Astana Business

Borrower

Micro, small or medium-sized enterprises officially registered in the territory of Astana (SMEs)

Lending sector

According to the list of priority sectors

Intended use

Investments

Working capital financing

Maximum loan amount

For first-time SMEs (registered for at least 3 years) – max. KZT 50,000,000

For existing SMEs – max. KZT 100,000,000

Loan term

For investments – up to 84 months, but not exceeding the program term of 01 July 2029

For working capital financing – up to 36 months, not exceeding the program term of 01 July 2029

Currency

KZT

Interest rate

Nominal interest rate – max. 7% per annum, AEIR – min 7.1% per annum

Additional conditions

To receive a guarantee, it is allowed to participate in the National Entrepreneurship Development Project for 2021-2025 and other programs of the Damu Entrepreneurship Development Fund.

№

Name

CCEA section

1

Agriculture, forestry and fisheries

01–03

2

Manufacturing industry

10–33

3

Power supply, gas supply, steam and air conditioning

35

4

Water supply; sewerage, waste management

36–39

5

Construction

41–43

6

Vehicle maintenance and repair

45.2

7

Retail trade via stalls, kiosks and markets

47.8

8

Retail trade in retail facilities with a selling area of less than 2000 sq.m.

47.11.1; 47.19.1; 47.21.1; 47.22.1; 47.22.4; 47.23.1; 47.24.1; 47.25.1; 47.29.1; 47.41.1; 47.42.1; 47.43.1; 47.51.1; 47.52.1; 47.53.1; 47.54.1; 47.59.1; 47.59.2; 47.59.9; 47.61.1; 47.62.1; 47.63.1; 47.64.1; 47.65.1; 47.71.1; 47.71.2; 47.72.1; 47.72.2; 47.73.1; 47.74.1; 47.75.1; 47.76.1; 47.76.2; 47.76.3; 47.77.1; 47.78.1; 47.78.2; 47.78.9; 47.79.1

9

Transportation and warehousing

49–53

10

Accommodation and food services

55–56

11

Information and communication

58–63

12

Professional, scientific and technical activities

69–75

13

Rental, hire, leasing

77

*However, "77.11 Rental and Leasing of Passenger Cars and Light Motor Vehicles" restricts and stipulates the rental and leasing of passenger cars exclusively from domestic manufacturers

14

Travel agency, tour operator and other reservation service and related activities

79

15

Services to buildings and landscape activities

81

16

Office administration and support service activities to support business operations

82

17

Education

85

18

Health and social services

86–88

19

Creative, Arts and Entertainment Activities

90

20

Libraries, archives, museums and other cultural activities

91

21

Sports, recreation and leisure activities

93

22

Repair of computers and personal and household good

95

23

Provision of other individual services

96

24

Activities of households as employers of domestic personnel; goods and servicing producing activities of households for their own consumption

97–98