E-mail: Pr@bcc.kz
On September 24, a round table organized by the Central Asian Institute for Environmental Research (CAIER) in collaboration with the International Finance Corporation (IFC) and with the participation of ARRFM, took place on the topic: "Development of the ESG Agenda in the Financial Sector. The Sustainable Risk Management Guide." Madina Abylkassymova, Chairperson of the Agency for Regulation and Development of the Financial Market of the Republic of Kazakhstan, opened the round table with a welcoming speech, emphasizing the importance of the ESG agenda for the financial sector.
Representatives from the IFC discussed global trends in ESG risk management and shared their vision of applying IFC standards in the Kazakhstani financial market. ARRFM presented an updated roadmap for the implementation of ESG principles in the financial market and shared plans for incorporating the ESG risk management system into the practices of financial organizations as part of the ESG Risk Management Guide.
The round table was attended by A. Ovsyannikova, CFO, Vice President, and Member of the Management Board, and A. Ibraev, CSO and Head of the Sustainability Department (ESG). Representatives of the bank participated in the discussion on sustainable development risk management issues. During the discussion, Arnur Ibraev shared the key results of the bank's ESG transformation, discussed the experience of implementing the responsible financing policy, and outlined the plans within the framework of the bank's climate strategy.
The round table participants noted the bank's high score within the S&P Global Corporate Sustainability Assessment (S&P Global CSA). Experts emphasized the significance of this achievement for the bank and highlighted that the high score once again confirms the bank's commitment to high standards of environmental and social responsibility.
Note: ARRFM - Agency for Regulation and Development of the Financial Market of the Republic of Kazakhstan; CAIER - Central Asian Institute for Environmental Research; IFC - International Finance Corporation.
Dear Customers!
Please be notified that changes have been made to the Tariff Schedule for Business Customer Services:
➢ Management of a current account with special conditions in the presence of transactions- 0 KZT
The changes will take effect starting from 30 september 2024.
Best regards, JSC Bank CenterCredit
We have revised our tariffs for #ulkengequrmet card, and now we are offering the most favorable conditions on the market.
Pension card holders will be able to make the below transactions free of charge now:
- To receive pension in cash at Bank CenterCredit cash desks
- To check the account balance at Bank CenterCredit ATMs 3 times a month
The changes will take effect on 27.09.2024.
Treating our most valued customers with respect and providing the best service with #ulkengequrmet card
On 2 September 2024, JSC Bank CenterCredit was assigned a score of 61/100 in the S&P Global Corporate Sustainability Assessment (S&P Global CSA), which is the best result among second-tier banks in the Republic of Kazakhstan.
The Bank received 65 points for the Environmental Dimension (E), 56 points for the Social Dimension (S) and 63 points for the Governance & Economic Dimension (G).
In the context of its ranking across the global banking industry, Bank CenterCredit is ranked in the Top 10% (91st percentile) among banks from around the world participating in the S&P Global CSA in terms of the 2023 financial results (BNK - Banks sector).
Bank CenterCredit’s score of 61 coupled with the 91st percentile demonstrates the Bank’s commitment to sustainability practices, which is particularly important given the growing focus of the government, investors and other stakeholders on the ESG profile of financial institutions, and emphasizes its leadership compared to global peers in the banking sector.
Finvizier Consultancies DMCC (UAE, Dubai) acted as the Bank's consultant for obtaining the S&P Global CSA ESG assessment.
The S&P Global Corporate Sustainability Assessment is an annual evaluation of companies’ sustainability practices conducted by S&P Global, in which companies are rated on a scale from 0 to 100, where 100 is the best score. The S&P Global CSA is recognized as one of the most sought-after, useful and high-quality ESG assessments by many investors and companies according to the Rate the Raters 2023 Report by The Sustainability Institute by ERM.
S&P Global is an American publicly traded holding company, which includes S&P Global Market Intelligence providing the ESG scoring services to companies worldwide.
Система гарантирования депозитов
Казахстанский фонд гарантирования депозитов выпустил видеоролики о том, как работает защита вкладов. В них рассказано о системе гарантирования депозитов, процессе получения возмещения и действиях для сохранения ваших сбережений.
Смотрите ролики на официальном YouTube канале фонда:
On 19 September, the award ceremony for the best CEOs was held at the annual Kazakhstan Growth Forum in Almaty.
Ruslan Vladimirov, President of Bank CenterCredit, was named «Best CEO of the Year» by the expert council.
“I would like to thank the expert council and everyone who took part in the selection of the best CEOs. This is the result of the fruitful work of the entire BCC team. We are proud of our partnership with each client and are confidently moving towards new achievements for mutually beneficial co-operation. Thank you to all our clients for their trust”, — said Ruslan Vladimirov, President of Bank CenterCredit.
