Выиграйте путёвку на 1 млн ₸ или один из 19 телевизоров!

Участвуйте в акции – с 1 июля по 31 августа оформите кредит наличными от 1 000 000 теңге в Банке ЦентрКредит и выиграйте LED-телевизор или главный приз – путёвку на 1 000 000 теңге! 

Оформить кредит наличными можно онлайн в приложении bcc.kz, на сайте или в отделении нашего банка.

Подведение итогов через 15 дней после окончания розыгрыша.

Воспользуйтесь прекрасной возможностью выиграть телевизор для вашего дома или отправиться в увлекательное путешествие. Реализуйте свои цели с нашим банком!

Правила акции

Ставка: 12,32-45%
ГЭСВ: 28,3-56%

Great news for business customers of our Bank! We have added merchant acquiring to all service packages for Individual Entrepreneurs having a turnover of up to ₸45 million per year.

From 1 July 2024, your clients will be able to conveniently pay for goods or services with payment cards through terminals or the Internet at the following rates:

Boost your sales with merchant acquiring offered by our Bank. We’re constantly updating and improving our tariffs to keep your business growing.

С 10.07.2024 г. действуют новые тарифы для кассовых операций по текущим и сберегательным счетам частных лиц в рублях.

Подробнее о тарифах по номеру 505 или на нашем сайте: https://www.bcc.kz/fizical/tarify/

Dear Customers!

Please be notified that the fee for EDS issue/reissue has changed.

EDS Issue/Reissue* - KZT 3,000 

* NPK CA EDS means an electronic digital signature from the Certification Authority of the NPK/ NCA EDS means an electronic digital signature from the National Certification Authority of the Republic of Kazakhstan.  

These changes will be effective from 01 July 2024

On 14 May 2024, an award ceremony was held in Yerevan, Armenia, as part of the information session of the EBRD’s Trade Facilitation Programme (TFP). The event took place during the 33rd EBRD Annual Meeting and Business Forum, where Bank CenterCredit was awarded as the Most Active Issuing Bank in Kazakhstan. The winners of the award are selected by the EBRD based on the number of transactions made under the TFP.

 «BCC is one of the leading banks in Kazakhstan in terms of trade finance products, has an extensive network of counterparties and a positive business reputation in the international banking market. It is a great honor for our Bank to be recognized by the EBRD for our trade finance accomplishments and activity. It is worth noting that participation in the EBRD’s TFP Programme gives clients access to international trade around the globe on favorable terms and boosts the level of the Bank’s recognition and credibility in the international trade finance markets. Our victory in this award was possible thanks to the loyalty of our customers and the BCC team expertise. We look forward to further fruitful cooperation with the EBRD and an increase in the number of joint transactions», – commented Nurlan Shegebayev, Vice President of Bank CenterCredit 

Bank CenterCredit has been a participating bank of the EBRD’s TFP Programme for many years as both a letter of credit issuing and confirming bank, which offers its customers and counterparties a unique opportunity to reduce the cost of trade finance products.

Under the TFP Programme, the EBRD provides guarantees to international commercial banks, thereby covering the political and payment risks of transaction undertaken by Bank CenterCredit in the EBRD regions of operation.

Bank CenterCredit jointly with the EBRD works on all types of trade finance instruments, such as letters of credit, standby letters of credit, counter-guarantees and guarantees. These instruments can be used to support imports and exports of all types of goods.

License No. 1.2.25/195/34 dated 03 February 2020 issued by the ARDFM

Last Friday, Bank CenterCredit gathered Kazakhstani entrepreneurs at the business meeting dedicated to the effective management and marketing challenges in today's environment. The business development needs and prospects, the importance of supply chains in the economy, and opportunities for optimization of these processes were discussed.

Armanzhan Baitassov (Forbes.kz), Igor Mann (Marketer, Speaker, Author, Publisher), Anton Manin (Head of Supply Chain Finance at Bank CenterCredit), Kumar Mussayev (Partner and Co-founder of Kaizen Center) were the speakers at the meeting.

