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My Goal deposit

My Goal deposit

Save Up For Your Dream!
14% - 15,5% (AEIR 14,90% - 16,70%)

Open a deposit

Calculate income you will earn on your deposit

Currency

Deposit Amount

Deposit Period

Our Offer

Deposit Rate

AEIR

Amount at maturity

You will earn

A reliable Bank for your savings

We’ve been multiplying your savings since 1988

Bank Rating

Moody’s - Ba1, Positive (12 July 2024)
S&P Global Ratings - BB-, Positive (18 July 2023)

Convenient deposit period

Open a deposit for an appropriate period - 3, 6 or 12 months

Your deposit is insured by KDIF

Be sure that your savings are protected

Set up top-ups in bcc.kz app

From every crediting to your card or account.
From every card or account purchase
By rounding the amount and accumulating the balance.
In equal installments, every day or week.

Start with the minimum deposit to achieve your goal

My Goal deposit can be opened starting just from ₸1

Any questions? Leave your contacts and we will call you back

Full Name

IIN

Phone Number**

I agree to collection and processing of my personal data

Deposit Terms

Deposit period	3, 6, 12 months
Interest rate	3 months — up to 16.7% p.a. 6 months — up to 14.9% p.a. 12 months – up to 14.9% p.a.
Deposit currency	KZT
Minimum deposit amount	1 KZT
Partial withdrawal	Partial deposit withdrawal is not allowed
Additional contributions	Allowed
Possibility of automatic renewal	Allowed At the deposit rate effective at the Bank at the time of deposit renewal
Interest payment frequency	On a monthly basis
Possibility of early termination	Not later than 7 calendar days from the date of receipt of the depositor's request Within one month from the date of the first deposit, no interest is accrued; After one month from the date of the first deposit, a penalty of 50% of the accrued interest is applied.
Deposit type according to the Civil Code of the Republic of Kazakhstan	Term deposit
Maximum Deposit Insurance Coverage (Limit)	KZT 10,000,000

Documents

Interest Rates on Deposits

04.12.2024

Download

Interest Rates on Terminated Deposits

05.12.2024

Download

Frequently Asked Questions

You can open a deposit in two ways: online via bcc.kz app or at the Bank branch.

To open My Goal deposit online:
- Download and register in bcc.kz app
- On the home screen of bcc.kz app, select “New Account or Product”, then “Open a deposit” and “My Goal”.

To open My Goal deposit at the branch, select the nearest branch. Our managers will share details about the deposit and answer all your questions.

My Goal deposit can be opened by citizens of the Republic of Kazakhstan aged 14 and over, as well as non-residents. One person can open an unlimited number of deposits.

For residents of Kazakhstan, it is necessary to have the original identity document. You can also open a deposit online via bcc.kz app. No documents are required for this, only your registration in bcc.kz app.

For non-residents, it is necessary to have a foreign passport and a document confirming the purpose of stay in the Republic of Kazakhstan (requested only when opening a current account for a new customer).

You will also need an employment contract concluded with a Company registered in the Republic of Kazakhstan and/or a certificate of employment from an organization registered in the Republic of Kazakhstan, a student ID card or a certificate from an educational institution in the Republic of Kazakhstan, or a document issued by a medical treatment facility of the Republic of Kazakhstan.

You can open any number of deposits without limitations.

You can open a deposit online via bcc.kz app or at our Bank branch.

Top-ups are available:

1. online via bcc.kz app in the Transfers Between Own Accounts section.
2. via Kassa24, Bank CenterCredit’s cash-in ATMs and self-service terminals. To do this, you need to enter the depositor’s IIN and the last four digits of the account number. Money is to be credited within 15 minutes, the maximum amount is KZT 500,000 (40 bills) per 1 terminal.
3. in cash through a cash desk at our Bank branch. In this case, top-up can be made by a third party.

The deposit interest is calculated as per the below formula:
Deposit Amount X Number of Days for deposit interest accrual in a month X Nominal Interest Rate / 365 Days.

Yes, Bank CenterCredit is a member of the mandatory collective retail deposit guaranteeing (insurance) system of the Republic of Kazakhstan.

Pursuant to the Law of the Republic of Kazakhstan, the amount of insurance coverage payable to depositors for domestic currency deposits is as follows:

● KZT 10,000,000 — for term deposits

● KZT 20,000,000 — for savings deposits

● up to KZT 5,000,000 — for foreign currency deposits