Applications for Early Mortgage Repayment Using Lump-Sum Pension Payments Have Resumed

The Bank has resumed accepting applications for partial and full early mortgage repayment using lump-sum pension payments in accordance with the new rules that came into effect on April 17, 2026.

What’s Changed

Pension funds can now be used only to repay the mortgage principal. They can no longer be used to cover interest, penalties, or late fees — these must be paid using personal funds.

How the Process Now Works
The process consists of several steps:

- Funds are transferred from the UAPF to the Borrower’s account

- The Borrower submits and signs an application for mortgage repayment using lump-sum pension payments

- The Bank sends a notification specifying the amount of accrued interest and other charges that must be paid separately

- Once these payments are made, the pension funds are applied toward repayment of the mortgage principal