E-mail: Pr@bcc.kz
Dear clients,
We would like to inform you about changes to the tariffs for personal service packages — bcc plus Standard, Comfort, Premium, Private, and Private+ subscriptions.
The changes will take effect from January 05, 2026.
Dear Customers!
Due to scheduled maintenance, the “Your Personal Concierge 24/7” service is temporary unavailable in the bcc.kz app.
We will inform you once the service resumes.
You can continue using Visa concierge services via Telegram (https://t.me/VisaConciergeBot) and WhatsApp (https://wa.me/380443000503)
Thank you for understanding!
Taxation rules for lump-sum pension payments (LPP) in Kazakhstan have been amended.
Term for Applying Standard Tax Deductions
Law No. 208-VIII of the Republic of Kazakhstan, dated 15 July 2025, amended paragraph 3 of Article 48 of the Tax Code. The key change extends the statute of limitations for claiming standard tax deductions on LPP income from three to five years.
If you received LPP between 1 January 2021 and 31 December 2025, and are entitled to standard tax deductions (subparagraphs 2 and 3 of paragraph 1 of Article 346 of the Tax Code of the Republic of Kazakhstan), but did not fully claim them, you may submit an application to the UAPF, along with supporting documents (except those automatically obtained by the UAPF, such as disability information), by the end of 2025.
What Will Change from 1 January 2026
A new Tax Code of the Republic of Kazakhstan will come into force, introducing the following changes:
Full exemption of pension payments from the UAPF from Personal Income Tax (PIT), including lump-sum pension payments (LPP), for resident individuals of the Republic of Kazakhstan.
For non-residents of the Republic of Kazakhstan, PIT withholding will remain in place.
Cancellation of all outstanding deferred PIT liabilities as of 1 January 2026.
How Tax Applies Until 1 January 2026
Before the new Tax Code of the Republic of Kazakhstan comes into force, a 10% Personal Income Tax (PIT) on lump-sum pension payments (LPP) is withheld in accordance with the current rules (the Tax Code effective until 1 January 2026).
Deferred PIT is withheld either in equal monthly installments for up to 16 years (subparagraph 2 of paragraph 2 of Article 353-1), or as a lump sum, if the recipient has a pension annuity agreement with an insurance company (paragraph 6 of Article 353-1); receives length-of-service payments (paragraph 7 of Article 353-1); or has chosen the “lump-sum PIT withholding” option.
Please take these changes into account when making transactions with pension savings.
Find out more about amendments to the taxation of lump-sum pension payments (LPP) at:
Starting February 1, new Visa conditions will apply for free access to DragonPass airport business lounges:
- #IronCard — monthly purchases of at least 550,000 KZT
- #TravelCard — monthly purchases of at least 300,000 KZT
We recommend actively using your premium card, as the new rules will take effect on February 1, 2026, and purchases made from December 26 will count toward the required spending for free lounge access.
As before, the last 5 days before the trip are not included in the calculation.
Changes will affect the following services:
- DragonPass lounges
- Fast Track International
- Lounge access at the VIP hall of Astana Airport
- Baggage wrapping at Almaty and Astana airports
- Baggage storage at Almaty Airport
- Airport transfer from Almaty Airport
- Access to the online edition of Forbes magazine
A training session titled “ESG: Trends, Practice, Opportunities” was held in Astana. The event brought together business representatives and experts from Bank CenterCredit, KPMG Caucasus and Central Asia, the Astana International Financial Centre (AIFC), the AIFC Green Finance Centre, and the AIFC Financial Services Regulatory Committee (AFSA). The training was organized by the Sustainable Development Center of Bank CenterCredit in cooperation with the branch of JSC “Bank CenterCredit” at the AIFC.
During the training, key ESG trends, practical sustainable finance instruments, and opportunities for companies amid increasing sustainable development requirements were discussed. Special attention was paid to the role of financial institutions in supporting the ESG agenda and to the practical application of responsible finance instruments.
The training was held in a hybrid format (offline and online). Offline participants received personalized certificates from Bank CenterCredit.
“Bank CenterCredit is one of the leaders in implementing ESG risk management practices. For us, such events provide an opportunity to share accumulated experience and practical solutions with partners and colleagues. We thank KPMG, the AIFC, and AFSA for supporting this initiative—thanks to their participation, the event was informative and comprehensive,” said Arnur Ibrayev, Head (CSO) of the Sustainable Development Center.
From December 18, 2025, the following changes will be introduced to the tariffs for outgoing paper-based transfers for business customers:
- Standard tariff – KZT 10,000
- “Free” service package – according to the standard tariff
- “Basic” service package – KZT 7,000
- “Optimal+” service package – KZT 3,500
- “Premium” service package – KZT 2,500
- “Ultra” service package – KZT 0
For more favorable terms, we recommend using online transfers via Internet Banking or the BCC Business mobile app.
Dear clients,
We would like to inform you about changes to the tariffs for personal service packages — bcc plus Standard, Comfort and Premium subscriptions.
The changes will take effect from December 18, 2025, and are aimed at expanding the range of available tools and making financial operations more convenient.
Effective 12 December 2025, the interest rates on deposits for individual customers have been updated:
- “Rakhmet” Deposit — applies to new deposits opened starting from 12.12.2025.
- “AQYL” Deposit — applies to both new and existing deposits opened starting from 12.12.2025.
You can view the new rates in the “Deposits” section.
