First month free

The Pharmacies Option – The Right Prescription for Your Pharmacy Business

Special service terms for pharmacy retailers

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Benefits of the Clothing and Footwear option

Unified competitive merchant acquiring rates for all banks in the Republic of Kazakhstan, along with free external transfers in KZT

Unlimited free KZT transfers

External KZT transfers are free and unlimited, making it easier to settle payments with partners and suppliers

Competitive fees for cards issued by all banks in Kazakhstan

Uniform rates apply to cards issued by all banks in Kazakhstan, with no additional conditions

Forget about transaction fees with our POS terminal!

Accept payments with zero fees up to your monthly turnover limit

The first month is on us

Meet the criteria and continue enjoying free service each month

Who is the Pharmacies option for?

Compact pharmacy outlets

Small pharmacies located in medical centres, residential complexes, or residential neighbourhoods

Pharmacy chains

Large pharmacy chains with broad geographic coverage and extensive customer reach

Get more benefits with the Pharmacies option

Optimal+

With the Pharmacies option

Merchant acquiring

Monthly turnover up to ₸ 1,000,000:
For IEs – 0%
For Legal entities – 0%

Monthly turnover above ₸ 1,000,000:
For IEs – 0.6%
For Legal entities – 1.0%

KZT payments

Free of charge

Free service eligibility criteria

Turnover through the Bank’s POS terminals or remote banking channels of at least KZT 3,500,000 per month.

Option fee

First month – free of charge

Thereafter — 0 KZT subject to conditions

Activate the option

Optimal+

Without Pharmacies option

Merchant acquiring

For IEs –0.7%
For Legal entities –1.1%

KZT payments

100 payments– free of charge
Thereafter– KZT 300 per payment

Premium

With the Pharmacies option

Merchant acquiring

Monthly turnover up to ₸ 2,500,000:
For IEs– 0%
For Legal entities – 0%

Monthly turnover above KZT 2,500,000:
For IEs – 0.4%
For legal entities – 0.9%

KZT payments

Free of charge

Free service eligibility criteria

Turnover through the Bank’s POS terminals or remote banking channels of at least KZT 10,000,000 per month.

Option fee

First month free

Thereafter — 0 KZT subject to conditions

Activate the option

Premium

With the Pharmacies option

Merchant acquiring

For IEs – 0.5%
For Legal entities - 1,0%

KZT payments

250 payments – free of charge
Thereafter– KZT 250 per payment

Ultra

With the Pharmacies option

Merchant acquiring

Monthly turnover up to ₸ 5,000,000:
For IEs – 0%
For Legal entities – 0%

Monthly turnover above ₸ 5,000,000:
For IEs – 0%
For Legal entities – 0.8%

KZT payments

Free of charge

Free service eligibility criteria

Turnover through the Bank’s POS terminals or remote banking channels of at least KZT 25,000,000 per month.

Option fee

First month free

Thereafter — 0 KZT subject to conditions

Activate the option

Ultra

Without the Pharmacies option

Merchant acquiring

For IEs– 0%
For Legal entities – 0.9%

KZT payments

1000 payments – free of charge
Thereafter– KZT 200 per payment

How to activate the Pharmacies option

1

Submit an application

Provide your details
2

Wait for a call from our manager

We will contact you and confirm the details
3

Option activated

1 month free

Submit an application Submit an application

Check if your business is eligible

Enter your details to see if your business qualifies for the The Pharmacies option

CCEA

This field must be completed!

MCC Code

This field must be completed!

I don’t have an MCC code

Option unavailable

This type of business does not qualify for the Pharmacies option

Go to request

Reduced fees are not available

The Pharmacies option can be activated, but your MCC code does not qualify for reduced acquiring fees

Go to request

The Pharmacies option is available

Enjoy the lowest merchant acquiring fees!

Go to request

Supporting Your Business Growth

POS terminal

Accept payments without commission

Activate

Credit limit

Forget about cash gaps – the higher your turnover, the higher your limit

Activate

More

Business card

Linked to your business account, pay suppliers directly

Open card

More

Accept online payments

Accept payments in any convenient format – no cash register or terminal required

More

UMAG

This all-in-one solution includes an online cash register, inventory management, product tracking, stock control, and a payment terminal. Best suited for: retail stores, pharmacies, and supermarkets

Activate

Leave a request for a consultation on connecting to the “Pharmacies” option

Company name

IIN/BIN

Phone Number**

I confirm my consent to the collection and processing of data, including the report from LLP 'First Bureau' and the State Database of Legal Entitites

I agree to the collection and processing of personal data

Bastau
For new bank clients, up to 2 months of service
Amount	up to 3,000,000 ₸
Term	up to 30 days
Interest rate	23.5% (APR 26.21%)
Withdrawals and transfers	not allowed
Standart
For existing bank clients
Amount	up to 250,000,000 ₸
Term	up to 30 days
Interest rate	23.5% (APR 26.21%)
Withdrawals and transfers	4% commission of the amount

Card type	Visa Business (unnamed)
Issuance time	5 minutes
Issuance of additional cards	Available
Currency	KZT, USD, EUR, RUB
Card issuance	2,000 ₸
Card maintenance	0 ₸
Credit to card/account	0 ₸
Card top-up via IPT/ATM
Standard	up to 1 million ₸ per month – 0 ₸ above – 0.2% of the amount, minimum – 200 ₸
Free / Optimal+ / Premium / Ultra package	0 ₸* * according to the service tariff package
Cash withdrawal at ATMs in Kazakhstan and abroad
Standard	up to 1 million ₸ per month – 0 ₸ above – 0.4% of the amount, minimum – 400 ₸
Free package	0 ₸
Optimal+ package	up to 2 million ₸ per month – 0 ₸ above – 0.4% of the amount, minimum – 400 ₸
Premium package	up to 5 million ₸ per month – 0 ₸ above – 0.4% of the amount, minimum – 400 ₸
Ultra package	0 ₸
Service at retail and service outlets	0 ₸
SMS notification	0 ₸