Benefits of the Bilim option
External KZT transfers are free and unlimited, making it easier to settle payments with partners and suppliers
Uniform rates apply to cards issued by all banks in Kazakhstan, with no additional conditions
Accept payments with zero fees up to your monthly turnover limit
Meet the criteria and continue enjoying free service each month
Get the aBasqar inventory accounting system at a special price for BCC Business customers
Warehouse management, sales, finance, and accounting documents, all in one place.
Who is the Bilim option for?
Designed for preschool education centers, schools, vocational schools, colleges, and universities
Designed for language schools, educational centers, sports sections, creative studios, and organizations involved in education and learning
Get more benefits with Bilim option
(For individual entrepreneurs: up to KZT 45,000,000)
For IEs – 0%
For Legal entities – 0%
Monthly turnover above ₸ 1,000,000:
For IEs – 0.5%
For Legal entities – 1.0%
NPC QR (interbank) – 1.1%
• ADB (Average Daily Balance) - the average daily account balance
(For individual entrepreneurs: up to KZT 45,000,000)
For Legal entities –1.1%
Thereafter– KZT 300 per payment
(For individual entrepreneurs: up to KZT 45,000,000)
For IEs– 0%
For Legal entities – 0%
Monthly turnover above KZT 2,500,000:
For IEs – 0.3%
For legal entities – 0.9%
NPC QR (interbank) – 1.0%
• ADB (Average Daily Balance) - the average daily account balance
(For individual entrepreneurs: up to KZT 45,000,000)
For Legal entities - 1,0%
Thereafter– KZT 250 per payment
(For individual entrepreneurs: up to KZT 45,000,000)
For IEs – 0%
For Legal entities – 0%
Monthly turnover above ₸ 5,000,000:
For IEs – 0%
For Legal entities – 0.8%
NPC QR (interbank) – 0.9%
• ADB (Average Daily Balance) - the average daily account balance
(For individual entrepreneurs: up to KZT 45,000,000)
For Legal entities – 0.9%
Thereafter– KZT 200 per payment
How to activate Bilim option
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1Submit an application
Provide your details
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2Wait for a call from our manager
We will contact you and confirm the details
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3Option activated
1 month free
Check if your business is eligible
Supporting Your Business Growth
Accept payments without commission
Forget about cash gaps – the higher your turnover, the higher your limit
Linked to your business account, pay suppliers directly
Accept payments in any convenient format – no cash register or terminal required
This all-in-one solution includes an online cash register, inventory management, product tracking, stock control, and a payment terminal. Best suited for: retail stores, pharmacies, and supermarkets