С 13.08.2024 г. действуют новые тарифы для кассовых операций по текущим и сберегательным счетам частных лиц в евро.

Подробнее о тарифах по номеру 505 или на нашем сайте: https://www.bcc.kz/fizical/tarify/

Hereby “Bank CenterCredit” JSC informs about the state registration of the RSI “Agency of the Republic of Kazakhstan for Regulation and Development of the Financial Market” of the issue of bonds with a circulation period of no more than 12 (twelve) months with a nominal volume of 50,000,000 (fifty million) US dollars dated July 19, 2024.

Moody's Ratings (Moody's) has upgraded the following ratings and assessments of Bank CenterCredit (BCC): long-term local and foreign currency deposit ratings to Ba1 from Ba2. The outlooks on the bank's long-term deposit ratings remain positive.

Concurrently, we upgraded BCC's long-term national scale bank deposit rating to A1.kz from A3.kz and affirmed its long-term national scale CRR at A1.kz.

The upgrade of BCC's long-term national scale deposit rating reflects improvements of credit metrics such as asset quality, solvency and profitability, which position the bank more strongly within the national scale rating bands corresponding to the global scale ratings.

Bank CenterCredit is one of the top three largest banks in Kazakhstan and serves over three million customers in all regions of the country.

License No.1.2.25/195/34 dated 03 February 2020 issued by the ARDFM RK

Dear Customers!

We would like to inform you about the changes to the tariffs for foreign currency transfers for business clients under the 'Free,' 'Optimal+,' 'Premium,' and 'Ultra' service packages, effective July 15, 2024:

‘Free’ Service Package:

5.3. in USD (OUR Guaranteed)

5.3.2.through BCC Business – 0,3% min 20 000 max  134 000

‘Optimal+’ Service Package:

5.3. in USD (OURGuaranteed)

5.3.2.through BCC Business – 0,3% min 15 000 KZT max 120 000 KZT

‘Premium’ Service Package:

5.3. in USD (OURGuaranteed)

5.3.2.through BCC Business – 0,2% min 12 000 KZT max 100 000 KZT

‘Ultra’ Service Package:

5.3.in USD (OURGuaranteed)

5.3.2.through BCCBusiness – 25 payments (including in Russian rubles) - 0 KZT, thereafter - 0,15% min 8 000 KZT max 90 000 KZT

Dear Customers,

Please be informed that the BCCBusiness app now offers the SWIFT GO service for express delivery of foreign currency payments. With SWIFT GO, your foreign currency transfers will be delivered quickly if they meet the following requirements:

• Transfers up to $10,000 equivalent
• Currencies: USD/EUR/GBP
• Payment with SHA option
• Full amount credited to the beneficiary's account (entire transfer amount)
• Credited to the beneficiary's account within 4 hours

Make foreign currency transfers with SWIFT GO – it's fast, reliable, and convenient. Your international payments will always be delivered on time and in full.

Use the SWIFT GO service and have confidence in every transfer!

Dear Customers,

Please be informed that the BCCBusiness app now includes a SWIFT Pre-Validation service to verify the accuracy of details when filling out a foreign currency transfer application.

With SWIFT Pre-Validation, customers can benefit from verifying the following:

• Correctness of banking details - verification of recipient’s details  – ensures all recipient information is  entered correctly.
• Authenticity of the bank account – verifying if the specified account belongs to the recipient’s bank, preventing errors in data entry.
• Recipient account status – assessment of the current state of the recipient's bank account to guarantee successful transfers.

This service helps customers save time and money by significantly reducing the likelihood of payment rejection or refund due to fewer errors.

Use the SWIFT Pre-Validation service and be confident in the reliability of your foreign currency transfers!