The following Members of the Kazakhstan Growth Forum Expert Council took part in the selection of nominees and winners: Eldar Abdrazakov (Kazakhstan Growth Forum), Marzhan Melanich (Kazakhstan Growth Forum), Saken Zhumashev (KPMG), Elena Bakhmutova (Council of the Association of Financiers of Kazakhstan), Erlan Dosymbekov (EY), Ekaterina Benjamin (IFC), Dana Inkarbekova (PwC), Dina Urastayeva (Qazaq Independent Directors), Dulatbek Ikbayev (McKinsey&Company), Oraz Zhandosov (RACURS), Yerzhan Dosymbekov (Grant Thornton), Alina Aldambergen (KASE), Andrey Beklemishev (IDC).
Pursuant to subparagraph 1 of Article 29 (1) of the Law of the Republic of Kazakhstan “On Payments and Payment Systems”, JSC Bank CenterCredit may refuse to perform the Bank Account Contract (close a current bank account) if there is no cash flow on the customer’s bank account for more than 1 (one) year.
The Bank Rights in accordance with Clause 351 of the Standard Terms for Provision of the Complex of Banking Services to Individuals at JSC Bank CenterCredit (Accession Agreement) No. 001:
Sub-clause 24. The Bank may close an account without the customer’s corresponding application, regardless of the existence of outstanding claims to the account:
- If there is no money in the account for more than a year;
- If there is a remaining balance and no movements on the account for more than a year.
Sub-clause ** 25. Account closure shall not entail termination of the Accession Agreement by the Parties.
Sub-clause 26. If there is no money in the account for more than a year, the Bank may terminate the Service Agreement, whereby a notice of the Service Agreement termination shall be posted by the Bank on Bank CenterCredit’s website, ATM, SST, mobile app, remote banking system and/or by sending an SMS notification, a push notification, a notification to the customer’s e-mail 15 (fifteen) calendar days prior to the expected Service Agreement termination date. If there is no money in the account and the term specified in the notice expires, the Bank shall terminate the Service Agreement and close the account. This notice shall be sufficient and appropriate for notifying the customer, and by signing the Agreement the customer acknowledges his/her consent thereto. However, the Bank shall have the right not to perform these actions, in which case the Service Agreement shall not be terminated and the account shall not be closed, and the relationship between the Parties shall continue, unless otherwise provided for by the Agreement.
Bank CenterCredit warns about calls from unknown persons (in most cases, voice bots) posing as bank employees. They inform that you have an overdue loan debt, and that the debt has been transferred to a collection agency. Such calls are received even by those Kazakhstani citizens who do not have an existing loan.
A few days later, a second call is received from another phone number, purporting to be from a collection agency that has been assigned a loan from the Bank. At this stage, scammers try to extort money or obtain personal data in several ways.
How to protect yourself from fraud:
Never share your personal data with anyone: full bank card number, PIN, expiration date, login and password to sign in to your personal area in the mobile app, SMS codes to confirm transactions, etc.
If you receive a suspicious call, hang up and contact Bank CenterCredit at 505 (free to call from mobile phone) to get official information. This is the most reliable way to avoid fraud.
On 27 August 2024, Almaty hosted the award ceremony and opening of the exhibition of the finalist’s works of the “Protection of Ice Massifs” Creative Competition held as part of the V National Social Eco-campaign TURAQTY JOL with the support of Bank CenterCredit. The event highlighted the importance of preserving glaciers and drew attention to the problem of melting glaciers.
Arnur Ibrayev, Head of ESG Directorate at Bank CenterCredit, noted the importance of the Bank’s involvement in such projects: “We are delighted that the competition has brought together so many talented people who care about our planet. Your works focus the attention on critical environmental issues, and we are privileged to be the UNESCO’s partner in implementing such projects”. It is worth noting that Bank CenterCredit actively supports environmental protection initiatives.
The winners were awarded in three categories: visual arts, applied arts and photography. The works of the competition finalists reflect their creative approach to the environmental challenges we face today.
“I would like to express my gratitude to the organizers of the creative competition held within the framework of the National Social Eco-Campaign TURAQTYJOL. The event was held at a high level, and this project gave us the opportunity to express our idea on canvas and contribute to the promotion of ecological culture. I am very happy that I was able to be a part of this significant initiative,” said Asemay Yermakhan, a winner of the Community Choice award.
TURAQTY JOL is an educational initiative aimed at instilling in the younger generation a careful attitude towards their homeland and environmental values. This year, the Project has been implemented by the Kazakhstan National Federation of UNESCO Clubs with the support of Bank CenterCredit, Chevron and Shymbulak Mountain Resort.
