Term: from 3 months to 10 years
Amount: up to 150,000,000 ₸
No need to visit bank or look for an ATM. Deposit money at any time in the bcc.kz application. All you need is the Internet access
By early repayment, you reduce the amount of monthly payments, the loan term, and the amount of interest that accrues on the remaining debt
You can defer the loan payment in two ways:
by increasing the loan term for the deferment
period or leaving it unchanged
If you increase the loan term, the monthly payment will decrease
If you decrease the loan term, the monthly payment will increase
You can change the repayment date for the current month or for the entire loan term. New date is available from 1st to 20th, except for the current date and earlier
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1Visit a bank branch
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2Provide necessary documents
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3Wait for a decision
| Product terms and conditions |
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| Maximum loan amount |
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| Annual nominal rate of return | 22-24% (AERR 24.7-35%) |
| Loan terms | 3 months to 120 months |
| Collateral |
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| Commissions | None |
| Insurance | Real estate insurance, title deeds |
| Analysis of solvency | With official income and with indirect confirmation of income |
| Additional benefit | Re-pledging is possible |
Maximum amount is 150,000,000 tenge.
A loan secured by real estate can be issued for a period of 3 to 120 months.
Identity card, title documents and a real estate appraisal report.
No fee.
Residential and commercial real estate are accepted as collateral.
Real estate in a state of disrepair, with encumbrances and arrests of third parties and organizations, with improper use of real estate, as well as real estate on the right of lease of land plots, is not accepted as collateral.
Yes. Term of the right of ownership (purchase and sale agreement and gift agreement) must be at least 3 months. Exceptions are cases when:
- seller/donor of the real estate accepted as collateral by our bank acts as a guarantor or borrower;
- seller of the real estate accepted as collateral by our bank is a developer;
- seller/donor of the real estate accepted as collateral by our bank is an individual under 21 and over 65 years of age at the time of submitting an application for a loan.
Yes, for this purpose a re-pledge is issued against the existing collateral.
Re-pledge is not considered if the primary loan was issued through:
- a state loan program;
- a subsidized loan program;
- a loan program for small, medium and large businesses;
- a renewable/non-renewable credit limit.
The property assessment is carried out by an independent appraisal company.
Comprehensive insurance (property insurance/title insurance) is mandatory for 1 year. Subsequent years are at the client’s discretion.
You can apply for a payment deferment, as well as change the loan term or loan repayment date.
The bank can consider an application with verification, as well as with indirect income.
Yes, early repayment in full or in part ahead is possible. Like monthly payments, early repayments are available online in the bcc.kz application.
Speed, quality, favorable conditions for collateral of property, money and deposit.
Nothing found
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Accessibility for persons with disabilities
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Пандус не требуется
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Кнопка вызова помощи
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Тактильная плитка
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Желтые круги
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Звуковой маяк
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Мнемосхема
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Заниженная касса
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Адаптированный санузел
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Банкомат с наклейками шрифта Брайля
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Парковка
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Пандус
Nothing found
Nothing found