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Overdraft

Make current payments

even if you don't have enough money on your account


Without any collateral

No penalties charged for full early repayment

Minimum package of documents

What is an overdraft?

A short-term type of financing that allows you to meet your company's working capital needs, for example:

  • To pay employees' salaries
  • To pay taxes
  • To pay for goods, works, services
  • To make other urgent payment
Benefits
Amount

Not more than 40% of average monthly receipts for new customers

Intended use

To cover short-term liabilities and ensure continuous operation

Financing period

Under the limit – up to 28 days

Currency

 KZT/USD

Limit tenor

Up to 36 months

Fill out the application form at the Bank branch
Fill out the application form
Get the Personal Manager's consultation
Submit a minimum package of documents
Wait until your application is processed and the Bank's decision is received (3-5 days)
Complete the paperwork and get a loan
Tariffs

Interest rate

For KZT loans – from 22.65%  (AEIR from 25.61%)

For USD loans – from 5.4% (AEIR from 5.75%)


Annual limit arrangement fee


For IE – from 0.7% (min. KZT 5,000) 

For small enterprises – 0.5% (min. KZT 20,000) 

For medium and large enterprises – 0.35%

Loan origination fee

₸0
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