New Protection Measures: Criminal Liability for Transferring Bank Data to Third Parties
Bank CenterCredit informs about important changes in the RoK legislation aimed at protecting against financial fraud.
What will change from September 2025
As part of the fight against financial crimes in Kazakhstan, criminal liability is being introduced for illegally transferring access to bank accounts, cards and mobile applications of the bank to third parties. Exceptions are: transactions between spouses and close relatives. Amount of punishment: from a large fine to 5 years of imprisonment with confiscation of property. Facilitators of fraudulent schemes face restriction or imprisonment for a term of 3 to 7 years.
How fraudulent schemes work
Criminals actively recruit citizens through social networks and instant messengers, offering «easy money» for using bank details. Victims of such offers, called «droppers», often do not realize that they are becoming accomplices to crimes. As the National Bank warns, such schemes cause serious damage to the country's financial system and undermine citizens' trust in banking services.
Typical offers from fraudsters:
- «I'll rent out a card for 50,000 tenge»
- «People needed for cashing out»
- «Earnings from banking operations»
Financial security tips from Bank CenterCredit
Never give to third parties:
- Bank cards and their details
- PIN codes and passwords for mobile banking
- Access to banking applications
- СМС codes for confirming transactions
Signs of fraud:
- Offers of «easy money» through banking operations
- Requests to «help with transfers» for a fee
- Offers to use your account for someone else„s «business»
If suspicious transactions are detected:
1. Immediately block the card via the bank„s Call Center/mobile application
2. Contact law enforcement agencies
3. Notify the bank about fraudulent transactions
4. Save all documentation and correspondence
Remember: bank representatives never request:
- Codes from СМС messages
- Money transfers to «safe accounts»
- Transfer of bank data to third parties
Bank CenterCredit cares about the financial security of its clients and calls for vigilance when working with banking products.