Private Customers
Deposits
Birge + Deposit

Birge + Deposit

14-15.5% (AEIR: 14.9-16.7%)

Starting from ₸1,000

Deposit Benefits

Deposit for up to 5 participants

Add participants to contribute funds together

Transparency

Each participant can view the balance in the bcc.kz app

Joint Savings

For family, friends or partners having a shared goal

Find out how much your deposit will earn

Currency

Deposit Amount

Я в приоритетной категории

Deposit Period

Our Offer

Deposit Rate

AEIR

Amount at maturity

Премия государства

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Deposit Terms and Conditions

Deposit period	3, 6, 12 months
Interest rate	14-15.5% (AEIR: 14.9-16.7%)
Currency	KZT
Minimum deposit amount	KZT 1,000 (a thousand tenge)
Partial withdrawal	Not allowed
Additional contributions	Allowed
Auto-renewal option	No auto-renewal It can be enabled by the deposit owner
Interest accrual and payment procedure	Monthly interest accrual
Interest accrual and payment procedure	Accrued interest is added to the amount held in a savings account on a monthly basis
Special product terms	Maximum 3 deposits per customer
Product delivery method	Via bcc.kz mobile app
Premature withdrawal terms	If the Contract is terminated within one month from the date the first amount is credited to the account, no interest will be accrued.
Premature withdrawal terms	If the Contract is terminated, interest will be accrued at the Demand deposit rate in effect on the termination date. For premature deposit withdrawal, a written application must be submitted 30 calendar days in advance. Upon expiry of this period, the deposit will be automatically transferred to the current account.
Type of deposit as per the Civil Code of the Republic of Kazakhstan	Savings deposit
Deposit insurance	₸20 mln in national currency
Additional conditions	The deposit owner can add participants (up to 5 people, residents or non-residents aged 18 and over) in the bcc.kz app. After the invitation is confirmed, the deposit is displayed in their app as well — allowing everyone to save together toward a shared goal. The main owner can: • open a deposit; • add and remove participants; • add funds; • enable/disable auto-renewal; • close the deposit; • receive statements and certificates. Participants can: • view the balance and transaction history; • top up the deposit.

FAQ

In the bcc.kz app, select ‘Open the new product’ → Deposits → Birge+. Add participants right during the process.

Up to 5 Bank CenterCredit customers

In the “Shared access” section of the bcc.kz app. The total number of participants, is limited to 5 people.

The primary owner is a person who opened a deposit and invited participants.

Yes, the deposit can be topped up via the app, ATMs, terminals or a cash desk.

No, only upon closure of the deposit.

Up to three deposits per customer.

Via the bcc.kz app — select a deposit → Close deposit.

No, the entire amount is returned to the primary owner.

Once opened, the deposit is visible to all participants in the bcc.kz app.

Any Bank CenterCredit customer aged over 18 and having the registered phone number is eligible to participate.