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Business Komek

Business Komek Regional Program for Kostanay Region Entrepreneurs


Purpose

Investments                                                                  

Working capital financing

Maximum loan amount

₸20,000,000 - ₸150,000,000

Loan term

For investments - up to 60 months

For working capital financing - up to 36 months

Currency

KZT

Interest rate

Nominal interest rate - max.7% per annum, of which 6% per annum is subsidized, AEIR - min. 7.1% per annum.

Optional


Participation in the National Entrepreneurship Development Project for 2021-2025 to receive subsidies and guarantees from JSC DAMU EDF.

Eligible applicants

Small private enterprises (including micro-enterprises) or medium-sized private enterprises officially registered in the territory of Kostanay Region in accordance with the laws of the Republic of Kazakhstan.

Business Komek Regional Program for Kostanay Region Entrepreneurs

Borrower


Small private enterprises (including micro-enterprises) or medium-sized private enterprises officially registered in the territory of Kostanay Region in accordance with the laws of the Republic of Kazakhstan.

*MSME must be officially registered within the territory of Amangeldy and Jangeldy districts of Kostanay Region and in Arkalyk city in accordance with the laws of the Republic of Kazakhstan, and engaged in implementation or plan to implement projects in these regions.

Lending sector

According to the list of priority sectors

Intended use


Investments (min. 70% of the loan amount)

Working capital financing (max. 30% of the loan amount)

Maximum loan amount

KZT 20,000,000 – KZT 50,000,000

Loan term


For investments – up to 60 months, but not exceeding the program term of 01 September 2028.

For working capital financing – up to 36 months, but not exceeding the program term of 01 September 2028.

Currency

KZT

Interest rate

Nominal interest rate – max. 7% per annum, of which 6% per annum is subsidized, AEIR – min. 7.1% per annum

Additional conditions

To receive a guarantee, it is allowed to participate in the National Entrepreneurship Development Project for 2021-2025 and other programs of the Damu Entrepreneurship Development Fund.

Priority Sectors under the Business Komek Program

Код ОКЭД

Наименование

Разделы ОКЭД

1

Crop and animal production, hunting and related services, except for CCЕA 01.11 "Growing of cereals (except rice), leguminous crops and oil seeds"

01

2

Fishing and fish farming

03

3

Food production

10

4

Production of soft drinks, mineral waters and other bottled waters

11.07

5

Textile manufacturing

13

6

Apparel manufacturing

14

7

Manufacture of leather and related products

15

8

Manufacture of products of wood and cork, except furniture; manufacture of articles of straw and plaiting materials

16

9

Manufacture of paper and paper products

17

10

Printing and reproduction of recorded media

18

11

Manufacture of coke and refined petroleum products

19

12

Manufacturing of chemical industry products

20

13

Manufacture of basic pharmaceutical products and pharmaceutical preparations

21

14

Production of rubber and plastic products

22

15

Production of other non-metallic mineral products

23

16

Metallurgical production

24

17

Manufacture of fabricated metal products (except machinery and equipment), except for CCEA 25.40 "Manufacture of weapons and ammunition"

25

18

Manufacturing of computers, electronic and optical equipment

26

19

Production of electrical equipment

27

20

Manufacturing of machinery and equipment not classified elsewhere

28

21

Manufacture of motor vehicles, trailers and semi-trailers

29

22

Production of other vehicles

30

23

Furniture production

31

24

Production of other finished products

32

25

Telecommunications

61

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