Credit Card #businesscredit

A digital card for cashless business expenses. When the card credit limit is fully used, the KLS limit becomes available

up to ₸5 million

Card credit limit

for 3 or 6 months

Payment schedule for card-limit purchases

up to ₸250 million

KLS with a 30-day tranche

Connect KLS Issue card

Issue card Issue card

To issue the card, KLS must be connected to the business current account

What the card is for

Online and POS payments

Pay suppliers for goods and services online or via POS terminals

Planned business expenses

Pay for marketplace purchases, fuel, foreign services, advertising, and more

Urgent business expenses

Use the card for urgent equipment repairs and other unplanned expenses

Business travel and representation expenses

Pay for tickets, accommodation, and other business-related expenses

Suitable if:

You are an individual entrepreneur or a legal entity

You need a digital card for online and contactless payments via a digital wallet

You want to use a credit limit without taking your own funds out of turnover

You already have a credit limit on the account or are ready to connect one

Not suitable if:

You need access to your own funds in the account

You need cash withdrawals or P2P transfers

You do not need a credit limit on the account

You need a physical card

Connect a credit limit to the account

If you do not have KLS yet, first open an account and connect a credit limit.

Connect KLS

Issue a digital card in BCC Business

After connecting KLS, you can issue a business credit card in the BCC Business mobile app.

Add the card to a wallet

After issuing the card, add it to a wallet for online and contactless payments.

Pay business expenses by card

Use the card for cashless company expenses within the available credit limit.

How limits work

Transactions up to ₸50,000 are made using the KLS limit. Transactions from ₸50,000 are made using the card limit if it is sufficient. If the card limit is not sufficient, the transaction is made using KLS if an available KLS limit exists.

Credit term and repayment

Amounts used from the card limit are provided for 3 or 6 months and repaid in equal monthly payments. Amounts used from KLS are provided for 30 days.

1

Go to the current account with KLS

Open a new card

2

Select Business Credit Card

3

Review the terms

Continue card issuance

4

Confirm card issuance

Sign the terms — an SMS will be sent to your number

5

Enter the SMS code

6

The Business Credit Card is issued

Add the card to a digital wallet

1

Go to the current account with KLS

Open a new card

2

Select Business Credit Card

3

Review the terms

Continue card issuance

4

Confirm card issuance

Sign the terms — an SMS will be sent to your number

5

Enter the SMS code

6

The Business Credit Card is issued

Add the card to a digital wallet

Card benefits and terms

Enjoy Mastercard cardholder privileges and review
the full product terms before applying

Mastercard privileges

All terms

Apply for a credit card

You already have KLS

If the credit limit is already connected, download the mobile app and issue the card

Issue card

You do not have KLS yet

Open an account and connect KLS. Then you can issue and use the card in the mobile app

Connect KLS

Product FAQ

It is a digital credit card for cashless business expenses. It works through the card credit limit and KLS, without using own funds in the current account.

Yes. The card works together with KLS. If KLS is already connected, you can issue the card in the BCC Business mobile app. If not, connect KLS first.

The card can be issued by an individual entrepreneur or the company head. Cards for employees or accountants are not available.

The card limit is up to ₸5 million. It is included in the total KLS limit, which can be up to ₸250 million.

Transactions under ₸50,000 are made using KLS. Transactions from ₸50,000 are made using the card limit if the available card limit is sufficient.

If the card limit is not sufficient for the full amount, the transaction is fully made using KLS if an available KLS limit exists. The transaction is not split between the card limit and KLS.

Card-limit transactions have a 3- or 6-month term. The client selects the term in the mobile app, and it remains active until changed. KLS transactions have a term of up to 30 days.

You can pay business expenses via POS terminal or online by entering card details. QR payments, cash withdrawals, and P2P transfers are not available

You can view the debt, payment schedule, and next payment date in the BCC Business mobile app.

Repayment is made automatically on the scheduled date if there are sufficient funds in the account. Early repayment is also available with no commission.

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Full Name

IIN

Phone Number**

I agree to the collection and processing of personal data

bcc business services always at hand

Scan the QR code to download the app

Card limit	Up to ₸5 million
Available limit	Reviewed monthly
Payment schedule	The client chooses a 3- or 6-month term
Issuance and service fees	Card issuance — free Monthly service — free Reissue — ₸1,000
Rate	23.5% p.a., AEIR 26.21%
Issuance format	Digital card in the BCC Business mobile app
Cardholder	Individual entrepreneur or company head
Card type	Mastercard Business World Credit

Credit Card #businesscredit

What the card is for

Key restrictions

Apply for a credit card

Product FAQ

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