Anton Manin spoke about the problem of rising production costs and unnecessary money movement using the example of distributors who collect cash from small stores and take it to the bank. The introduction of QR-payment, he said, proved to be a simple and effective solution that reduces costs and simplifies the process for all participants. The Bank also presented its products, including lending, acquiring and remote invoicing, which help business customers tackle their daily tasks more efficiently.

Igor Mann, a well-known CIS theorist and author of books on marketing, co-founder of Mann, Ivanov & Ferber Publishing House, presented two extremely relevant topics for modern business – immediate results marketing and effective customer retention strategies.

Armanzhan Baitassov, businessman and Forbes publisher in Kazakhstan, spoke about the use of creative thinking in business. The actual practices of applying the Japanese Kaizen philosophy that focuses on continuous improvement to boost quality and reduce costs, was covered by Kumar Mussayev.

“Development of businesses of our customers along with the Bank proves the effectiveness of the Bank’s efforts. We see tremendous potential in using modern technologies and financial tools to simplify business processes and reduce costs. Interaction with our customers and partners allows us to create solutions that meet their needs and contribute to sustainable development,” stated Nurlan Shegebayev, Vice President of Bank CenterCredit.

Министерство труда и социальной защиты населения подтвердило отмену выходного дня 17 июня 2024 года.

«В соответствии со статьей 84 Трудового кодекса первый день Курбан айта, отмечаемый по мусульманскому календарю, является выходным днем. При формировании производственного календаря на 2024 год Духовное управление мусульман Казахстана (ДУМК) 17 октября 2023 года направило официальное письмо, в котором сообщалось, что в 2024 году первый день Курбан айта выпадает на 17 июня, но может сдвинуться в связи с фазами Луны. 7 июня текущего года ДУМК объявило, что в 2024 году первый день Курбан айта выпадает на 16 июня. Учитывая, что это воскресенье, дополнительного выходного дня в понедельник, 17 июня, не будет», – сообщили в министерстве.

Откройте #картакарта с 1 июня до 31 июля 2024 года и получите повышенный кэшбэк в следующих популярных категориях:

▪️Такси – 10%

▪️Продукты и супермаркеты – 4%

▪️Кафе и рестораны – 5%

Как это работает?

Пользуясь #картакарта, вы можете каждый месяц выбирать три категории повышенного кэшбэка из семи предложенных и получать кэшбэк до 10% за каждую оплату!

Как использовать кэшбэк?

Кэшбэк можно переводить на карту реальными деньгами начиная от 2000 ₸.

В месяц можно накопить до 20 000 ₸ кэшбэка, а в год – до 240 000 ₸.

Чтобы кэшбэк не сгорел, необходимо до завершения года перевести его на #картакарта.

Hereby Bank CenterCredit JSC informs that on May 29, 2024, the coupon interest on bonds CCBNb23 (ISIN KZ2C00000594) was paid.

The total amount of coupon interest paid was 403 476 315,00 (four hundred three million four hundred seventy six thousand three hundred fifteen) tenge 00 tiyn.

Dear Customers!
Please be notified that changes have been made to the Tariff Schedule for Business Customer Services:

Maintenance of current accounts*- KZT 1,900

*Monthly:
1) when making transactions via the Bank branch, opened before 01 June 2024.
2) for accounts opened starting from 01 June 2024, regardless of the place and channel of service.

The changes will take effect starting from 03 June 2024.

Best regards, JSC Bank CenterCredit

The Conference titled “Accountant's Happiness = BALANCE. Life. Career. Me...” was held for accountants on 22 May 2024 in Almaty with the support of Bank CenterCredit. The event brought together professionals from various fields, offering a rich program filled with useful knowledge and practical tools to promote career and business success.

Special attention at the conference was paid to the topic of additional earnings for accountants. Emil Gayazov, a representative of Bank CenterCredit, highlighted how it is possible to earn money by recommending banking products. He spoke in detail about the benefits of partnering with the Bank, which can contribute to significant increase in theaccountant's income, and offered practical solutions and specific techniques for additional earnings, emphasizing the importance of these strategies if there is no any additional revenue stream.

