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CenterCredit Bank
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bcc journal
Рефинансирование кредита: что это такое и где искать самые выгодные условия

Чтобы улучшить условия кредитования и избавиться от многочисленных проблем, выполняют рефинансирование.

bcc journal
Дифференцированный и аннуитетный платёж по кредиту

Оформление кредита предусматривает ежемесячные выплаты — погашение долга по частям. Сумма этих выплат складывается из двух компонентов: тело кредита, или основной долг (это те деньги, которые клиент непосредственно занял у банка), и проценты (начисляются за пользование заёмными средствами). Соотношение основного долга и процентов может быть разным, поэтому платежи делят на дифференцированные и аннуитетные.


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