Loans for individuals
A large amount of money for big goals
A used car on favorable terms
A wide selection of cars on affordable terms
Limit up to 7,000,000 ₸, cashback in cash, bcc smart instalments, free issuance and maintenance
You can apply for a loan at Bank CenterCredit in cities across Kazakhstan, including Almaty, Astana, Pavlodar, Aktobe, Ust-Kamenogorsk, Aktau, Shymkent, Karaganda, Taraz, and others.
We have developed online loan, car loan, and refinancing programs. Loans are available in cash, against money or real estate.
Types of Loans Available at Bank CenterCredit
You can apply for the following loans at our Bank:
Unsecured Loan
This is a consumer program that allows you to receive a bank loan in cash without any collateral, proof of income, or the need to specify a loan purpose. You only need an identity document, and the application is processed within 15 minutes.
Even pensioners (up to the age of 68) are eligible to apply for an unsecured loan.
Mortgage Loan
This loan is designed for individuals to purchase or build a home. We also offer favorable refinancing terms for mortgage loans issued by other banks.
Consumer Loan
It is not required to indicate the loan purpose for such cash loan at our Bank. The loan is issued without a solvency analysis, but against the security of real estate, a deposit, or pledged cash. The loan term ranges from 3 to 120 months.
Car Loan
You can apply for a loan to purchase a car. Bank CenterCredit partners with leading car dealerships and offers attractive conditions for buying both new and used cars at the car dealership. The loan term is up to 7 years. The borrowed amount can cover up to 90% of the car’s value. We also offer preferential car loan programs.
5 Reasons to Take a Loan from Bank CenterCredit
- Apply online in just 7 minutes. Fill out the application via the bcc.kz mobile app and get money directly to your account.
- Minimum package of documents required. Loans are issued with just an identity document.
- Favorable interest rates coupled with long lending period (up to 7 years) help to reduce financial burden.
- Early partial repayment is available for most bank loans. This can lower your monthly payments. However, you should note that in certain cases, a fee may be charged.
- A loan repayment date can be modified for a single month or the entire loan period directly in the mobile app if needed.
To get a consultation, please fill in the application form on the website or contact the Bank by calling at 505. You can also send us a message via chat, Telegram, or WhatsApp.
You can apply for some loans at Bank CenterCredit online — no calls or visits to a banking outlet required. Simply fill out the application in the bcc.kz mobile app, wait for approval, and receive the money in your account. Loan application processing takes just 1 minute.
Approval for online loans takes no more than 1 minute. The loan arrangement process takes just 7 minutes. Other types of loans (cash, secured by real estate or cash, car loans, refinancing) are also reviewed quickly by the Bank.
Loans are arranged based on a valid identity document. However, depending on the program type, additional documents may be required—for example, real estate documents if loan is provided against the real estate. If you are already a Bank CenterCredit customer, no documents are needed for online loans.
At Bank CenterCredit, you can apply for a loan without providing a proof of income, which simplifies the loan application process. You won’t need to look for guarantors or worry about collateral, however, there are exceptions, such as real estate-backed loans, cash-secured loans, car loans, and other.
For online loans, you can check your application status directly in the bcc.kz mobile app. If you applied at the Bank branch, the officer handling your documents will inform you if the loan is approved or not.
If you applied for a loan through the bcc.kz app, there is no need to visit the Bank office: the entire process, from submitting an application to fund transfer, is completed online. If you selected other loan types, you will need to visit a branch to fill out and sign the documents.
This option is not available. If needed, you can transfer the funds from your Bank CenterCredit card to another bank’s card. You only need the recipient’s card number, and this procedure takes less than a minute.
You can repay your loan using any convenient method: via the bcc.kz mobile app, at bank branches, through Bank CenterCredit ATMs or terminals, and via Kassa24 terminals.
Bank on the Map
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-Select the appropriate card you want.
-Choose “Actions” -> “Settings” -> “Change PIN”.
Create a new PIN and confirm it with the SMS code.
Send an SMS to the short number 505 with the following text:
PIN (or epin) + the last 4 digits of the card number
RUB denominations: 5, 10, 50, 100, 200, 500, 1,000, 2,000, 5,000
USD denominations: 1, 2, 5, 10, 20, 50, 100
CNY denominations: 1, 5, 10, 20, 50, 100
At the information-payment terminal you need to select the transaction on the main screen and enter IIN or BIN.
At the automated deposit machine, you need to select the transaction on the main screen and enter IIN or BIN or use card similarly to the ATM.
2. When authorized using a card, there is no limit on the amount, but The limit depends on the ATM model. The ATM can accept cash in bundles of 40 to 200 notes per transaction; the limit is shown on the screen during the transaction.
2. Depending on the model of the ATM can dispense cash in bundles of 40 to 200 notes..
2. For Bank CenterCredit cards – the fees for ATM withdrawal services are available on the bank’s website in the “Tariff rates” section.
1. Select the appropriate card on the main screen.
2. Select “Actions” and then “Card settings.”
3. Select “Change PIN.”
4. Enter a new PIN and confirm it with the SMS code.
1. If the ATM is installed outside the bank branch -block the card via the mobile app and contact our call center at 505 (for individuals) or 605 (for legal entities).
2.If the ATM is installed in the bank branch– visit the bank branch within working hours and present your identity card.
Important: The card is issued only to its owner upon verification of your card and identity card.
2. Select the currency for the top-up.
3. Select the account to top up.
4. Insert cash according to the on-screen instructions.
5. Take a picture of the receipt.
2.Enter your IIN and select the exchange option.
3. Review the exchange terms.
4.Insert cash into the bill acceptor.
5. Review the transaction details and the amount to be disbursed.
6.Select the method to receive change (card or enter phone number).
7.Receive the purchased currency.
8. Take a picture of the receipt on the screen.
2. Select “Cash withdrawals.”
3. Enter your PIN.
4. Specify the amount.
5. Take a picture of the receipt.
(Note: The rate may change during the transaction.)
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