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Used cars on favourable terms

A loan for those who are used to be all-time winners

Car registration at the Bank’s expense

Minimum monthly payment

Consideration without proof of income

Lending Terms
Borrower Category
Aged from 21 at the time of loan disbursement and up to 68 at loan maturity
Maximum lending period
Up to 7 years
Service life at the time of application

Vehicles manufactured in Russia, China, Uzbekistan - not more than 3 years 

Depending on the country of manufacture - not more than 13 years

Maximum loan amount
KZT 25,000,000
Down payment

min. 10% of the car value  

The Customer may provide an existing car as a down payment. The car dealership shall provide the Bank with documentary evidence that the existing car is provided as a down payment.

Valuation Not required
Early repayment

- penalty at the rate of 1% of the repayment amount if repaid within the first 6 months for loans extended for the period up to 1 year;
- penalty at the rate of 1% of the repayment amount if repaid within the first 12 months for loans extended for the period over 1 year.

   Annual Effective Interest Rate - 25.20% - 28.80% (AEIR from 28.29% - 32.87%)


List of Documents
Customer’s identity document- original

* The list of documents set out herein is not exhaustive.

Depending on the Borrower’s legal status, lending terms, legislative requirements of the Republic of Kazakhstan/ the Bank’s internal regulatory documents and other circumstances, the Bank may request other additional documents.

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