Deposit «Champion»
Save more, avoid unnecessary spending temptations
8,70 - 14,20% (AEIR 9,06 - 15,16%)
Multiply your savings
8,70 - 14,20% (AEIR 9,06 - 15,16%)
Deposit Benefits
Find out how much money you will earn on your deposit
A reliable Bank for your savings
Deposit and withdraw your money at any time via the bcc.kz app
Be sure that your savings are protected
6, 13 months — up to 15,16% p.a.
24 months — up to 10,09% p.a.
From KZT 1,000, USD 10, RUB 1,000, EUR 10
Deposit Terms
| Interest rate | 8,70 - 14,20% (AEIR 9,06 - 15,16%) |
| Deposit period | 6, 13, 24 months |
| Deposit currency | KZT, USD, RUB, EUR |
| Minimum deposit amount | KZT 1,000 USD 10 RUB 1,000 EUR 10 |
| Partial withdrawal | No limitations, but subject to the minimum balance (KZT/RUB 1,000, USD/EUR 10) |
| Additional contributions | Allowed |
| Auto-renewal | Allowed for 6 months – 3 renewals, for 13 months – 3 renewals, for 24 months – 2 renewals |
| Interest payment frequency | Monthly |
| Premature withdrawal option | Not later than 7 calendar days from the date of receipt of the Depositor's request. No interest shall be accrued, if withdrawn before expiry of one month from the date of crediting the first deposit amount to the account. If withdrawn after expiry of more than one month from the date of crediting the first deposit amount to the account, interest shall be accrued for the actual number of days the deposit is held on the account. |
| Type of Deposit pursuant to the Civil Code of the Republic of Kazakhstan | Term deposit |
| Maximum deposit insurance coverage amount (limit) | KZT 10,000,000 for deposits in the domestic currency KZT 5,000,000 for deposits in foreign currency |
| Risks associated with a financial product for the consumer | Currency risk is the risk of financial loss or a reduction in expected income as a result of changes in foreign exchange rates. If a deposit is held in a foreign currency, the value of the savings and the income, when converted into the national currency, may either increase or decrease due to exchange rate fluctuations. Interest rate risk is the risk that a change in interest rates on the financial market will result in the terms and conditions for new deposits becoming more favourable than those for an existing deposit. As a result, the depositor may receive interest at a rate lower than current market rates. |
| Tariffs | Cash deposits to and cash withdrawals from the deposit account are subject to the Bank’s cash transaction tariffs. |
FAQ
You can open a deposit in two ways:
Online via the bcc.kz
Download and register in the bcc.kz app (here is a QR code for downloading the mobile app).
Point your phone camera at the QR code and download the mobile app
On the main page select “Open deposit” → Champion or go to the “Services” → “Deposits” → Champion section.
At the Bank branch
Select the Bank branch (View on the Map button)
Our managers at the branch will give you all the details and help you open a deposit
Citizens of the Republic of Kazakhstan aged 14 and above, as well as non-residents, may open a deposit. There is no limit on the number of deposits per person.
For residents of Kazakhstan, it is necessary to have the original identity document. You can also open a deposit online via the bcc.kz app. No documents are required for this, only your registration in the app.
For non-residents, it is necessary to have a foreign passport and a document confirming the purpose of stay in the Republic of Kazakhstan (requested only when opening a current account for a new customer).
You can open any number of deposits without limitations.
You can open a deposit online via the bcc.kz app or at our Bank branch.
Replenishment is available:
1. online via the bcc.kz app in the section of transfers between own accounts. Money is credited instantly.
2. via Kassa24 system, Bank CenterCredit’s cash-in ATMs and self-service terminals. To do this, you need to enter the Depositor’s IIN and the last four digits of the account. Money is credited within 15 minutes, the maximum amount is KZT 500,000 (40 bills) per 1 terminal.
3. in cash through a cash desk at our Bank branch. In this case, the replenishment is available to a third party.
The deposit interest is calculated as per the below formula:
Deposit Amount X Number of Days for deposit interest accrual in a month X Nominal Interest Rate / 365 Days.
Yes, Bank CenterCredit is a member of the mandatory collective retail deposit guaranteeing (insurance) system of the Republic of Kazakhstan.
Pursuant to the Law of the Republic of Kazakhstan, the amount of insurance coverage payable to depositors for domestic currency deposits is as follows:
● KZT 10,000,000 — for term deposits
● KZT 20,000,000 — for savings deposits
● up to KZT 5,000,000 — for foreign currency deposits
A deposit or current account can only be opened, and transactions can only be performed at a Bank branch upon submission of the required documents.
For children under the age of 14, the legal representative must provide:
• the child’s birth certificate;
• the second parent’s consent (if applicable);
• the consent of the guardianship authorities.
For children aged 14-18, the following documents are required:
• the child’s identity document;
• the consent of both parents (if applicable) or the guardian.
If there is no second parent, one of the following documents must also be provided:
• a death certificate;
• a court decision declaring the parent missing or depriving of parental rights;
• the child’s birth certificate showing no second parent
Bank on the map
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Accessibility for persons with disabilities
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Пандус не требуется
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Кнопка вызова помощи
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Желтые круги
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Мнемосхема
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Адаптированный санузел
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Банкомат с наклейками шрифта Брайля
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