcc.kz during the promotion period will receive:
+ 1.0 % to the standard rate when opening the Term deposit for up to 6 months, and Savings Plus deposit for 3 and 6 months.
+ 0.5% to the standard rate when opening the Overnight deposit for 6 months.
In KZT only.
Dear business customers using the Optimal+ and Premium service packages,
Please be notified that the terms and conditions for free external payments will change. The number of KZT payments will be increased as follows:
- Optimal + — from 20 to 100 payments per month
- Premium — from 50 to 250 payments per month
The changes will take effect starting from 04 July 2025.
Best regards,
JSC Bank CenterCredit
On 02 July 2025, changes have been made to the requirement for the number of bank cards issued/re-issued per cardholder.
One customer (cardholder) may open no more than 5 payment cards with a single bank, including corporate cards. All types of cards are counted: credit, debit, premium, and corporate. Children's cards are not included in this limit.
Bank CenterCredit has successfully passed an independent assessment of its green financing policy in the Second Party Opinion (SPO) format, and received the highest level of compliance with the green bond principles (GBP) of the International Capital Markets Association (ICMA).
The assessment by the AIFC Green Finance Center (AIFC GFC) showed that JSC Bank CenterCredit demonstrates a high level of procedures and mechanisms for the selection and management of projects, a high level of transparency, and disclosure of information on projects being implemented that have environmental and/or social significance.
The AIFC GFC assessment also included a review of the potential use of proceeds from the Bank's first green bond issue, scheduled for approximately the second half of 2025, to finance and/or refinance eligible green projects that meet the selection criteria in accordance with the Bank's Green Financing Policy. In line with the best international practices in the financial market, the criteria for eligible green projects provided for in the Policy are harmonised with the criteria of the Climate Bonds Initiative (CBI).
Please note: Promotion terms have been updated.
From 1 July to 31 July 2025, BCC Life is launching a promotion for customers who sign up for term life insurance when receiving an unsecured loan from our Bank.
What is required to participate?
- Apply for refinancing or a cash loan via the app or at a Bank branch between July 1 and July 31
- Sign a Term Life Insurance Agreement
The prize fund is ₸3,000,000
There will be three winners - one from each region of Kazakhstan. Each will receive a gift certificate for a travel package.
The drawing results will be live streamed on 20 August 2025 on the official Instagram page: centercreditkz Winners will be selected randomly from all eligible participants, who fulfilled the promo conditions.
Interest Rate: 11.8-38%
AEIR: 24.43-46%
For more details, please refer to the Promotion Rules.
Apply for a loan and enter the giveaway
Apply for a loan
A new promo for holders of #IronCard and #BusinessPrime premium cards.
From 1 July to 31 December 2025, book a free transfer from Almaty Airport – it’s easy to do via the @VisaConcierge chatbot.
#BusinessPrime – 4 transfers during the promo period.
#IronCard – 6 transfers with monthly purchases of at least ₸300,000. Purchases made over 30 days are counted, excluding weekends and the last 5 days before the transfer.
3 passengers and 3 pieces of luggage to enjoy a comfortable transfer with the whole family:
Assistance with luggage
Simply share your flight information in the chat
Transfer must be booked at least 3 hours in advance
Starting June 16, the 10% cashback for purchases in China using #GoldCard and #DragonCard will be discontinued.
However, beginning July 1, a base cashback of 1% will apply to all purchases in yuan.
We're already working on new offers that we're sure you'll love!
Stay tuned — exciting updates are coming soon!
Learn more about your card's benefits on the website: