E-mail: Pr@bcc.kz
Enjoy discounts on airport rides and get 20% off food delivery orders until the end of March – just link your #BlackEdition card to the Yandex Go app.
1. ₸4,000 off 2 airport rides in Almaty and Astana with Yandex Taxi until 31 March 2026.
2. 20% off three orders in Yandex Eats until 31 March 2026.
#BlackEdition cardholders enjoy double benefit at Benoit — 10% discount and 10% cashback on entire menu.
The offer is valid until 31 December 2025.
Learn more about #BlackEdition card
Dear customers,
On September 15 from 10:00 PM to 11:00 PM, due to the transition to a new platform, there may be short-term slowdowns or delays in the operation of certain services on the bcc.kz website. We are doing our best to ensure that the process is as quick and seamless as possible for you.
Thank you for your understanding!
Rating – Baa3, Outlook – Stable
Moody's rating agency has upgraded Bank CenterCredit’s ratings and assessments today: long-term domestic and foreign currency deposit ratings from Ba1 to Baa3.
The outlook on the Bank’s long-term deposit ratings has been revised from positive to stable, while the BCC’s long-term national scale bank deposit rating has been upgraded from A3.kz to A1.kz.
“This is a landmark milestone both for our Bank and for the country from the perspective of enhanced investment attractiveness and reputation of our region. The assignment of an investment grade rating is a positive signal for our existing and future partners”, commented Ruslan Vladimirov, President of JSC Bank CenterCredit.
Rating Rationale
Today’s upgrade reflects improvements in the Bank’s asset quality, profitability, and solvency supported by a favorable operating environment.
It also takes into account the Bank’s significant liquidity buffer, which remained stable and exceeded 40% of the Bank’s tangible assets at the end of the first half of 2025.
Stable Outlook Rationale
The stable outlook on the long-term deposit ratings reflects the expectation that the Bank will effectively manage credit risks associated with its previous rapid growth, and maintain key credit metrics, including profitability, asset quality, capitalization, and liquidity, at the stable level.
License No. 1.2.25/195/34 dated 03 February 2020 issued by the ARDFM RK
The new features of #DragonCard and #GoldCard will be great news for their owners.
By paying for purchases with their premium card, #DragonCard holders can now earn up to 40,000 ₸ per month with 5% cashback worldwide. Except China, Alipay and WeChat payments.
The base worldwide cashback for #GoldCard is 3%. Except China, Alipay and WeChat payments.
If you often shop in China, be sure to open a #DragonCard or #GoldCard for profitable shopping in yuan and receive up to 5% cashback in other countries. Now the benefits are everywhere.
We are pleased to inform you that our bank’s call center now provides service in English.
Clients can receive the necessary information and consultations on the bank’s products and services by calling the following numbers:
505 — for individual clients
605 — for business clients
303 — for premium clients
Calls from mobile phones are free of charge.
We continue to improve our service to make interactions with the bank as convenient as possible for all clients.
Outlook — Positive, ESG score of 75
On 28 August, S&P Global Ratings revised its rating outlook on Bank CenterCredit from Stable to Positive. The agency upgraded the Bank’s national scale rating from ‘kzA+’ to ‘kzAA-‘. At the same time, BCC’s long-term and short-term issuer credit ratings were affirmed at ‘BB/B’.
The Bank’s operating performance remains stable. Net profit surged 70% in the first half of 2025 year-on-year. Return on equity (ROE) has consistently exceeded 35% on average in recent years (43% in 1H 2025).
On 25 August, BCC secured an updated ESG score from S&P Global, having improved its results compared to the previous year by 23% — from 61 to 75 scores. This proves significant progress in sustainable development initiatives.
In July, the Bank presented its second non-financial report prepared in accordance with the ARDFM requirements and the GRI, SASB, IFRS S1 and S2 international standards. The document expanded the scope of disclosed information, allowing for a comprehensive disclosure of ESG approaches implemented.
BCC is the third largest commercial bank in Kazakhstan with the market share of about 11% in total assets and 12% in retail deposits as of 1 July 2025. In early August this year, the Bank prematurely and fully repaid the government support received.
License No. 1.2.25/195/34 dated 03 February 2020 issued by the ARDFM RK
Enjoy exclusive benefits at Rixos Turkistan with your #IronCard:
- 10% discount on memberships at Rixos Spa & Fitness
- 10% discount at the restaurant “Kazakhasia”;
- Late check-out until 4 p.m.
- A delicious welcome gift delivered to your room.
To receive these benefits, please mention that you’re paying with your #IronCard.
We are happy to announce great news: from September 2, 2025, a new tariff will be introduced for individual entrepreneurs.
Budget payments — with zero fees!
Now you can make all your budget payments completely free of charge, saving on fees and making your business even more convenient.
- Fast
- Cost-effective
- Reliable
Thank you for choosing Bank CenterCredit!
Terms of participation: issue tender guarantees from Bank CenterCredit during the promotion period and go in the draw for a chance to win a trip for two to Thailand. The more guarantees you issue, the greater your chances of winning.
Who can participate: legal entities and individual entrepreneurs who have issued tender guarantees from Bank CenterCredit
Prize: a trip for two to Thailand, including flights and 5 star hotel stay for 7 days/6 nights, with daily breakfast and insurance. Departure from Almaty/Astana.