Enjoy your bcc plus subscription throughout December, including additional enhanced cashback categories, higher cash withdrawal limits, an extended grace period for #kartakarta, and many other benefits!
For customers with an active subscription
From December 4 through 31, no subscription fees will be charged for any subscription type.
Important: If your payment date falls on December 1, the payment may have already been processed. However, from December 4 through 31, no fees will be charged regardless of your subscription type.
For customers without a subscription
Activate your Comfort subscription for free in the bcc plus app between December 4 and 31 and enjoy it for a full month!
Dear clients,
We would like to inform you about changes to the tariffs for personal service packages — bcc plus Standard, Comfort, Premium, Private, and Private+ subscriptions. The changes will take effect from December 10, 2025, and are aimed at expanding the range of available tools and making financial operations more convenient.
Money before payday is an unsecured loan for payroll card program participants, available exclusively in the bcc.kz app.
Fee: 5.9%, interest rate: 0.1%, AEIR: 45.17%
Fee: 0%, interest rate: 37.5%, AEIR: 43.54%
- Loan amount: from ₸50,000 to ₸300,000
- Loan term: 3 months
- Partial early repayment: not available
- Full early repayment: no restrictions
Dear customers!
We are currently experiencing issues with the operation of our banking services and the bcc.kz mobile application. Our team is working on identifying and resolving the problem. We apologize for the temporary inconvenience.
Our bank and Coffee BOOM are launching an iPhone 17 giveaway! To enter, simply pay for any Coffee BOOM order using #kartakarta, #bccpay, #IronCard, or #BlackEdition between December 10, 2025, and February 10, 2026.
Plus, enjoy cashback on every purchase — 5% with #kartakarta, #bccpay, and #IronCard, and 12% with #BlackEdition. The grand prize is an iPhone 17 with 512GB. The winner will be randomly selected on February 16, 2026, and announced on @coffeeboom2010’s Instagram page.
Join the promo, pay at Coffee BOOM with our cards, and get your chance to win an iPhone 17!
29 ноября с 02:00 до 05:00 будут проводиться плановые технические работы. В связи с этим будут недоступны приложения bcc.kz и bcc business, онлайн-операции по картам, а также отправка кодов через SMS.
Приносим извинения за возможные неудобства и рекомендуем заранее запланировать необходимые операции.
With effect from 28 November 2025, the rules on the number of cards per cardholder have been updated.
A single customer may hold no more than 4 bank cards, including corporate cards. The limit applies to all card types: debit, credit, premium, and corporate.
Children’s and social cards are not included in this limit.
We are pleased to announce that the promotion for holders of VISA #business and #businessprime cards has been extended until 31 December 2025.
To participate, customers should:
- Link their business card to one of the following mobile wallets: Apple Pay, Google Pay, Samsung Pay, or Garmin Pay
- Make at least three purchases totaling KZT 15,000 or more.
Only VISA #business and #businessprime cards that have not previously been linked to the specified wallets are eligible for this promotion.
Prize Fund
Winners will receive gift certificates for the iSpace online electronics store:
- 20 certificates worth KZT 25,000 each – for customers who made at least 3 purchases totaling KZT 15,000 or more
- 5 certificates worth KZT 250,000 each – for customers who made at least 10 purchases totaling KZT 40,000 or more
- 3 certificates worth KZT 500,000 each – for customers who made at least 15 purchases totaling KZT 100,000 or more.
The promotion is valid until 31 December 2025 inclusive.
Now you can top up your IE account using a card from any bank in Kazakhstan.
The top-up can be made directly in the BCC Business app, by entering the card number of any bank and the amount. Monthly top-up limit is 1,000,000 KZT. Please note: your card-issuing bank may charge a fee or apply its own limits.
Top-ups are available 24/7 with instant crediting to your account.
We're delighting our clients with a new bright promotion — a real gift for football fans.
By making purchases totaling 20,000 KZT or more between November 10 and December 2, every #BlackEdition cardholder will enter the raffle for tickets and get a chance to attend the "Kairat vs Olympiacos" match for free.
On December 3, we'll draw tickets for two for four lucky winners — the prizes will be determined by our random number generator.
The promotion has begun. Now's the perfect time to get your #BlackEdition card!
10 ноября с 03:00 до 03:50 будут проводиться плановые технические работы. В связи с этим будут недоступны операции по картам, платёжным терминалам и банкоматам, а также P2P-переводы.
Приносим извинения за возможные неудобства и рекомендуем заранее запланировать необходимые операции.
Bank CenterCredit has launched the new #180 credit card with a record-long grace period of up to 180 days. Now you can use the bank’s funds and pay no interest for almost half a year!
#180 Card is designed for your comfort:
- Credit limit up to ₸3,000,000
- No fees for issuance or maintenance
- Easy to apply through the bcc.kz app
Open your card online and start using it today!
Link your business card to Apple/Google/Samsung/Garmin Pay wallets and simply make purchases – at least 3 purchases totaling KZT 15,000 or more.
Only #business and #businessprime VISA cards that have not been previously linked to the above wallets are eligible to participate.
The prize fund includes gift certificates from iSpace online electronics store:
- 20 certificates worth KZT 25,000 each – for at least 3 purchases totaling KZT 15,000 or more.
- 5 certificates worth KZT 250,000 each – for at least 10 purchases totaling KZT 40,000 or more.
- 3 certificates worth KZT 500,000 each – for at least 15 purchases totaling KZT 100,000 or more.
The promotion is valid from 01 November 2025 through 31 December 2025.