Поставьте оценку после обслуживания в отделении и выиграйте мерч от банка: стильные настольные часы, умные термосы, футболки-поло и пледы.
📌Как стать участником розыгрыша?
С 1 по 30 сентября 2024 года в течение 30 минут после обслуживания в отделении пройдите опрос по ссылке из SMS или push-уведомления, и вы автоматически станете участником розыгрыша.
7 октября в сторис на нашей странице будут определены 80 победителей:
- 50 среди частных лиц
- 30 среди бизнес-клиентов.
Организатор акции вправе признать победителем - резервного победителя для вручения приза, если основной победитель не ответит на приглашение банка в течение 48 часов с момента проведения розыгрыша.
Подробнее
Программа «Кең дала» - это возможность получить кредит на проведение уборочных работ на выгодных условиях:
- решение за 5 минут
- до 5 млн. теңге
- под 5% (ГЭСВ от 5,09% до 5,1%)
Список регионов, участвующих в программе:
1. Абайская обл. (г. Семей);
2. Акмолинская обл. (г. Кокшетау), г. Астана;
3. Восточно-Казахстанская обл. (г. Усть-Каменогорск);
4. Костанайская обл. (г. Костанай);.
5. Павлодарская обл. (г. Павлодар);
6. Северо-Казахстанская обл. (г. Петропавловск).
Культуры для уборки: пшеница, подсолнух, рапс, гречиха.
Для оформления кредита необходимо:
- Деятельность не менее 36 месяцев
- Иметь в наличии засеянные площади под культуры пшеница, подсолнух, рапс, гречиха, подсолнух не менее 90 га на каждую культуру.
- Статистическая отчетность и/или справка с МИО о засеянных площадях.
Телефон для консультации: 605.
Astana, 13 August 2024
Bank CenterCredit took part in the closingevent of the United Nations Development Program (UNDP) project “Reducing the Risks of Investing in Renewable Energy Sources” (RES).
The event brought together representatives of public authorities, international organizations, energy and financial sector of Kazakhstan.
The UNDP presented the results of the Project aimed at reducing risks for investments in the green energy sector in Kazakhstan. During the event, experts shared their experience in implementing RES projects, discussed the industry prospects and plans for further implementation of financial and non-financial support facilities.
Bank CenterCredit, as an active participant in Green Finance Programs, shared its experience in responsible and green financing. ArnurIbrayev, Head of Sustainable Development (ESG) Directorate, told about the Bank’s ESGtransformation and integration of responsible and green financing principles into the Bank’s operations. He also noted the successful implementation of joint green financing programs with EBRD and UNDP in the field of RES and green technologies.
This year, the Bank has developed and approved the Climate Strategy, a strategic document containing objectives and a set of measures and initiatives for the Bank to achieve carbon neutrality. The report describedan approach to setting green portfolio growthtargets.
About the UNDP Project “Reducing the Risks of Investing in RES”:
The Project is implemented by the UNDP in partnership with the Ministry of Energy of the Republic of Kazakhstan with financial support from the Global Environment Facility (GEF), and is aimed at promoting investments in RES in Kazakhstan by reducing financial and non-financial risks for investors.
Dear Customers!
Please be notified that changes have been made to the Tariff Schedule for Business Customer Services:
➢ Opening of a current account for an AIFC resident – 50 000 KZT
➢ Management of a current account for an AIFC resident- 10 000 KZT
The changes will take effect starting from 13 August 2024.
Best regards, JSC Bank CenterCredit
Dear Customers!
With effect from 13 August 2024, JSC Bank CenterCredit changes the fees for business customers as follows:
5.6. Changes in transfer details, request for transfer cancellation, request to confirm the date of transfer crediting to the beneficiary, amount tracing and other inquiries related to customer transfers in foreign currency (amounts of fees deducted by foreign banks), including VAT:
5.6.1. In currencies of the CIS countries - KZT 10,000
5.6.2. Other than currencies of the CIS countries - KZT 25,000
Telemedicine is an opportunity to receive primary medical consultations here and now, without queues or clinics, through an application on your phone. Consultations are provided by the Dariger Online service, which has an international network of doctors of all specialties, including pediatricians. Important features of the service are the possibility of family consultations and an unlimited number of requests.
Consult with doctors at any convenient time - via chat, phone or video call: the diagnosis and treatment recommendations will be saved in your personal account.
Experienced doctors in your smartphone for you and your family.
PROMOTION
Telemedicine for you and your family is a new service in the Premium and Ultra packages. Subscribe to the Premium or Ultra service package for 3, 6, 12 months and receive telemedicine for 0 tenge.
Promotion period: from 08/01/2024 to 12/31/2024
From August 1 to September 30, join the promotion! Pay for education in the bcc.kz app with your Bank CenterCredit card and enable Yandex Search on your smartphone.
