• Up to ₸7,000,000
• Term – up to 5 years
• Interest Rate: 12-38% (AEIR 25.40-45.35%)
• Manage your loan in the app: early repayment, loan term and payment date modification
• Collateral-free, no need to provide a salary certificate and indicate the loan purpose
• Only one document needed - ID card
• Interest is higher than when opening at the branch
• Select a deposit that suits your goals
• Calculate profitability using the calculator
• Top-up from your account or card with another bank
• Transfer from deposit to card, current account or another deposit
• Set up monthly automatic top-up
• Free brokerage account opening and maintenance
• Instant top-up and withdrawal
• Buy and sell securities on KASE/KASE Global
• Affordable to everyone: ready-made investment instruments starting from KZT 6
• Keep your securities in custody at no fee
• Pay no income tax from securities transactions
• SWIFT, Western Union, Golden Crown, and the new Transfers to Uzbekistan service
• Fast and convenient: no need to visit the Bank
• Safe and secure: high protection level for each transfer
• Favorable and flexible tariffs
• In any currency, to any bank, to any country globally
• Send money to card or by phone number
• 19 currency pairs, buying gold/silver
• Fee-free foreign currency account opening
• Everything is online, no need to visit exchange offices
• Currency conversion with no fee charged
• Exchange between current, card and deposit accounts
• Pending order starting from $500
• Currency exchange at a personalized rate – the larger the amount, the more favorable the rate
• Starting from $10,000 (equivalent in other currency)
• All public services and digital documents are available at any time
• No need to visit the Public Service Center: everything is online
• Popular certificates and social benefit applications
• Medical services and Compulsory Social Health Insurance information
• Services and certificates for car owners
• UAPF information, IE registration, etc.
Get complete information on all accounts, including cards, foreign currency accounts and precious metals.
Easily track not only your spending, by income as well: top-ups, cashback, dividends on securities, etc.
Generate visual reports on your budget, by filtering by time and categories.
Debit card with the option to link foreign currency accounts
Purchases without additional currency conversion when linking $ and € accounts in bcc.kz app
Card Issue – ₸0
Online opening in a couple of minutes
Up to 15% cashback on purchases
Fee-free ATM cash withdrawal – from ₸5 ths to ₸1.5 mln
Free transfers to Kazakhstani cards – up to ₸ 300,000
Credit card with up to 30% cashback
3-12 month installment plan for purchases and services from the Bank partners
Fee-free card issue
Up to ₸7,000,000 credit limit
55-day grace period
Cashback rewards
Fee-free withdrawal of up to ₸500,000 at Bank CenterCredit ATMs
Best conditions for traveling
Airport privileges
Increased cashback on travel
Travel insurance
1) If the amount of non-cash payments per month is ₸500,000 and more;
2) For any deposit totaling KZT 3 mln and more (daily) (the number of deposits is summed up)
Fee-free withdrawal of up to ₸1,500,000 per month at ATMs worldwide
Status matters
Multi-currency
Up to 4% cashback on all purchases
Airport privileges
1) If card purchases are min. ₸1 mln per month
2) If card balance is min. ₸15 mln
3) Deposit totaling ₸15 mln and more
Free transfers to Kazakhstani cards, to foreign cards – up to ₸1 mln per month
Travel insurance