Benefits of the Clothing and Footwear option
Unified competitive merchant acquiring rates for all banks in the Republic of Kazakhstan, along with free external transfers in KZT
Unlimited free KZT transfers
External KZT transfers are free and unlimited, making it easier to settle payments with partners and suppliers
Competitive fees for cards issued by all banks in Kazakhstan
Uniform rates apply to cards issued by all banks in Kazakhstan, with no additional conditions
Forget about transaction fees with our POS terminal!
Accept payments with zero fees up to your monthly turnover limit
The first month is on us
Meet the criteria and continue enjoying free service each month
Who is the Clothing and Footwear option for?
Fashion boutiques of all sizes
Perfect for small clothing and footwear stores located in shopping malls, as well as niche showrooms
Large retail chains
An ideal solution for multi-brand clothing and footwear stores
Get more benefits with the Clothing and Footwear option
Optimal+
With the Clothing and Footwear option
Merchant acquiring
(for IEs: up to KZT 45,000,000 per year)
(for IEs: up to KZT 45,000,000 per year)
Monthly turnover up to ₸ 1,000,000:
For IEs– 0%
For Legal entities – 0%
Monthly turnover above ₸ 1,000,000:
For IEs– 0.5%
For Legal entities –1.0%
For IEs– 0%
For Legal entities – 0%
Monthly turnover above ₸ 1,000,000:
For IEs– 0.5%
For Legal entities –1.0%
WeChat payments –1%
NPC QR (interbank)–1.1%
NPC QR (interbank)–1.1%
KZT payments
Free of charge
Free service eligibility criteria
POS terminal turnover with the Bank of at least ₸ 1,500,000 per month or an ADB of at least ₸ 1,000,000 per month
• At least one of the free service eligibility criteria must be met.
• ADB means the average daily account balance
• ADB means the average daily account balance
Option fee
First month free
Thereafter — 0 KZT subject to conditions
If the free service eligibility criteria are not met, the option fee is ₸4,990 per month
Optimal+
Without the Clothing and Footwear option
Merchant acquiring
(for IEs: up to KZT 45,000,000 per year)
(for IEs: up to KZT 45,000,000 per year)
For IEs –0.7%
For Legal entities –1.1%
For Legal entities –1.1%
KZT payments
100 payments– free of charge
Thereafter– KZT 300 per payment
Thereafter– KZT 300 per payment
Premium
With the Clothing and Footwear option
Merchant acquiring
(for IEs: up to KZT 45,000,000 per year)
(for IEs: up to KZT 45,000,000 per year)
Monthly turnover up to ₸ 2,500,000:
For IEs– 0%
For Legal entities – 0%
Monthly turnover above KZT 2,500,000:
For IEs – 0.3%
For legal entities – 0.9%
For IEs– 0%
For Legal entities – 0%
Monthly turnover above KZT 2,500,000:
For IEs – 0.3%
For legal entities – 0.9%
WeChat payments –1%
NPC QR (interbank)–1.0%
NPC QR (interbank)–1.0%
KZT payments
Free of charge
Free service eligibility criteria
POS terminal turnover with the Bank of at least ₸ 5,000,000 per month or an ADB of at least ₸ 3,000,000 per month
• At least one of the free service eligibility criteria must be met.
• ADB means the average daily account balance
• ADB means the average daily account balance
Option fee
First month free
Thereafter — 0 KZT subject to conditions
If the free service eligibility criteria are not met, the option fee is ₸9,990 per month
Premium
Without the Clothing and Footwear option
Merchant acquiring
(for IEs: up to KZT 45,000,000 per year)
(for IEs: up to KZT 45,000,000 per year)
For IEs– 0.5%
For Legal entities -1,0%
For Legal entities -1,0%
KZT payments
250 payments – free of charge
Thereafter– KZT 250 per payment
Thereafter– KZT 250 per payment
Ultra
With the Clothing and Footwear option
Merchant acquiring
(for IEs: up to KZT 45,000,000 per year)
(for IEs: up to KZT 45,000,000 per year)
Monthly turnover up to ₸ 5,000,000:
For IEs– 0%
For Legal entities – 0%
Monthly turnover above ₸ 5,000,000:
For IEs– 0%
For Legal entities – 0.8%
For IEs– 0%
For Legal entities – 0%
Monthly turnover above ₸ 5,000,000:
For IEs– 0%
For Legal entities – 0.8%
WeChat payments –1%
NPC QR (interbank)–0.9%
NPC QR (interbank)–0.9%
KZT payments
Free of charge
Free service eligibility criteria
POS terminal turnover with the Bank or ADB of at least ₸25,000,000 per month
• At least one of the free service eligibility criteria must be met.
• ADB means the average daily account balance
• ADB means the average daily account balance
Option fee
First month free
Thereafter — 0 KZT subject to conditions
If the free service eligibility criteria are not met, the option fee is ₸16,990 per month
Ultra
Without the Clothing and Footwear option
Merchant acquiring
(for IEs: up to KZT 45,000,000 per year)
(for IEs: up to KZT 45,000,000 per year)
For IEs– 0%
For Legal entities – 0.9%
For Legal entities – 0.9%
KZT payments
1000 payments – free of charge
Thereafter– KZT 200 per payment
Thereafter– KZT 200 per payment
How to activate the Clothing and Footwear option
-
1Submit an application
Provide your details
-
2Wait for a call from our manager
We will contact you and confirm the details
-
3Option activated
1 month free
Check if your business is eligible
Enter your details to see if your business qualifies for the The Clothing and Footwear option
This field must be completed!
This field must be completed!
Option unavailable
This type of business does not qualify for the The Clothing and Footwear option
Reduced fees are not available
The The Clothing and Footwear option can be activated, but your MCC code does not qualify for reduced acquiring fees
The The Clothing and Footwear option is available
Enjoy the lowest merchant acquiring fees!
Supporting Your Business Growth
POS terminal
Accept payments without commission
Credit limit
Forget about cash gaps – the higher your turnover, the higher your limit
Business card
Linked to your business account, pay suppliers directly
Accept online payments
Accept payments in any convenient format – no cash register or terminal required
UMAG
This all-in-one solution includes an online cash register, inventory management, product tracking, stock control, and a payment terminal. Best suited for: retail stores, pharmacies, and supermarkets