Mortgage in Kazakhstan
Apply for a mortgage online
Mortgage Programs
- recommended deposit: Champion
- the deposit must be accumulated at least 6 months
Intended use:
Accumulative mortgage is intended for customers who are unable to prove their income with a statement from the State Center for Pension Payments (SCPP), and for those who have opened and top-up their deposit on a monthly basis.
Deposit Accumulation Period
At least 6 months
Programs
#Ipoteka
#Ipoteka Plus
#Ipoteka DDU
Deposits
Champion is a recommended deposit. It is allowed to open other deposits, but you need to pay attention to the interest accrual conditions.
- down payment from 20% ㅤ
- loan tenor up to 25 years
Intended group | Individual residents of the Republic of Kazakhstan – aged 18 - 68 (at loan maturity) |
Application processing | with full proof of income |
Lending period | up to 300 months |
Loan amount | up to 80% of the housing price, but within the housing price limits set for regions |
Down payment | from 20% |
Loan currency | KZT |
Interest rate | 7% |
Annual Effective Interest Rate | 7,2% |
Intended use | Purchase of housing in the primary market |
Maximum housing price |
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Application processing fee | N/A |
Loan arrangement fee | N/A |
Other conditions |
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| List of documents |
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Partnership programs with developers
- at least 20%ㅤㅤㅤㅤㅤㅤㅤㅤㅤㅤ
- up to 180 months
Intended group | Individual residents of the Republic of Kazakhstan – aged 21 - 68 (at loan maturity) |
Application processing | with full proof of income and consideration of indirect income |
Lending period | up to 180 months |
Loan amount | up to KZT 100 mln |
Down payment | at least 20% of the housing price |
Loan currency | KZT |
Interest rate | 5-14,5% |
Annual Effective Interest Rate | 5,1-15,5% (depending on the terms selected) |
Maximum housing price | The maximum cost of housing for the segment with proof of income and a down payment of 20%:
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- at least 20% ㅤㅤ
- up to 180 months
Intended group | Individual residents of the Republic of Kazakhstan – aged 21 - 68 (at loan maturity) |
Application processing | with full proof of income and consideration of indirect income |
Lending period | up to 180 months |
Loan amount | up to KZT 80 mln |
Down payment | at least 20% of the housing price |
Loan currency | KZT |
Interest rate | 0,1-17,25% |
Annual Effective Interest Rate | 0,1-18,7% (depending on the terms selected) |
Intended use | Shared participation in housing construction |
Maximum housing price | The maximum cost of housing for the segment with proof of income and a down payment of 20%:
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List of Developers and Residential Complexes
Branches and ATMs
Nothing found
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Accessibility for persons with disabilities
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Пандус не требуется
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Кнопка вызова помощи
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Тактильная плитка
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Желтые круги
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Звуковой маяк
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Мнемосхема
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Заниженная касса
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Адаптированный санузел
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Банкомат с наклейками шрифта Брайля
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Парковка
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Пандус
Nothing found
Nothing found