Manage your finances with #kartakarta

#kartakarta is a universal credit card that can be used to pay for purchases worldwide, buy in installments from the Bank partners, make money on cashback rewards, and allows for comprehensive management via the BCC.KZ app

The card can be used worldwide.

You can top up your card from another card or account, with bank transfer from any bank, in cash via cash-in ATMs, terminals or the Bank cash desk.  

Yes, you can pay off the debt until the 25th day of the following month, as well as ahead of schedule at any time of the day online or by replenishing via ATM.

No, they are not mandatory. The Bank can consider opening an account without pension contributions.

It's a period of time until the 25th day of the following month, during which you can use money and not pay credit interest by paying the debt off in due time.

The grace period applies to all card transactions.

You can access your credit card statement through your mobile app by selecting the desired statement period.

The credit limit is set based on your ability to pay, individual income and credit history.

Currently, the card is available to residents of the Republic of Kazakhstan only.

Reward from the bank and our partners for using the card in the form of a refund of a certain amount of money spent on purchases to the account.

Yes, for the first purchase made using the card, we will credit the welcome cashback bonus totaling 10% of the purchase amount, but not more than KZT 1,000

At the beginning of each month, you can select new categories offering up to 10% cashback from the list of offered in the BCC.KZ app.

The amount that the bank has approved you when issuing the card and is ready to lend without interest and overpayments during the grace period.

The credit limit amount depends on your activity, number and amount of payments and on your credit history both with Centercredit and other banks in Kazakhstan

You should use the card actively - pay for purchases and make payments, and avoid loan delinquencies not only in our Bank, but also in other banks. Once a month, you can apply in the BCC.KZ app, specifying the desired credit limit amount. The Bank will analyze your activity and make a decision.

For example, pay daily purchases and payments, and buy in installments.

It's a period of time until the 25th day of the following month, during which you can use money and not pay credit interest by paying the debt off in due time

It is determined for each customer individually and depends on the credit history, number and amount of transactions.

You will receive an SMS message from the Bank.

The most effective way to increase the limit is to use the card more often. The Bank regularly reviews active customers for potential limit increases.

Лучший способ увеличить лимит — чаще пользоваться картой. Банк регулярно рассматривает возможность увеличения кредитного лимита для активных клиентов.

Увеличение лимита — это показатель доверия банка.

Возможность разбить стоимость товара или услуги на равные платежи на 3, 6 или 12 месяцев. Например, сумма в 30 000 теңге разделится на 3 части по 10 000 теңге, которые автоматически включаются в сумму минимального ежемесячного платежа по карте.

Режим рассрочки можно включать и отключать в приложении bcc.kz.

3, 6 или 12 месяцев в зависимости от нашей договоренности с партнёром.

Покупки у партнёров банка без процентов и комиссий.