Іsker kala

Borrower

Micro and small enterprises officially registered in Shymkent

Lending sector

No industry restrictions

Intended use

Investments

Working capital financing

Maximum loan amount

For industrial park residents – max. 50,000,000 tenge

For other end borrowers – max. 10,000,000 tenge

Loan tenor

For investments – up to 84 months, but not exceeding the program term of 01 March 2029

For working capital financing – up to 36 months, but not exceeding the program term of 01 March 2029

Currency

KZT

Interest rate

Nominal interest rate - max. 7% per annum, AEIR - min. 7.1% per annum.

In case of subsidies: 1% per annum is covered by the entrepreneur, and the difference is subsidized by JSC Shymkent Agricultural Production Cooperative  

Additional conditions

To receive the Fund's guarantee, it is allowed to participate in the National Entrepreneurship Development Project for 2021-2025 and other programs of the Damu Entrepreneurship Development Fund.