Bank CenterCredit has published its first 2023 Sustainability Report. The document isprepared in accordance with GRI Standards (Global Reporting Initiative), subject torecommendations of the ARDFM, SASB (Sustainability Accounting Standards Board) and TCFD (Climate-Related Financial Disclosures) on non-financial disclosure. The report has been verified* by one of the leading international auditing firms (KPMG), which emphasizes the Bank’s commitment to transparency and reliability of the information provided. This practice is an important pioneering step among Kazakhstani second-tier banks.

The report discloses the Bank’s accomplishments in terms of its key sustainability goals, current projects, and planned initiatives. For instance, in 2023, Bank CenterCredit was recognized as the first financial partner of the European Bank for Reconstruction and Development under the Green Economy Financing Facility, a global green technology financing programme. The Bank will continue its cooperation under this Programme in 2024, remaining a partner of the GEFF II.

The report also highlights the Bank’s social investments in charitable projects in education, healthcare, environment, culture and sports, as well as its contributions to the development and support of employees. Thus, it discloses information on all social initiatives undertaken by the Bank. 

More information on these and other initiatives can be found in the 2023 Sustainability Report on Bank CenterCredit’s website.

*Limited assurance in accordance with the requirements of the International Standards on Auditing ISAEZ000

License No.1.2.25/195/34 dated 03 February 2020 issued by the ARDFM RK

How to enter the draw for 100,000 tenge?

From July 1st to September 30th, make a payment in the "Education" category of the bcc.kz app using any Bank CenterCredit card and enter the draw for 100,000 tenge!

1. 1) Go to the "Payments" section of the bcc.kz app.
2. 2) Select any service in the "Education" category.
3. 3) Fill in the required details and make the payment.

Any payment of 10,000 tenge or more is eligible for the draw.

Three winners from 16 regions of Kazakhstan will be determined randomly: from Shymkent, Semey, Taldykorgan, Aktau, Aktobe, Atyrau, Zhezkazgan, Karaganda, Kokshetau, Kostanay, Kyzylorda, Pavlodar, Petropavlovsk, Taraz, Uralsk, Ust-Kamenogorsk.

We will summarize the results on our Instagram page on August 6, September 9 and October 2.

Be one of the lucky winners!

Apply for a cash loan of min. ₸1 million at our Bank during the period from 1 July to 31 August and automatically become a participant of the giveaway!

The main prize is a trip worth ₸1 million. 19 TV sets are also to be drawn, one for each region.

Promotion Period: from 1 July to 31 August 2024

Results – 15 days after the drawing.

You can apply for a cash loan online via the bcc.kz app, on the website here or at the Bank branch.


Interest rate: 12.32-45%
AEIR: 28.3-56%

День столицы в Казахстане отмечается 6 июля. Поскольку этот день выпадает на субботу, выходной будет перенесен на понедельник, 8 июля. Поэтому работающие по пятидневной рабочей неделе получат три выходных дня подряд: 6, 7 и 8 июля.

С наступающим праздником!

Hereby Bank CenterCredit JSC informs that on July 03, 2024, the coupon interest on bonds CCBNb32(ISIN KZ2C00004554) was paid.

The total amount of coupon interest paid was 2 831 173 943,10 (two billion eight hundred thirty-one million one hundred seventy-three thousand nine hundred forty-three) tenge 10 tiyn.

Dear Customers,

JSC Bank CenterCredit announces changes to the tariffs for business clients engaged in foreign economic activities in the "Basic," "Optimal," and "Corporate" service packages effective from Jule 04, 2024.