Conference Speakers and Ambassadors

The conference attracted many renowned accounting and tax experts. There were 18 speakers, including:

● Dmitry Kazantsev, a sought-after tax expert in Kazakhstan

● Elena Kolomeitseva, author and lecturer of accountant courses “Kolomeitseva-info”

● Sandugash Tulegenova, founder of the Successful Accountants Club

● Elena Sedykh, Managing Partner of Contract24

● Serik Akishev, TV host and producer of “Who Want to Be a Millionaire?”, media businessman

● Emil Gayazov, Head of Strategic Partner Relations at Bank CenterCredit 

● Anna Osipova and Alexey Rozinkin, ideological inspirers of the Balance Conf and founders of the Outsourcing Business Founders Community

Experts were able to share their knowledge from different areas at the event, such as: building a personal brand, strategies to counteract toxic customers and employers, creating own business or career in accounting, a winning combination of business, career and personal life, choosing the right professional growth strategy. Attendees in turn received valuable checklists, materials and author's developments to help maximize their career growth and business performance.

The first SWIFT Central Asian Conference organized by SWIFT International Payment System was held in Almaty on May 22. Delegates representing banks from five Central Asian countries attended this event to discuss innovation, seamless transactions and compliance, and to share their ideas, knowledge and expertise.

The conference has become a significant event for payment technology experts in the region. The bank representatives discussed current market trends and spoke about the projects being implemented, including anti-fraud efforts.

“We are happy that within the framework of this event organized by our partner – SWIFTInternational Corporation, we were able to discuss the latest trends in the payment technology market and share our experience with colleagues. The Swift Central Asian Conference has become an important platform for sharing best practices and new technologies in the payment systems market,” stated Shynar Alisheva, Head of Payment Processing and Card Business Support at Bank CenterCredit.

“The SWIFT Central Asian Conference brings together leading experts, representatives of financial institutions and tech companies to discuss and promote innovations in the financial sector. It is a great opportunity for attendees to share best practices and explore new technologies in the market,” noted Mathieu de Heering, Head of Russia, Central Asia and Caucasus at Swift.

We introduce our partner, Center Home  – a convenient service for buying and selling property, featuring online mortgages from Bank CenterCredit.

If you're planning to buy or sell property, take advantage of Center Home marketplace, designed to make the entire process smoother and more comfortable.

Advantages for the seller:

• Free and convenient listing of your property for sale;
• Free 3D tour of your property, allowing potential buyers to view the property online and saving you time on showings;
• "Hot" clients with approved mortgages;
• "Comfortable relocation" service with discounts up to 100%, including transportation and moving services; 
• Additional service – "Transaction Center," which includes notary services, a guarded office, a money counting machine, and a device for verifying the authenticity of banknotes.
  

Advantages for the buyer:

• Preliminary response from the bank regarding the mortgage application within 60 seconds;
• Online mortgage processing completed within 1-2 days;
• Application processing fee: 0 ₸;
• Realistic and detailed 3D tours that replace physical property viewings, eliminating the need to coordinate meeting times or deal with traffic jams;
• Only verified listings from property owners and verified real estate agents;
• Vouchers for discounts and special offers from service partners (including property insurance, apartment cleaning, moving services, and more).

Visit center-home.kz now to discover the benefits and convenience of our marketplace!

As part of the 100 Wheelchairs Across Kazakhstan charity campaign organized by Dos Ortopedia, 20 wheelchairs were donated in Almaty. This gesture is aimed at improving the life quality of people with special needs and creating a more inclusive society. The initiativewas supported by Bank CenterCredit.

“As part of our mission, Dos Ortopedia not only provides wheelchairs, but also raises awareness of quality solutions in this field. We aim to demonstrate the benefits of quality equipment.

Each year we expand our support to include helping Paralympians and the disadvantaged. The 100 Wheelchairs Across Kazakhstan Project will continue, and we plan to double the number of wheelchairs to be donated to 200 next year. These efforts are aimed at creating a society where everyone can live independently and with dignity, promoting equality and affordability throughout Kazakhstan,” stated Sultan Konyrbasov, Head of Marketing and PR at Dos Ortopedia.

“Participation in social projects and making contributions to society are among the Bank's priorities. By working on initiatives that promote equality, we strive to build a sustainable and equitable society, which is important to all of us," commented Saken Nigmashev, PR Director at Bank CenterCredit.

