Bank Rating
Moody’s - Ba1, Positive (12 July 2024)
S&P Global Ratings - BB-, Positive (18 July 2023)
Open a deposit for an appropriate period - 3, 6 or 12 months
Be sure that your savings are protected
My Goal deposit can be opened starting just from ₸1
Deposit period | 3, 6, 12 months |
Interest rate | 3 months — up to 16.7% p.a. 6 months — up to 14.9% p.a. 12 months – up to 14.9% p.a. |
Deposit currency | KZT |
Minimum deposit amount | 1 KZT |
Partial withdrawal | Partial deposit withdrawal is not allowed |
Additional contributions | Allowed |
Possibility of automatic renewal | Allowed |
Interest payment frequency | On a monthly basis |
Possibility of early termination | Not later than 7 calendar days from the date of receipt of the depositor's request |
Deposit type according to the Civil Code of the Republic of Kazakhstan | Term deposit |
Maximum Deposit Insurance Coverage (Limit) | KZT 10,000,000 |
You can open a deposit in two ways: online via bcc.kz app or at the Bank branch.
To open My Goal deposit online:
- Download and register in bcc.kz app
- On the home screen of bcc.kz app, select “New Account or Product”, then “Open a deposit” and “My Goal”.
To open My Goal deposit at the branch, select the nearest branch. Our managers will share details about the deposit and answer all your questions.
My Goal deposit can be opened by citizens of the Republic of Kazakhstan aged 14 and over, as well as non-residents. One person can open an unlimited number of deposits.
For residents of Kazakhstan, it is necessary to have the original identity document. You can also open a deposit online via bcc.kz app. No documents are required for this, only your registration in bcc.kz app.
For non-residents, it is necessary to have a foreign passport and a document confirming the purpose of stay in the Republic of Kazakhstan (requested only when opening a current account for a new customer).
You will also need an employment contract concluded with a Company registered in the Republic of Kazakhstan and/or a certificate of employment from an organization registered in the Republic of Kazakhstan, a student ID card or a certificate from an educational institution in the Republic of Kazakhstan, or a document issued by a medical treatment facility of the Republic of Kazakhstan.
You can open any number of deposits without limitations.
You can open a deposit online via bcc.kz app or at our Bank branch.
Top-ups are available:
1. online via bcc.kz app in the Transfers Between Own Accounts section.
2. via Kassa24, Bank CenterCredit’s cash-in ATMs and self-service terminals. To do this, you need to enter the depositor’s IIN and the last four digits of the account number. Money is to be credited within 15 minutes, the maximum amount is KZT 500,000 (40 bills) per 1 terminal.
3. in cash through a cash desk at our Bank branch. In this case, top-up can be made by a third party.
The deposit interest is calculated as per the below formula:
Deposit Amount X Number of Days for deposit interest accrual in a month X Nominal Interest Rate / 365 Days.
Yes, Bank CenterCredit is a member of the mandatory collective retail deposit guaranteeing (insurance) system of the Republic of Kazakhstan.
Pursuant to the Law of the Republic of Kazakhstan, the amount of insurance coverage payable to depositors for domestic currency deposits is as follows:
● KZT 10,000,000 — for term deposits
● KZT 20,000,000 — for savings deposits
● up to KZT 5,000,000 — for foreign currency deposits