Первые 3 месяца бесплатно

HoReCa Option for Cafes, Restaurants and Hotels

Reduced merchant acquiring rates for the restaurant industry and additional tools to attract guests

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HoReCa Option Benefits

The most favourable merchant acquiring terms, as well as additional loyalty services for your guests

Kel.Back Loyalty Card Creator

Create loyalty cards, launch campaigns and track analytics – 3-month trial period

The Lowest Acquiring Rates

Fees from 0% for IEs and lower fees for corporate customers

Promotion in the bcc.club mobile app

Customers receive enhanced cashback, and you can attract up to 1.5 million new customers

More

Free Payments in KZT

Reduce your daily expenses!

Who is the HoReCa option suitable for

For hotels, restaurants and cafes – from a single outlet to an entire chain

Fast food and delivery

For any catering business: from sushi bars to bakery chains and food delivery services

Cafes and restaurants

For coffee shops, bars, tea houses, wine bars and taverns

Hotels and guesthouses

For establishments and restaurants in hotels, canteens and any takeaway food

The HoReCa option offers greater benefits

Optimal +

With HoReCa option

Merchant acquiring for IEs
(up to KZT 45,000,000)

0,5%

Merchant acquiring for corporate customers

1,1%

Payments in KZT

Free of charge

Free service condition

Average daily balance: from ₸500,000*

Kel.back loyalty card creator cost (40% discount)

₸14,900 per month

Option cost

Free for 3 months

thereafter

Activate the option

Optimal +

Without HoReCa option

Merchant acquiring for IEs
(up to KZT 45,000,000)

0,7%

Merchant acquiring corporate customers

1,3%

Payments in KZT

100 – free of charge
thereafter — ₸300 per payment

Premium

With HoReCa option

Merchant acquiring for IEs
(up to KZT 45,000,000)

0,4%

Merchant acquiring for corporate customers

1%

Payments in KZT

Free of charge

Free service condition

Average daily balance: from ₸2, 500,000 *

Kel.back loyalty card creator cost (60% discount)

₸9,900 per month

Option cost

Free for 3 months

thereafter

Activate the option

Premium

Without HoReCa option

Merchant acquiring for IEs
(up to KZT 45,000,000)

0,5%

Merchant acquiring for corporate customers

1,2%

Payments in KZT

250 – free of charge
thereafter — ₸250 per payment

Ultra

With HoReCa option

Merchant acquiring for IEs
(up to KZT 45,000,000)

0%

Merchant acquiring for corporate customers

0,9%

Payments in KZT

Free of charge

Free service condition

Average daily balance: from ₸25,000,000*

Kel.back loyalty card creator cost (100% discount)

₸0 per month

Option cost

Free for 3 months

thereafter

Activate the option

Ultra

Without HoReCa option

Merchant acquiring for IEs
(up to KZT 45,000,000)

0%

Merchant acquiring for corporate customers

1,1%

Payments in KZT

1,000 – free of charge
thereafter — ₸200 per payment

How to activate the HoReCa option

1

Leave a request

Insert your details
2

Wait for your account manager call

We will contact you to confirm your details
3

Option activated

First 3 months free

Leave a request

1

Log in to bcc business Tariffs

Under your internet banking account
2

Select the HoReCa option to activate

The option is activated for existing service packages
3

The option has been successfully activated

First 3 months free!

Go to bcc business

Check if your business is eligible

Enter your details to see if your business qualifies for the HoReCa option

CCEA

This field must be completed!

MCC Code

This field must be completed!

I don’t have an MCC code

Option unavailable

This type of business does not qualify for the HoReCa option

Go to request

Reduced fees are not available

The HoReCa option can be activated, but your MCC code does not qualify for reduced acquiring fees

Go to request

Опция «HoReCa» доступна

Подключите опцию и получите преимущества для эквайринга

Go to request

Helping Your Business Grow

POS terminal

Accept payments without commission

Activate

Credit limit

Forget about cash gaps – the higher your turnover, the higher your limit

Activate

Learn more

Business card

Linked to your business account, pay suppliers directly

Open card

Learn more

Accept online payments

Also deposits for table reservation and payment for the delivery of orders

More

Paloma 365

Sales management, product marking, TIS, and complete analytics in one window

Activate

Leave a request for a consultation on connecting to the “HoReCa” solution

Company name

IIN/BIN

Phone Number**

I confirm my consent to the collection and processing of data, including the report from LLP 'First Bureau' and the State Database of Legal Entitites

I agree to the collection and processing of personal data

Bastau
For new bank clients, up to 2 months of service
Amount	up to 3,000,000 ₸
Term	up to 30 days
Interest rate	23.5% (APR 26.21%)
Withdrawals and transfers	not allowed
Standart
For existing bank clients
Amount	up to 250,000,000 ₸
Term	up to 30 days
Interest rate	23.5% (APR 26.21%)
Withdrawals and transfers	4% commission of the amount

Card type	Visa Business (unnamed)
Issuance time	5 minutes
Issuance of additional cards	Available
Currency	KZT, USD, EUR, RUB
Card issuance	2,000 ₸
Card maintenance	0 ₸
Credit to card/account	0 ₸
Card top-up via IPT/ATM
Standard	up to 1 million ₸ per month – 0 ₸ above – 0.2% of the amount, minimum – 200 ₸
Free / Optimal+ / Premium / Ultra package	0 ₸* * according to the service tariff package
Cash withdrawal at ATMs in Kazakhstan and abroad
Standard	up to 1 million ₸ per month – 0 ₸ above – 0.4% of the amount, minimum – 400 ₸
Free package	0 ₸
Optimal+ package	up to 2 million ₸ per month – 0 ₸ above – 0.4% of the amount, minimum – 400 ₸
Premium package	up to 5 million ₸ per month – 0 ₸ above – 0.4% of the amount, minimum – 400 ₸
Ultra package	0 ₸
Service at retail and service outlets	0 ₸
SMS notification	0 ₸