On May 11, the final of the Republican festival of environmental ideas and projects was held in Almaty as part of the national social eco-campaign TURAQTY JOL. This festival, aimed at instilling environmental values among youth, received support from Bank CenterCredit.

Out of more than 300 applications submitted, 10 teams advanced to the final stage. Participants completed online courses with experts and presented their projects in the final stage, competing for a prize fund of 15 million tenge.

Gathering around ten thousand participants since its launch in 2020, TURAQTY JOL has become a key initiative aimed at promoting one of UNESCO's priority tasks in sustainable development education. "I am confident that this initiative contributes to changing the worldview of young people, drawing public attention to environmental conservation issues, and achieving sustainable development goals," noted Bolat Akchulakov, President of the Kazakhstan National Federation of UNESCO Clubs.

"In its pursuit of sustainable development and the promotion of environmentally conscious initiatives, Bank CenterCredit has supported the TURAQTY JOL project for the second consecutive year. This project aims to promote responsible treatment of natural resources and the environment, enabling young people to realize their ideas, and our bank shares these principles. We believe that instilling such values is pivotal in shaping a future where everyone acknowledges their role and takes responsibility for preserving our planet," stated PR Director of Bank CenterCredit, Saken Nigmashev.

The MUNARA project, leading with its innovative plant cultivation system, secured first place, earning a grant of 6 million tenge. BEELIEVE, focusing on remote hive monitoring through its innovative beehive, claimed second place, earning a grant of 4 million tenge. Meanwhile, the CARBONICK project, dedicated to research on deriving clean hydrogen from greenhouse gases, secured third place and a grant of 3 million tenge.

Hereby Bank CenterCredit JSC informs that on May 15, 2024, the coupon interest on bonds CCBNb33 (ISIN KZ2C00007714) was paid.

The total amount of coupon interest paid was 304,750,000.00 (three hundred four million seven hundred fifty thousand) tenge 00 tiyn.

JSC Bank CenterCredit, in partnership with JSC Development Bank of Kazakhstan and JSC Nurbank signed an agreement to provide the first syndicated financing in Kazakhstan. The funds will be allocated to the major beverage producer "RG Brands Kazakhstan" LLP to expand production capacity and increase product exports to the Uzbekistan market. It is worth noting that this is the first syndicated loan agreement of the Development Bank of Kazakhstan in partnership with second-tier Kazakhstani banks.

JSC Bank CenterCredit became the first bank in Kazakhstan to issue a tranche within the syndicate and assumed the role of the Agent Bank, representing the interests of all syndicate lenders and providing credit administration services within syndicated loans.

"Syndicated loans allow us to achieve two goals at once. On the one hand, we expand the base of long-term financing for our borrowers from the processing industry on favorable terms, and on the other hand, we involve more private financial institutions in financing large projects in the real sector of the economy," commented Marat Yelibayev, Chairman of the Board of the Development Bank of Kazakhstan.

"One of the bank's priority areas is to support the real sector of the economy. Therefore, we decided to participate in this initiative. BCC team has developed a product for the first time in Kazakhstan, allowing to provide administration services within syndicated financing. We are improving, expanding our capabilities, and ready to provide the Agent Bank services in such deals," noted Nurlan Shegebayev, Vice President of  JSC Bank CenterCredit.

"Nurbank highly appreciates the positive effect and significance of the syndicated loan mechanism for business representatives, industry, and, consequently, for the entire state economy. Such financial collaboration not only allows increasing the volumes of financing for the real sector of the economy but also offers clients the most comfortable conditions. Moreover, we highly value the opportunity for joint cooperation with KDB and Bank CenterCredit in implementing syndicated financing programs," shared Gulnara Musatayeva, Chairperson of the Board of Nurbank.

The successful implementation of the syndicated loan owes much to the clear and coordinated efforts of all involved parties. The joint efforts of the teams at “RG Brands”, JSC Bank CenterCredit, JSC “Development Bank of Kazakhstan” and JSC Nurbank have opened access to a new financing tool now available to the entire business community of Kazakhstan. The syndicate provides additional opportunities for business growth and the national economy as a whole. The implementation of this project will enable “RG Brands” to continue its investment program in expanding production capacity in Kazakhstan and increasing the Company's export potential," noted Timur Zhanguzhanov, Financial Director of  RG Brands.

