First month free

Reach new horizons with the Tourism Option

Cost-effective solutions for your business: free external KZT transfers, merchant acquiring rates starting from 0%, and other exclusive benefits available only to customers of the Tourism Option

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Tourism Option Benefits

KZT transfers with no fees and no limits

External KZT transfers are free of charge and unlimited, making it convenient to settle payments with business partners and suppliers

Favorable rates for cards issued by any bank in Kazakhstan

Uniform acquiring rates for cards issued by all banks in Kazakhstan, with no additional requirements

Forget about transaction fees on payments processed through our POS terminal!

Accept payments with no fees within the established monthly turnover limit

Continue using the option free of charge even after the trial period ends. Simply keep accepting payments through our Bank’s POS terminal

Who is the Tourism Option suitable for?

Tourism

Travel agencies and tour operators

Sports and active recreation

Fitness clubs, gyms, active recreation centers

Entertainment and leisure

Zoos, amusement parks, recreation resorts, entertainment complexes, philharmonic halls

More benefits with the Tourism Option

Optimal+

With Tourism option

Merchant acquiring
(For individual entrepreneurs: up to KZT 45,000,000)

Monthly turnover up to ₸ 1,000,000:
For IEs – 0%
For Legal entities – 0%

Monthly turnover above ₸ 1,000,000:
For IEs – 0.5%
For Legal entities – 1.0%

KZT payments

Free of charge

Free service eligibility criteria

POS terminal turnover from KZT 2,500,000 or ADB from KZT 2,500,000

Option fee

First month – free of charge

Thereafter — 0 KZT subject to conditions

Activate the option

Optimal+

Without Tourism option

Merchant acquiring
(For individual entrepreneurs: up to KZT 45,000,000)

For IEs –0.7%
For Legal entities –1.1%

KZT payments

100 payments– free of charge
Thereafter– KZT 300 per payment

Premium

With Tourism option

Merchant acquiring
(For individual entrepreneurs: up to KZT 45,000,000)

Monthly turnover up to ₸ 2,500,000:
For IEs– 0%
For Legal entities – 0%

Monthly turnover above KZT 2,500,000:
For IEs – 0.3%
For legal entities – 0.9%

KZT payments

Free of charge

Free service eligibility criteria

Turnover through the Bank’s POS terminals or remote banking channels of at least KZT 10,000,000 per month.

Option fee

First month – free of charge

Thereafter — 0 KZT subject to conditions

Activate the option

Premium

Without Tourism option

Merchant acquiring
(For individual entrepreneurs: up to KZT 45,000,000)

For IEs – 0.5%
For Legal entities - 1,0%

KZT payments

250 payments – free of charge
Thereafter– KZT 250 per payment

Ultra

With Tourism option

Merchant acquiring
(For individual entrepreneurs: up to KZT 45,000,000)

Monthly turnover up to ₸ 5,000,000:
For IEs – 0%
For Legal entities – 0%

Monthly turnover above ₸ 5,000,000:
For IEs – 0%
For Legal entities – 0.8%

KZT payments

Free of charge

Free service eligibility criteria

Turnover through the Bank’s POS terminals or remote banking channels of at least KZT 25,000,000 per month.

Option fee

First month – free of charge

Thereafter — 0 KZT subject to conditions

Activate the option

Ultra

Without Tourism option

Merchant acquiring
(For individual entrepreneurs: up to KZT 45,000,000)

For IEs– 0%
For Legal entities – 0.9%

KZT payments

1000 payments – free of charge
Thereafter– KZT 200 per payment

How to activate Tourism option

1

Submit an application

Provide your details
2

Wait for a call from our manager

We will contact you and confirm the details
3

Option activated

1 month free

Submit an application Submit an application

Check if your business is eligible

Enter your details to see if your business qualifies for Tourism option

CCEA

This field must be completed!

MCC Code

This field must be completed!

I don’t have an MCC code

Option unavailable

This type of business does not qualify for Tourism option

Go to request

Reduced fees are not available

Tourism option can be activated, but your MCC code does not qualify for reduced acquiring fees

Go to request

Tourism option is available

Enjoy the lowest merchant acquiring fees!

Go to request

Supporting Your Business Growth

POS terminal

Accept payments without commission

Activate

Credit limit

Forget about cash gaps – the higher your turnover, the higher your limit

Activate

More

Deposit terms	Bastau	Standart
Clients	New bank clients, up to 2 months of service	Existing bank clients
Amount	Up to 3,000,000 ₸	Up to 250,000,000 ₸
Term	Up to 30 days	Up to 30 days
Interest rate	23.5% (APR 26.21%)	23.5% (APR 26.21%)
Withdrawals and transfers	Not allowed	4% commission of the amount

Business card

Linked to your business account, pay suppliers directly

Open card

More

Card details and services	Terms and fees
Card type	Visa Business (unnamed)
Issuance time	5 minutes
Issuance of additional cards	Available
Currency	KZT, USD, EUR, RUB
Card issuance	2,000 ₸
Card maintenance	0 ₸
Credit to card/account	0 ₸
Card top-up via IPT/ATM
Standard	Up to 1 million ₸ per month – 0 ₸; above – 0.2% of the amount, minimum 200 ₸
Free / Optimal+ / Premium / Ultra package	0 ₸*
Package conditions	According to the service tariff package
Cash withdrawal at ATMs in Kazakhstan and abroad
Standard	Up to 1 million ₸ per month – 0 ₸; above – 0.4% of the amount, minimum 400 ₸
Free package	0 ₸
Optimal+ package	Up to 2 million ₸ per month – 0 ₸; above – 0.4% of the amount, minimum 400 ₸
Premium package	Up to 5 million ₸ per month – 0 ₸; above – 0.4% of the amount, minimum 400 ₸
Ultra package	0 ₸
Service at retail and service outlets	0 ₸
SMS notification	0 ₸

Accept online payments

Accept payments in any convenient format – no cash register or terminal required

More

UMAG

This all-in-one solution includes an online cash register, inventory management, product tracking, stock control, and a payment terminal. Best suited for: retail stores, pharmacies, and supermarkets

Activate

Leave a request for a consultation on connecting to the “Tourism” option

Company name

IIN/BIN

Phone Number*

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