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Business

Growing a business without collateral for IE

Interest Rate: 20,25% - 21,75% (EAR 23,01% - 23,18%)

Apply Apply

“Growing Business” Collateral-Free Loan for LLCs

Interest Rate: 22.25% - 26.50% (EAR 26.33% - 29.94%)

Apply Apply
Quick decision-making for IE

Online application and crediting of loan proceeds to your account

Loan Amount

Without collateral
up to ₸20,000,000

Lending period

Up to 24 months

State Programs

Opportunity to participate in the 2025 Business Roadmap Program

Currency

KZT, RUB

Quick decision-making for IE and legal entities

Online application and crediting of loan proceeds to your account

Loan Amount

With collateral
up to ₸250,000,000

Lending period

Up to 120 months

State Programs

Opportunity to participate in the 2025 Business Roadmap Program

Currency

KZT

Lending terms
Lending period

6 to 24 months

Amount

IE – from ₸150,000 to ₸20,000,000
LLP – from ₸150,000 to ₸50,000,000



Currency

KZT, RUB


Intended use
  • Working capital financing
  • Investments for growth and development purposes
Lending period
  • на пополнение оборотных средств до 36 месяцев

  • на инвестиции до 120 месяцев

Amount

Maximum loan amount for micro, small and medium-sized businesses - up to ₸250,000,000

Collateral

Apartments, residential houses, commercial property, deposit/money pledge with JSC Bank CenterCredit

Currency

KZT

Tariffs

Tenor

Price parameters

AEIR

Under the National Entrepreneurship Development Project for

2021-2025, the Micro and Small Enterprise Support direction.
For individual entrepreneurs and legal entities

Up to 24 months21,50% 23,05% - 23,12%
Investments up to 36 months21,50%
23,05% - 23,12%

Final interest rate for a borrower:

7% -

Final interest rate for a borrower from the mono-town:

8% -

Bank’s own funds
For Individual Entrepreneurs


6 to 12 months24,25%28,80%
12 to 18 months25,50%29,38%
18 to 24 months27,00%31,55%

Loans in Russian Rubles

1 to 3 months
24,25%34,05%
4 to 6 months24,25%30,77%

Bank’s own funds
For Legal Entities



6 to 12 months
22,25% p.a.
26,33% p.a.
12 to 18 months
23,50% p.a.26,89% p.a.
18 to 24 months
25,00% p.a.29,02% p.a.

Nominal interest rate:

AEIR rate

Bank’s own funds
For Individual Entrepreneurs
20,25% - 21,75%
23,01% - 23,18%

Bank’s own funds
For Legal Entities

19.75% - 20,75%
 21.81% - 21.97%
Documents required for a loan
List of documents to apply for a loan
Download
Оформите заявку на кредит
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