"Basic" Service Package:

5.3. In USD (OUR Guaranteed)

5.3.2. Via BCC Business – according to Standard tariffs

9. Foreign economic activity, including VAT

9.1. Assignment/Renewal of Contract Registration Number – according to Standard tariffs

Acceptance of additions/changes to the Сontract with a Registration Number on paper – according to Standard tariffs


"Optimal" Service Package:

5.1. In USD/EUR/other (BEN)

5.1.2. Via BCC Business – according to Standard tariffs

5.2. In USD/EUR/other (SHA)

5.2.2. Via BCC Business – according to Standard tariffs

5.3. In USD (OUR Guaranteed)

5.3.2. via BCC Business – 0.3% of the transfer amount, min 18,000 KZT, max 120,000 KZT

5.4. In currencies of CIS countries

5.4.2. via BCC Business – 0.15% of the transfer amount, min 2,500 KZT, max 40,000 KZT

9. Foreign economic activity, including VAT

9.1. Assignment/Renewal of Contract Registration Number – according to Standard tariffs

Acceptance of additions/changes to the Сontract with a Registration Number on paper – according to Standard tariffs


"Corporate" Service Package:

5.1. In USD/EUR/other (BEN)

5.1.2. via BCC Business – according to Standard tariffs

5.2. In USD/EUR/other (SHA)

5.2.2. via BCC Business – according to Standard tariffs

5.3. In USD (OUR Guaranteed)

5.3.2. via BCC Business – 0.25% of the transfer amount, min 15,000 KZT, max 100,000 KZT

5.4. In currencies of CIS countries

5.4.2. via BCC Business – 0.10% of the transfer amount, min 2,000 KZT, max 30,000 KZT

9. Foreign economic activity, including VAT

9.1. Assignment/Renewal of Contract Registration Number – according to Standard tariffs

Acceptance of additions/changes to the Сontract with a Registration Number on paper – according to Standard tariffs

BCC is the first Kazakhstani bank to develop and approve the Climate Strategy, thus strengthening its leadership in sustainable development and commitment to climate action.

The Climate Strategy is a strategic document containing goals and a set of measures and initiatives for the bank to achieve carbon neutrality. Amid the global transition to sustainability and carbon neutrality, development and implementation of the effective Climate Strategy will contribute not only to the bank’s risk management, promotion of climate transition and compliance with international best practices, but also to unveiling new opportunities for green economy financing.

Bank CenterCredit in liaison with the international consulting company EY has set interim and long-term targets pursuant to the science-based approach to reduce carbon footprint both for the bank’s own operations (by 2030, reduce emissions by 42% compared to 2023) and for the financed corporate loan portfolio (by 2030, reduce financed emissions by 42% in key sectors: energy, agriculture, metallurgy, manufacturing).

The Climate Strategy prioritizes building up the green finance portfolio. For the purpose of setting the green portfolio targets, a market analysis of green directions was performed to identify priority activities/projects for financing. Renewable energy and sustainable agriculture were identified as the priority green economy directions to be financed by the bank until 2030, with a potential market volume of ~$3.5 billion by 2030 in the Republic of Kazakhstan. Based on the results of the market analysis performed, targets for the green finance portfolio were set to achieve the target of KZT 400 billion by 2030.

It is planned that these objectives will be achieved through a number of initiatives developed. For example, financing target projects in the area of sustainable development on special terms (new loan products), development of partnerships, and launching new retail green products.

“Implementation of the bank’s Climate Strategy not only strengthens our positions as a leader in sustainability, but also unveils unique opportunities for innovation and growth. We are proud to be the first bank in the region to launch such a strategy. We are confident that this will strengthen the trust of our customers and partners, and create added value for all stakeholders. As part of our commitment to sustainable development, the bank intends to actively implement the Climate Strategy and monitor its results, which will allow us to achieve our goals and maintain full transparency in a dialog with all stakeholders in the process”, stated Ruslan Vladimirov, President of JSC Bank CenterCredit.

The developed Climate Strategy is a significant step both for the bank itself and for Kazakhstan towards achieving sustainable development goals. The Climate Strategy, developed as part of a major ESG transformation, focuses not only on risk management, but also on development and implementation of new opportunities for the green economy. The decarbonization targets set by the bank are extremely ambitious and ahead of national targets, demonstrating leadership in the sustainability and ESG agenda.

