Your Key to Asia
Shopping in China in CNY with cashback, free card issue and maintenance
Actual
Starting from March 1, when paying for purchases with your #GoldCard, you earn 3% cashback on all purchases made via Apple Pay and 1% cashback on purchases made with the physical card and online transactions worldwide, including China.
Hong Kong, Macao, Taiwan, and Alipay and WeChat payments excluded.
Enjoy your shopping!
Great news for iPhone users. You can now add your #GoldCard to Apple Pay and easily pay for purchases with your smartphone in just a single tap.
Bank CenterCredit is the first foreign bank to offer this opportunity to holders of Chinese cards.
Adding your card to Apple Pay is easy right in the bcc.kz app: simply open your card and select ‘Add to Apple Wallet’. Done!
Free Maintenance
Forever and without any strings
No fee payments
No physical card required with WeChat, Alipay and WeixinPay in China
High Security
Internet payments protected with dynamic CVN, 2FA and 3D-secure
Earn 3% cashback with your #GoldCard on all purchases made via Apple Pay
and 1% cashback on purchases made with the physical card and online transactions worldwide*
Convenient, rewarding, and packed with extra bonuses for your shopping.
*The special administrative regions of Hong Kong, Macao, Taiwan, and Alipay,
WeixinPay, and WeChat payments excluded
Benefits
Make transactions in CNY within China without currency conversion
Link your USD, CNY accounts
Up to ₸ 1,500,000 (equivalent in other
currency) — ₸0, higher — 1% (min. ₸250)
Up to KZT 300,000 — ₸0,
higher - 1% (min. ₸250)
Open the #GoldCard card
- Log in by installing the bcc.kz app
- From the main screen, go to ‘New account or product’:
‘Open card’ – #GoldCard
- Go to the opening page by selecting ‘Open on website’
Important to Know
| Parameter | Details |
|---|---|
| Card Class | Union Pay Gold |
| Card Type | Digital or Plastic |
| Currency | KZT (primary account), USD, CNY (if linked) |
| Card Validity Period |
|
| Card Issue | 0₸ for a resident of the Republic of Kazakhstan ₸1,000 for a non-resident of the Republic of Kazakhstan |
| Monthly Maintenance | Free of charge |
| Cashback | 3% cashback on all purchases made via Apple Pay until 31 May 2026 1% cashback for physical card purchases and online transactions The special administrative regions of Hong Kong, Macao, Taiwan, and Alipay, WeixinPay, and WeChat payments excluded |
| Monthly Cashback Limit | ₸20,000 |
| Card Re-issue | ₸0 - upon expiry ₸1,000 – at the Customer’s request |
| ATM Cash Withdrawal Worldwide | Up to ₸1,500,000 per month – fee-free Higher than ₸1,500,000 per month – 1% (min. ₸250) Up to ₸5,000 (one-time transactions) – ₸100 |
| Transfers to a card of any Kazakhstani bank via bcc.kz | Up to ₸300,000 per month – free of charge Higher than ₸300,000 per month – 1% (min. ₸250) |
| Transfers to a foreign card via bcc.kz | 0.5% + ₸500 |
| SMS Notifications | Free of charge |
Resident | - IIN - Personal number of Kazakhstani mobile operator - Identity document:
residence permit for foreigners in the Republic of Kazakhstan |
Non-resident | - IIN - Personal number of Kazakhstani mobile operator - Foreign travel passport One of the following documents:
|
Frequently Asked Questions
#GoldCard is opened free of charge for 8 years. You can link your current USD and CNY accounts to your card and make purchases abroad without unnecessary currency conversion and earn cashback
Yes, you can make your #GoldCard multi-currency by linking your current USD and CNY accounts to the card online via bcc.kz app and make purchases without unnecessary currency conversion abroad
You can top-up the card from any card, account or deposit via bcc.kz, by transfer from other banks, via cash-in ATMs and terminals and cash desks of Bank CenterCredit, as well as via Korona app
You can withdraw from ₸5,000 to ₸1,500,000 per month for free from ATMs worldwide.
You can transfer up to ₸300,000 per month to cards of other Kazakhstani free of charge.
You’ll earn 3% cashback on all purchases made via Apple Pay and 1% cashback on purchases made with the physical card and online transactions worldwide*
*The special administrative regions of Hong Kong, Macao, Taiwan, and Alipay, WeixinPay, and WeChat payments excluded
The maximum cashback is ₸40,000 per month.
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