Term: minimum — from 4 months,
maximum — deposit term minus 1 month
Amount: up to 400,000,000 ₸
No need to visit bank or look for an ATM. Deposit money at any time in the bcc.kz application. All you need is the Internet access
By early repayment, you reduce the amount of monthly payments, the loan term, and the amount of interest that accrues on the remaining debt
You can defer the loan payment in two ways:
by increasing the loan term for the deferment
period or leaving it unchanged
If you increase the loan term, the monthly payment will decrease
If you decrease the loan term, the monthly payment will increase
You can change the repayment date for the current month or for the entire loan term. New date is available from 1st to 20th, except for the current date and earlier
Product terms and conditions | Consumer needs |
Financing currency | KZT USD |
Loan amount | Up to 90% of the collateral amount, deposit in tenge and US dollars |
Rate for deposit in KZT | +2.5% to the annual deposit rate (AERR: 10.7-35%) |
Rate for deposit in USD | fixed fee 19% (AERR: 21.1-35%) |
Loan terms | Remaining deposit term (minimum 4 months) – 1 month |
Collateral | Rakhmet and Champion deposits |
Commissions | None |
Kazakhstan residents aged 21 and over can apply for a loan.
KZT: +2.5% to the annual deposit rate (AERR: 10.7-35%)
USD: fixed fee 19% (AERR: 21.1-35%)
No documents are required except for an identity card.
Visit the nearest branch of our bank, fill out the documents and wait for the bank's decision. Select a branch (link).
Yes, you can close the loan in full or in part early. Like monthly payments, early repayments are available online in the bcc.kz application.
You can apply for a payment deferment, as well as change the loan term or the loan repayment date.