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START OF BUSINESS
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ENTREPRENEURS
Growing business
Credit Limit on Account
Business Loan
StartUp Business
Auto Leasing for IEs
Finance Lease
Online lending for IEs
Renewable credit line
Agricultural loan
ACCEPTANCE OF PAYMENTS
POS terminal
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Support
Bank's Mobile App
Quick decision-making for IE
Online application and crediting of loan proceeds to your account
Loan Amount
Without collateral
up to ₸30,000,000
Lending period
Up to 36 months
State Programs
Opportunity to participate in the 2025 Business Roadmap Program
Currency
KZT, RUB
Quick decision-making for IE and legal entities
Online application and crediting of loan proceeds to your account
Loan Amount
With collateral
up to ₸300,000,000
Lending period
Up to 120 months
State Programs
Opportunity to participate in the 2025 Business Roadmap Program
Currency
KZT
Lending terms
Lending period
6 to 36 months
Amount
IE – from ₸150,000 to ₸30,000,000
LLP – from ₸150,000 to ₸50,000,000
Currency
KZT, RUB
Intended use
- Working capital financing
- Investments for growth and development purposes
Lending period
- на пополнение оборотных средств до 36 месяцев
на инвестиции до 120 месяцев
Amount
Maximum loan amount for micro, small and medium-sized businesses - up to ₸300,000,000
Collateral
Apartments, residential houses, commercial property, deposit/money pledge with JSC Bank CenterCredit
Currency
KZT
Tariffs
Tenor | Price parameters | AEIR | |
| Under the National Entrepreneurship Development Project for 2021-2025, the Micro and Small Enterprise Support direction. | Up to 24 months | 22,25% | 24,7% |
| Investments up to 36 months | 22,25% | 24,7% | |
Final interest rate for a borrower: | 7% | - | |
Final interest rate for a borrower from the mono-town: | 8% | - | |
Bank’s own funds | 6 to 12 months | 25.95% | 30.18% |
| 12 to 18 months | 27,70% | 32,08% | |
| 18 to 24 months | 2,20%9 | 34,24% | |
| 24 to 36 months | 30,70% | 35,11% | |
Loans in Russian Rubles | |||
1 to 3 months | 25.95% | 30.18% | |
| 4 to 6 months | 25.95% | 30,18 % | |
Bank’s own funds | 6 to 12 months | 23.95% p.a. | 27.68% p.a. |
| 12 to 18 months | 25,70% p.a. | 29,54% p.a. | |
| 18 to 24 months | 27,20% p.a. | 31,66% p.a. | |
| 24 to 36 months | 28,70% p.a. | 32,51% p.a. | |
Nominal interest rate: | AEIR rate | |
| Bank’s own funds For Individual Entrepreneurs | 21,45% - 22,95% | 21,45% - 22,95% |
Bank’s own funds | 21,45% - 22,95% | 21,45% - 22,95% |
Documents required for a loan
List of documents to apply for a loan
Download
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