Prizes include 100,000 tenge and Alice Light smart speakers!
How to take part in the promotion?
Step 1
• Open any Bank CenterCredit card and access the bcc.kz app
• In the “Payments” section, select “Education” and find your educational institution
• Make a payment of at least 10,000 Tenge.
Step 2
Changing the search engine in your browser on Android or iOS
• Tap the three dots in the top right corner of the screen and select “Settings”
• Go to “Search Engines”
• Choose “Yandex”
• Search for any word using the address bar.
Prizes:
6 cash prizes of 100,000 tenge each (3 winners from Almaty and 3 winners from Astana)
14 Alice Light smart speakers (7 winners from Almaty and 7 winners from Astana)
*Each winner can receive only one prize
On October 4, we will determine the winners through a random draw using a random number generator, live on our Instagram @centercredit.
Счёт предназначен для зачисления средств должника, погашения текущих расходов и удовлетворения требований кредиторов в рамках процедуры судебного банкротства согласно закону «О восстановлении платёжеспособности и банкротстве граждан Республики Казахстан», который вступил в силу в марте 2023 года и гарантирует гражданам право на оформление банкротства при соблюдении необходимых условий.
Открыть счёт можно в отделении банка.
Документы для открытия «Специального счёта для финансового управляющего»:
- Документ, удостоверяющий личность.
- Приказ уполномоченного органа в сфере государственного управления по восстановлению платёжеспособности и банкротства граждан Республики Казахстан о назначении его финансовым управляющим на проведение процедуры судебного банкротства в отношении должника.
- Определение суда о возбуждении дела о применении процедуры восстановления платёжеспособности или процедуры судебного банкротства в отношении должника.
С 13.08.2024 г. действуют новые тарифы для кассовых операций по текущим и сберегательным счетам частных лиц в евро.
Подробнее о тарифах по номеру 505 или на нашем сайте: https://www.bcc.kz/fizical/tarify/
Hereby “Bank CenterCredit” JSC informs about the state registration of the RSI “Agency of the Republic of Kazakhstan for Regulation and Development of the Financial Market” of the issue of bonds with a circulation period of no more than 12 (twelve) months with a nominal volume of 50,000,000 (fifty million) US dollars dated July 19, 2024.
Moody's Ratings (Moody's) has upgraded the following ratings and assessments of Bank CenterCredit (BCC): long-term local and foreign currency deposit ratings to Ba1 from Ba2. The outlooks on the bank's long-term deposit ratings remain positive.
Concurrently, we upgraded BCC's long-term national scale bank deposit rating to A1.kz from A3.kz and affirmed its long-term national scale CRR at A1.kz.
The upgrade of BCC's long-term national scale deposit rating reflects improvements of credit metrics such as asset quality, solvency and profitability, which position the bank more strongly within the national scale rating bands corresponding to the global scale ratings.
Bank CenterCredit is one of the top three largest banks in Kazakhstan and serves over three million customers in all regions of the country.
License No.1.2.25/195/34 dated 03 February 2020 issued by the ARDFM RK
Dear Customers!
We would like to inform you about the changes to the tariffs for foreign currency transfers for business clients under the 'Free,' 'Optimal+,' 'Premium,' and 'Ultra' service packages, effective July 15, 2024:
‘Free’ Service Package:
5.3. in USD (OUR Guaranteed)
5.3.2.through BCC Business – 0,3% min 20 000 max 134 000
‘Optimal+’ Service Package:
5.3. in USD (OURGuaranteed)
5.3.2.through BCC Business – 0,3% min 15 000 KZT max 120 000 KZT
‘Premium’ Service Package:
5.3. in USD (OURGuaranteed)
5.3.2.through BCC Business – 0,2% min 12 000 KZT max 100 000 KZT
‘Ultra’ Service Package:
5.3.in USD (OURGuaranteed)
5.3.2.through BCCBusiness – 25 payments (including in Russian rubles) - 0 KZT, thereafter - 0,15% min 8 000 KZT max 90 000 KZT
Dear Customers,
Please be informed that the BCCBusiness app now offers the SWIFT GO service for express delivery of foreign currency payments. With SWIFT GO, your foreign currency transfers will be delivered quickly if they meet the following requirements:
- Transfers up to $10,000 equivalent
- Currencies: USD/EUR/GBP
- Payment with SHA option
- Full amount credited to the beneficiary's account (entire transfer amount)
- Credited to the beneficiary's account within 4 hours
Make foreign currency transfers with SWIFT GO – it's fast, reliable, and convenient. Your international payments will always be delivered on time and in full.
Use the SWIFT GO service and have confidence in every transfer!