Promotion period: from 1 September to 31 October 2025.
Dear customers,
Starting from September 1, the short number 4433 will be deactivated.
You can change your PIN code in the bcc.kz app or by sending an SMS to 505.
To set or change your PIN code, please use one of the following options:
- In the bcc.kz mobile app: go to “Actions” → “Card settings” → “Change PIN code”.
- Send the short number 505 with the text: PIN (or epin) + the last 4 digits of your card number.
We are constantly working to improve our services so you can manage your finances with ease.
Exclusive Offer!
Get 10% off Apple purchases and repairs at iSpace stores when you pay with Visa Business, Visa Platinum Business, Visa Signature Business, or Visa Corporate T&E cards.
Условия:
- Maximum amount for purchases and services: ₸2,500,000
- Maximum discount per single transaction: ₸250,000
This offer is valid through September 30, 2025.
Until October, 31 make up to 10 discounted purchases on Pinduoduo, one of the world’s largest marketplaces, by paying with your #DragonCard or #GoldCard
- ¥3 off orders from ¥50 or more
- ¥10 off orders from ¥100 or more
Limited-time offer — the promotion may end earlier.
23 августа с 03:00 до 04:55 утра будут проводиться плановые технические работы. В связи с этим будут недоступны приложения bcc.kz и bcc business, а также операции с банкоматами и терминалами.
Приносим извинения за возможные неудобства и рекомендуем заранее спланировать необходимые операции.
From September 2025, we will update our premium service criteria.
Each month, by the 10th of each month, the status will be assigned according to one of the following conditions:
Premium | Private |
Or
|
Or
|
For further information, please contact your personal manager or our premium support line at 303.
Смарт Заправка — абсолютно бесплатный совместный проект Банка ЦентрКредит и SMART GAS GLOBAL LTD, разработанный для оптимизации расходов на топливо и повышения эффективности бизнеса.
Преимущества сервиса Смарт Заправка:
- Полный контроль расходов на топливо — с подробной аналитикой.
- Экономия времени бухгалтеров: автоматические отчёты и документы для возмещения НДС.
- Быстрая заправка без очередей на всех крупных АЗС страны.
- Оплата без предоплаты — списание с текущего счёта компании.
Сервис абсолютно бесплатен и доступен с любой бизнес-картой Банка ЦентрКредит.
Подробнее: https://www.bcc.kz/business/smart-fuel/
We are pleased to announce the launch of the Promotion for new business customers/depositors* who open a deposit of KZT 500,000 to KZT 1,000,000 between August 11 and November 11, 2025.
Promotion Terms:
New customers/depositors who open a deposit during the promotion period will receive:
• +2.0% added to the standard interest rate for “Term” deposits with a term of 3 to 6 months.
Deposits are available in KZT only.
Important: The promotional bonus cannot be combined with any package-based bonuses.
* New depositors are defined as customers opening a deposit for the first time, or those who have not held any deposits within the past 12 months.
Open a special account under the National Fund for Children program to get state payments for your child’s education:
- Education payment in Kazakhstan.
- Education payment abroad.
- AQYL education deposit top up.
All citizens of Kazakhstan born in 2006 or later are eligible for payments. Funds can be used when a child reaches 18 years of age.
Get funds for your child’s education by easily opening a special account in the bcc.kz mobile app.
Open AQYL education deposit at Bank CenterCredit in your name or in your child’s name to save and grow money saved for education.
You can use your accumulated funds to pay for vocational or higher education — the funds are securely protected and will be transferred by the bank directly to the account of the educational institution in Kazakhstan or abroad.
State premium accrual
Ability to top up with funds received as part of the “National Fund for Children” program
Opportunity to obtain start-up educational capital under the “Keleshек” program
The start-up educational capital (SEC) is paid to children who reach the age of 5 years in 2025 or later. You should top up the deposit annually, starting from the date the SEC is credited, in order to maintain it. The minimum annual contribution is 12 to 24 MCI.
State guarantees – favorable interest rates:
Annual state premium 5–7%
Plus bank interest
Partial withdrawals are allowed via cashless transfer to the educational institution’s account
Citizens of Kazakhstan can open AQYL deposit online via the bcc.kz mobile app - a great opportunity to make profitable investments in your children’s future.
Learn more on our website: AQYL education deposit
As of “August” 20, 2025, new tariffs apply to cash operations in rubles on current and savings accounts of individuals.
For more details on tariffs, call 505 or visit our website: https://www.bcc.kz/en/personal/tariffs/
From July 1 to 31, 2025, we held a promotion with a travel giveaway for clients who took out unsecured loans with insurance. Now for the great news: the giveaway continues!
Apply for a cash loan or refinancing with insurance between August 1 and 31 and take part in an additional draw for travel certificates.
We’ve added 3 more trips worth 1,000,000 ₸ each — winners will be announced live on September 23 on our Instagram page @centercreditkz.
Don’t miss your chance — apply for a loan with insurance in August and win the trip of your dreams!
Important:
Customers who have already won travel prizes will not participate in the September 23 draw.
Participants with loans issued in July are not eligible for the September draw.