*License No.1.2.25/195/34 dated 03 February 2020 issued by the ARDFM RK

Dear Clients!

We notify you of changes in tariffs for business clients for cash payments in Russian rubles (RUB).

Detailed information about the new tariffs is available at centercredit.kz.

If you have any questions, please call 605, ext. 1

The changes come into force on 07/02/2024.

Выиграйте путёвку на 1 млн ₸ или один из 19 телевизоров!

Участвуйте в акции – с 1 июля по 31 августа оформите кредит наличными от 1 000 000 теңге в Банке ЦентрКредит и выиграйте LED-телевизор или главный приз – путёвку на 1 000 000 теңге! 

Оформить кредит наличными можно онлайн в приложении bcc.kz, на сайте или в отделении нашего банка.

Подведение итогов через 15 дней после окончания розыгрыша.

Воспользуйтесь прекрасной возможностью выиграть телевизор для вашего дома или отправиться в увлекательное путешествие. Реализуйте свои цели с нашим банком!

Правила акции

Ставка: 12,32-45%
ГЭСВ: 28,3-56%

Great news for business customers of our Bank! We have added merchant acquiring to all service packages for Individual Entrepreneurs having a turnover of up to ₸45 million per year.

From 1 July 2024, your clients will be able to conveniently pay for goods or services with payment cards through terminals or the Internet at the following rates:

Boost your sales with merchant acquiring offered by our Bank. We’re constantly updating and improving our tariffs to keep your business growing.

С 10.07.2024 г. действуют новые тарифы для кассовых операций по текущим и сберегательным счетам частных лиц в рублях.

Подробнее о тарифах по номеру 505 или на нашем сайте: https://www.bcc.kz/fizical/tarify/

Dear Customers!

Please be notified that the fee for EDS issue/reissue has changed.

EDS Issue/Reissue* - KZT 3,000 

* NPK CA EDS means an electronic digital signature from the Certification Authority of the NPK/ NCA EDS means an electronic digital signature from the National Certification Authority of the Republic of Kazakhstan.  

These changes will be effective from 01 July 2024

On 14 May 2024, an award ceremony was held in Yerevan, Armenia, as part of the information session of the EBRD’s Trade Facilitation Programme (TFP). The event took place during the 33rd EBRD Annual Meeting and Business Forum, where Bank CenterCredit was awarded as the Most Active Issuing Bank in Kazakhstan. The winners of the award are selected by the EBRD based on the number of transactions made under the TFP.

 «BCC is one of the leading banks in Kazakhstan in terms of trade finance products, has an extensive network of counterparties and a positive business reputation in the international banking market. It is a great honor for our Bank to be recognized by the EBRD for our trade finance accomplishments and activity. It is worth noting that participation in the EBRD’s TFP Programme gives clients access to international trade around the globe on favorable terms and boosts the level of the Bank’s recognition and credibility in the international trade finance markets. Our victory in this award was possible thanks to the loyalty of our customers and the BCC team expertise. We look forward to further fruitful cooperation with the EBRD and an increase in the number of joint transactions», – commented Nurlan Shegebayev, Vice President of Bank CenterCredit 

Bank CenterCredit has been a participating bank of the EBRD’s TFP Programme for many years as both a letter of credit issuing and confirming bank, which offers its customers and counterparties a unique opportunity to reduce the cost of trade finance products.

Under the TFP Programme, the EBRD provides guarantees to international commercial banks, thereby covering the political and payment risks of transaction undertaken by Bank CenterCredit in the EBRD regions of operation.

Bank CenterCredit jointly with the EBRD works on all types of trade finance instruments, such as letters of credit, standby letters of credit, counter-guarantees and guarantees. These instruments can be used to support imports and exports of all types of goods.

License No. 1.2.25/195/34 dated 03 February 2020 issued by the ARDFM

Last Friday, Bank CenterCredit gathered Kazakhstani entrepreneurs at the business meeting dedicated to the effective management and marketing challenges in today's environment. The business development needs and prospects, the importance of supply chains in the economy, and opportunities for optimization of these processes were discussed.

