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15,00 - 16,70% (AEIR 16,08 - 18,04%)
Save Up For Your Dream!
15,00 - 16,70% (AEIR 16,08 - 18,04%)
Deposit Benefits
Calculate income you will earn on your deposit
A reliable Bank for your savings
Bank Rating
Moody’s - Ba1, Positive (12 July 2024)
S&P Global Ratings - BB-, Positive (18 July 2023)
Open a deposit for an appropriate period - 3, 6 or 12 months
Be sure that your savings are protected
- From every crediting to your card or account.
- From every card or account purchase
- By rounding the amount and accumulating the balance.
- In equal installments, every day or week.
My Goal deposit can be opened starting just from ₸1
Deposit Terms
| Deposit period | 3, 6, 12 months |
| Interest rate | 3 months — up to 18.04% p.a. 6 months — up to 16.70% p.a. 12 months – up to 16.10% p.a. |
| Deposit currency | KZT |
| Minimum deposit amount | 1 KZT |
| Partial withdrawal | Partial deposit withdrawal is not allowed |
| Additional contributions | Allowed |
| Possibility of automatic renewal | Allowed |
| Interest payment frequency | On a monthly basis |
Possibility of early termination | Not later than 7 calendar days from the date of receipt of the depositor's request |
| Deposit type according to the Civil Code of the Republic of Kazakhstan | Term deposit |
| Maximum Deposit Insurance Coverage (Limit) | KZT 10,000,000 |
Frequently Asked Questions
You can open a deposit in two ways: online via bcc.kz app or at the Bank branch.
To open My Goal deposit online:
- Download and register in bcc.kz app
- On the main page select “Open deposit” → My Goal or go to the “Services” → “Deposits” → My Goal section.
Citizens of the Republic of Kazakhstan aged 14 and above, as well as non-residents, may open a deposit. There is no limit on the number of deposits per person.
For residents of Kazakhstan, it is necessary to have the original identity document. You can also open a deposit online via bcc.kz app. No documents are required for this, only your registration in bcc.kz app.
For non-residents, it is necessary to have a foreign passport and a document confirming the purpose of stay in the Republic of Kazakhstan (requested only when opening a current account for a new customer).
You can open any number of deposits without limitations.
You can open a deposit online via bcc.kz app.
Top-ups are available:
1. online via bcc.kz app in the Transfers Between Own Accounts section.
2. via Kassa24, Bank CenterCredit’s cash-in ATMs and self-service terminals. To do this, you need to enter the depositor’s IIN and the last four digits of the account number. Money is to be credited within 15 minutes, the maximum amount is KZT 500,000 (40 bills) per 1 terminal.
3. in cash through a cash desk at our Bank branch. In this case, top-up can be made by a third party.
The deposit interest is calculated as per the below formula:
Deposit Amount X Number of Days for deposit interest accrual in a month X Nominal Interest Rate / 365 Days.
Yes, Bank CenterCredit is a member of the mandatory collective retail deposit guaranteeing (insurance) system of the Republic of Kazakhstan.
Pursuant to the Law of the Republic of Kazakhstan, the amount of insurance coverage payable to depositors for domestic currency deposits is as follows:
● KZT 10,000,000 — for term deposits
● KZT 20,000,000 — for savings deposits
● up to KZT 5,000,000 — for foreign currency deposits
A deposit or current account can only be opened, and transactions can only be performed at a Bank branch upon submission of the required documents.
For children under the age of 14, the legal representative must provide:
• the child’s birth certificate;
• the second parent’s consent (if applicable);
• the consent of the guardianship authorities.
For children aged 14-18, the following documents are required:
• the child’s identity document;
• the consent of both parents (if applicable) or the guardian.
If there is no second parent, one of the following documents must also be provided:
• a death certificate;
• a court decision declaring the parent missing or depriving of parental rights;
• the child’s birth certificate showing no second parent
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