#businesscredit card

The #businesscredit credit card with installment feature is a card that offers the financing option for up to 6 months within the approved credit limit on your account.  The #businesscredit digital credit card is used with installment plan feature only.

Individual Entrepreneur (if the card is needed for IE) or the Company’s CEO, if the card is needed for a legal entity

Individual Entrepreneur’s or the Company CEO’s passport.

Customers having a credit limit on the account will be able to issue a virtual card through the bcc business mobile app.

New customers should first open a credit limit on the account at any branch of the Bank, once the limit is approved, a virtual #businesscredit card is issued.

If the Bank makes a positive decision, the virtual card is issued on the date of signing the Contract. Following the Bank’s setting of a credit limit on the card, the card details will be made available in the personal area.

The card can be added to Apple Pay / Samsung Pay / Google Pay through the CEO’s personal area in the bcc.kz mobile app.

To ensure security of installment plan transactions, you can set a dynamically changing CVV through the CEO’s personal area in the bcc.kz mobile application.

You may not:

· withdraw cash from the account through the cash desk,

· repay any debts owed to the Bank,

· grant and repay loans,

· purchase equity securities,

· purchase and (or) settle promissory notes, units of mutual investment funds,

· pay collection and other documents for direct debiting,

· pay dividends,

· invest money in share capitals,

· transfer money to cards, place on deposits, transfer to settlement accounts of individuals,

· repay overdue taxes/charges payable/ overdue debts payable to the budget,

· pay for participation in biddings/tenders/auctions.

You can choose an installment period that suits you the most: 3 months or 6 months.

Once set, the installment period will be used by default for all subsequent installment transactions. You can set the desired installment period at any time while using the card.

The maximum credit limit amount on the card is KZT 5,000,000.

The credit limit amount allocated to the card is recalculated monthly. Calculation takes place automatically once a month.

The card’s credit limit amount is dependent on the transaction activity on your accounts and the volume of turnovers related to your primary business activity.

2% per month, regardless of the period of tranches.

There are no additional fees.

The Bank will charge a penalty / fine on the outstanding indebtedness at the rate of 0.2% for each day of delay.

Yes, it is banned to withdraw cash via ATMs in Kazakhstan and abroad and make P2P transfers.