Your Key to Asia
Shopping in China in CNY with cashback,
free card issue and maintenance
Actual
Starting from February 4, 2026, new cashback program terms apply to the #GoldCard.
3% cashback on every purchase in China and worldwide — up to₸ 20,000 per month.
Purchases made in Hong Kong, Macau, and Taiwan, or through Alipay and WeChat, are not eligible for cashback.
Special conditions in China and new opportunities for smart shopping globally – value everywhere. Now, by paying with your #GoldCard, you can earn up to 20,000 ₸ per month with 3% cashback worldwide, including China.
Excluding Hong Kong, Macau, Taiwan, as well as Alipay and WeChat payments.
Enjoy your shopping!
Free Maintenance
Forever and without any strings
No fee payments
No physical card required with WeChat, Alipay and WeixinPay in China
High Security
Internet payments protected with dynamic CVN, 2FA and 3D-secure
3% cashback with #GoldCard for purchases worldwide*
Convenient, profitable, and with extra bonuses for your shopping
*Excluding the Hong Kong Special Administrative Region, Macau, and Taiwan,
as well as Alipay, WeixinPay, and WeChat payments.
Benefits
Make transactions in CNY within China without currency conversion
Link your USD, CNY accounts
Up to ₸ 1,500,000 (equivalent in other
currency) — ₸0, higher — 1% (min. ₸250)
Up to KZT 300,000 — ₸0,
higher - 1% (min. ₸250)
Open the #GoldCard card
- Log in by installing the bcc.kz app
- From the main screen, go to ‘New account or product’:
‘Open card’ – #GoldCard
- Go to the opening page by selecting ‘Open on website’
Important to Know
| Parameter | Details |
|---|---|
| Card Class | Union Pay Gold |
| Card Type | Digital or Plastic |
| Currency | KZT (primary account), USD, CNY (if linked) |
| Card Validity Period |
|
| Card Issue | 0₸ for a resident of the Republic of Kazakhstan ₸1,000 for a non-resident of the Republic of Kazakhstan |
| Monthly Maintenance | Free of charge |
| Cashback | 3% cashback on purchases worldwide until February 28, 2026* *Excluding the Hong Kong Special Administrative Region, Macau and Taiwan, as well as Alipay, WeixinPay, and WeChat payments. |
| Monthly Cashback Limit | ₸20,000 |
| Card Re-issue | ₸0 - upon expiry ₸1,000 – at the Customer’s request |
| ATM Cash Withdrawal Worldwide | Up to ₸1,500,000 per month – fee-free Higher than ₸1,500,000 per month – 1% (min. ₸250) Up to ₸5,000 (one-time transactions) – ₸100 |
| Transfers to a card of any Kazakhstani bank via bcc.kz | Up to ₸300,000 per month – free of charge Higher than ₸300,000 per month – 1% (min. ₸250) |
| Transfers to a foreign card via bcc.kz | 0.5% + ₸500 |
| SMS Notifications | Free of charge |
Resident | - IIN - Personal number of Kazakhstani mobile operator - Identity document:
residence permit for foreigners in the Republic of Kazakhstan |
Non-resident | - IIN - Personal number of Kazakhstani mobile operator - Foreign travel passport One of the following documents:
|
Frequently Asked Questions
#GoldCard is opened free of charge for 8 years. You can link your current USD and CNY accounts to your card and make purchases abroad without unnecessary currency conversion and earn cashback
Yes, you can make your #GoldCard multi-currency by linking your current USD and CNY accounts to the card online via bcc.kz app and make purchases without unnecessary currency conversion abroad
You can top-up the card from any card, account or deposit via bcc.kz, by transfer from other banks, via cash-in ATMs and terminals and cash desks of Bank CenterCredit, as well as via Korona app
You can withdraw from ₸5,000 to ₸1,500,000 per month for free from ATMs worldwide.
You can transfer up to ₸300,000 per month to cards of other Kazakhstani free of charge.
3% on purchases in yuan in China* until February 28, 2026|
*except for Hong Kong and purchases via Alipay, WeixinPay and WeChat Pay
The maximum cashback is ₸40,000 per month.
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