Armanzhan Baitassov (Forbes.kz), Igor Mann (Marketer, Speaker, Author, Publisher), Anton Manin (Head of Supply Chain Finance at Bank CenterCredit), Kumar Mussayev (Partner and Co-founder of Kaizen Center) were the speakers at the meeting.

Anton Manin spoke about the problem of rising production costs and unnecessary money movement using the example of distributors who collect cash from small stores and take it to the bank. The introduction of QR-payment, he said, proved to be a simple and effective solution that reduces costs and simplifies the process for all participants. The Bank also presented its products, including lending, acquiring and remote invoicing, which help business customers tackle their daily tasks more efficiently.

Igor Mann, a well-known CIS theorist and author of books on marketing, co-founder of Mann, Ivanov & Ferber Publishing House, presented two extremely relevant topics for modern business – immediate results marketing and effective customer retention strategies.

Armanzhan Baitassov, businessman and Forbes publisher in Kazakhstan, spoke about the use of creative thinking in business. The actual practices of applying the Japanese Kaizen philosophy that focuses on continuous improvement to boost quality and reduce costs, was covered by Kumar Mussayev.

“Development of businesses of our customers along with the Bank proves the effectiveness of the Bank’s efforts. We see tremendous potential in using modern technologies and financial tools to simplify business processes and reduce costs. Interaction with our customers and partners allows us to create solutions that meet their needs and contribute to sustainable development,” stated Nurlan Shegebayev, Vice President of Bank CenterCredit.

Министерство труда и социальной защиты населения подтвердило отмену выходного дня 17 июня 2024 года.

«В соответствии со статьей 84 Трудового кодекса первый день Курбан айта, отмечаемый по мусульманскому календарю, является выходным днем. При формировании производственного календаря на 2024 год Духовное управление мусульман Казахстана (ДУМК) 17 октября 2023 года направило официальное письмо, в котором сообщалось, что в 2024 году первый день Курбан айта выпадает на 17 июня, но может сдвинуться в связи с фазами Луны. 7 июня текущего года ДУМК объявило, что в 2024 году первый день Курбан айта выпадает на 16 июня. Учитывая, что это воскресенье, дополнительного выходного дня в понедельник, 17 июня, не будет», – сообщили в министерстве.

Откройте #картакарта с 1 июня до 31 июля 2024 года и получите повышенный кэшбэк в следующих популярных категориях:

▪️Такси – 10%

▪️Продукты и супермаркеты – 4%

▪️Кафе и рестораны – 5%

Как это работает?

Пользуясь #картакарта, вы можете каждый месяц выбирать три категории повышенного кэшбэка из семи предложенных и получать кэшбэк до 10% за каждую оплату!

Как использовать кэшбэк?

Кэшбэк можно переводить на карту реальными деньгами начиная от 2000 ₸.

В месяц можно накопить до 20 000 ₸ кэшбэка, а в год – до 240 000 ₸.

Чтобы кэшбэк не сгорел, необходимо до завершения года перевести его на #картакарта.

Hereby Bank CenterCredit JSC informs that on May 29, 2024, the coupon interest on bonds CCBNb23 (ISIN KZ2C00000594) was paid.

The total amount of coupon interest paid was 403 476 315,00 (four hundred three million four hundred seventy six thousand three hundred fifteen) tenge 00 tiyn.

Dear Customers!
Please be notified that changes have been made to the Tariff Schedule for Business Customer Services:

Maintenance of current accounts*- KZT 1,900

*Monthly:
1) when making transactions via the Bank branch, opened before 01 June 2024.
2) for accounts opened starting from 01 June 2024, regardless of the place and channel of service.

The changes will take effect starting from 03 June 2024.

Best regards, JSC Bank CenterCredit