Program 

Orleu Preferential Lending Program for micro, small and medium-sized businesses. 

Borrower 

micro, small and medium-sized business (MMSME) 

Industries 

In accordance with the list of priority industries (there must be a reference to the industries listed below) 

Target purpose 

Investments 

Replenishment of working capital 

Refinancing/replacing source of financing for existing loans to MSMEs issued no earlier than 01.01.2025 

Maximum loan amount for one MSME 

For investments - no more than 7,000,000,000 (seven billion) tenge (inclusive) per MSME/per group of related MSMEs, considering current obligations under all programs of conditional placement of funds of JSC "FRP "Damu"; 

For replenishment of working capital (hereinafter referred to as WC) - no more than 3,500,000,000 (three billion five hundred million) tenge (inclusive) per MSME/per group of related MSMEs, considering current obligations under all programs of conditional placement of funds of JSC "FRP "Damu"; 

The maximum amount of financing limit per MSME/group of related MSMEs, taking into account all issued loans under all Programs of conditional placement of funds of JSC "FRP "Damu", should not exceed 7,000,000,000 (seven billion) tenge. 

Loan term 

For investments - no more than 120 (one hundred twenty) months; 

For replenishment of working capital - no more than 36 (thirty six) months; 

Refinancing of debt/substitution of a source of financing for current loans to MSMEs - no more than the remainder of the term of the refinanced debt. 

Currency 

KZT 

Remuneration rate 

12.6% per annum 

Additional conditions 

MSMEs that have received financing under the Product have the right to apply for participation in the state guarantee program if the project/MSME meets the requirements of the state program. 

Other conditions/restrictions/prohibitions 

Detailed information on the website of JSC FRP "Damu"