Win 20-Gram Gold Bars
To participate, apply for a cash loan or refinancing with BCC Life insurance
Loan for what really matters
Support when you need it most up to ₸300,000
Advantages
Easy
No collateral, no certificates
and no indication of the loan purpose
Convenient
Apply online or at a bank branch
Available
Only with an ID and
consent of the spouse
Loan Calculator
Convenient Loan Management
Early Repayment
Close the loan early without fees and penalties
Partial Repayment
Reduce the payment amount or shorten the loan term
Payment Deferment
In difficult life situations, it is possible to get a deferment
Loan Terms
| Product Terms | Consumer needs |
| Financing currency | KZT |
| Loan amount | up to 8,000,000 ₸ |
| Loan rate | 13-38% |
| AEIR | 30.93-46% «AEIR Calculation» |
| Loan term | up to 5 years |
| Commissions | None |
| Life Insurance | Up to 4,5% |
| About the Borrower's Liability | |
Frequently Asked Questions
From 6 to 60 months.
From KZT 60,000 to KZT 8,000,000
Within 15 minutes after customer signs the Bank Loan Contract and confirms the loan disbursement.
Loans are considered and issued only to RoK residents.
There is no limitations on the minimum income. In each specific case the decision is made individually and depends on the quality of your credit history and your ability to pay.
Yes, early repayment is possible at any time.
Yes. In this case the repayment will be made according to the repayment schedule. It is possible to make partial early repayment via the mobile app, but the next monthly installment must be repaid according to the schedule.
Use the credit calculator on the website for preliminary calculation of a convenient option.
Consent is required for customers under 21 and over 55 years old.
For customers without a credit history, the maximum loan amount is up to 150 MCI.
Loans from 150 MCI will be held (temporarily blocked) for 8 hours, and loans from 255 MCI- for 24 hours.
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