При заключении сделок, которые сопряжены с финансовыми рисками (например, покупка квартиры
в рамках долевого строительства), используют счёт эскроу. Он призван защитить интересы сторон
в форс-мажорных обстоятельствах, сохранить деньги и снизить вероятность злоупотреблений участниками сделки. Эскроу может открыть как физическое, так и юридическое лицо, ИП.
Как физические лица, так и предприниматели могут столкнуться с ситуацией, когда на определённые нужды (например, покупка бытовой техники или приобретение сырья для производства) недостаточно собственных средств. В такой ситуации оптимальное решение — обратиться в банк и оформить кредит. Однако наравне со стандартными кредитными продуктами банки в Казахстане предлагают клиентам такие инструменты, как овердрафт, кредитная линия и кредитный лимит на счёт.
Vivienne Westwood, the British fashion designer and one of the most famous designers in the world, had a simple style secret: "Choose your clothes carefully, buy less, and wear them longer." She is also known for another famous phrase in fashion circles: "Buy less, choose well, make it last." Unfortunately, most people do not follow this rule: according to statistics, people spend up to 20% of their budget on clothing. Yet many are dissatisfied with the results: money is almost gone, and there's still nothing to wear. This suggests that your wardrobe is likely not organized correctly.
To safeguard employees in cases of incapacity and other risks (such as the loss of a breadwinner, pregnancy, and childbirth), the payer, typically the organization, must regularly make social contributions. These funds are used to provide social benefits to employees.
Travel requires thorough preparation, including ensuring all documents are collected. Equally important is verifying if there is a travel ban from Kazakhstan. If you find out at the border that you are prohibited from leaving, your vacation will be ruined, and your plans will have to change on the fly. It is better to find out in advance so you can resolve the situation before your departure and enjoy your vacation.
Summer is a time to live life to the fullest. Kazakhstani travel agencies offer countless opportunities for you to make the most of this season. With various destinations to choose from, there is certainly a perfect holiday spot waiting for you, whether you’re looking to recharge or live out a dream. So where should you consider for a July or August getaway from Kazakhstan?
To enable a buyer to pay for goods and services in the Republic of Kazakhstan, it is necessary to create an invoice, which is more conveniently and quickly done online. This document is one of the primary ones in transactions between counterparties. How accurately it is filled out determines the successful transfer of funds to the seller or service provider's account.
Today in Kazakhstan, to pay for goods and services with a card, you don’t even need to take out your wallet – the transaction can be completed using your phone. This is contactless payment, which is facilitated by apps like Apple Pay, Samsung Pay, Google Pay, or Garmin Pay.
The commonly used debit card allows individuals to make payments using their own funds. A credit card also enables transactions, but the payments are made using the bank's money, not the client’s. Let’s try to explain in simple terms what a credit card is and how it differs from other cards.
По данным Нацбанка РК, только за сентябрь 2024 года было совершено 1,2 млрд транзакций с использованием банковских карточек на сумму более 16,8 трлн тенге. Но, чтобы бизнес мог работать с такими платежами, необходимо подключить банковскую услугу, которая называется эквайринг.
To win a grant, secure a bank loan, or obtain land for your business, an aspiring entrepreneur must present a business plan. This document is also essential for the businessperson to understand how to run the business efficiently, minimize costs, and achieve the expected profit.
Бизнес, который работает с наличными деньгами, регулярно сталкивается с необходимостью их доставки в банк. Однако транспортировка крупных сумм попросту небезопасна — гарантировать сохранность перевозимых средств помогут инкассаторские услуги.
The Republic of Kazakhstan has been a member of the Eurasian Economic Union (EAEU) since the day the EAEU was established. Other member countries of the Union are considered priority areas for trade relations. Economic integration is facilitated by the EAEU agreement, which ensures the free movement of goods, labor, and services across the Union’s territory, and a unified policy in various sectors of the economy. To coordinate the movement of goods through customs, the EAEU Customs Union was established. A zero VAT rate is applied when member countries export goods within the Union.
For decades, the main trading partners of Kazakhstan remained Russia, China, and Uzbekistan. However, since 2010, another promising direction has been developing – trade with Turkey. By 2024, it is considered the most prioritized in the field of investment and trade-economic relations.
According to statistics, most of the population in Kazakhstan lacks significant savings and does not plan their budget. Often, this is not due to unstable employment or low wages, but rather a low level of financial literacy among the population. This article will explore the concept in detail, explain the importance of financial literacy, and discuss ways to improve it. We will also look at how to teach children financial literacy since it is important to introduce them to financial matters from an early age.
One of the key tips for investors is to use a variety of tools to increase their savings. Therefore, in addition to acquiring securities, investments in precious metals, including gold, are also in demand. According to experts, precious metals, including gold, can make up to 15% of an investment portfolio.
The production calendar is essential for effectively managing workloads within an organization. It is used by all companies in Kazakhstan when planning their activities for the upcoming year.
In 2025, Kazakhstanis will enjoy a large number of rest days. For a standard five-day workweek, there will be 246 working days (compared to 249 in 2024), and 119 days allocated for weekends and holidays (117 in 2024).