Please be reminded that in December 2023, an agreement of intent for joint financing was signed between the Development Bank, Nurbank, and Bank CenterCredit. The allocated funds will be utilized by the borrower to acquire new high-tech production lines, expand production facilities, and increase the export of products to the market of the Republic of Uzbekistan.

The total financing volume stands at 26.5 billion tenge, with 12.5 billion designated for expanding production capacities, and another 14 billion for pre-export financing. As a result of the expansion of production capacities, the volume of juice, tea, carbonated, and non-carbonated beverages will almost double incrementally as they are put into operation. The expansion will not only increase domestic production and beverage exports but also foster the creation of new jobs for Kazakhstani specialists within the enterprise.

Обратите внимание на изменения в тарифах для кассовых операций по текущим и сберегательным счетам частных лиц с 29.05.2024 г.

Теперь банк взимает комиссию за эти операции:

• Выдача наличных с текущего счёта, поступивших в результате конвертации

• Выдача наличных со сберегательного счёта, поступивших в результате конвертации, пролежавших на депозите менее 15 дней

• Выдача наличных с текущего счёта, поступивших в результате частичного изъятия с депозита

Подробнее о тарифах по номеру 505 или на нашем сайте: https://www.bcc.kz/fizical/tarify/

Покупайте автомобили Chevrolet Cobalt и Chevrolet Onix в кредит от 5 до 20,3% годовых (ГЭСВ 5,1–22,3%) сроком до 7 лет. Быстрое рассмотрение заявки. Выгодные условия кредитования. При первоначальном взносе от 50% и оформлении кредита на 1 год номинальная ставка составляет 5%. Приобрести автомобиль можно в любом дилерском центре Allur. 

Уважаемые клиенты, просим принять во внимание следующую информацию.
С 13.05.2024 г. автопролонгация пакетов услуг "PRO" и "PROMAX" будет отключена по истечению срока своего действия.

Выбирайте новый тарифный план для осуществления деятельности.

Подключайте новый пакет услуг: https://www.bcc.kz/business/current-account/tariffs/

Настоящим АО «Банк ЦентрКредит» сообщает, что 02 мая 2024 года осуществленавыплата купонного вознаграждения по облигациям ALBNb5 (ISIN KZ2C00006062).

Общая сумма выплаченного купонного вознаграждения составила 242 071 510,00 (двести сорок два миллиона семьдесят одна тысяча пятьсот десять) теңге 00 тиын.

Министерство труда и соцзащиты утвердило приказ о перенос дня отдыха с субботы, 4 мая, на среду, 8 мая. Таким образом, на майские праздники казахстанцы отдохнут три дня подряд – 7, 8, 9 мая

Перенос был произведен в целях рационального использования рабочего времени

Майские праздники 2024 года в Казахстане выглядят следующим образом:

День единства народа Казахстана – 1 Мая

Далее казахстанцы будут отдыхать три дня подряд: 7, 8 и 9 мая, отмечая День защитника Отечества – 7 мая и День Победы – 9 мая.

Режим работы отделений Банка ЦентрКредит в ближайшие выходные и праздничные дни:

1, 7, 8, 9 мая 2024 г. – выходные дни во всех отделениях банка

4 мая (суббота) 2024 г. – рабочий день

В другие дни отделения будут работать в обычном режиме.

С наступающими праздниками!

Настоящим АО «Банк ЦентрКредит» сообщает о принятии к сведению уведомление АО «Центральный депозитарий ценных бумаг» (№ 15-08/3998 от 25.04.2024 года) о погашении в системе учета Центрального депозитария дисконтных облигаций без обеспечения CCBNb35 (ISIN KZ2C00010627).

Акционерное общество «Банк ЦентрКредит» сообщает, что в соответствии с условиями выпуска облигаций CCBNb35 (ISIN KZ2C00010627, площадка «Основная», категория «Коммерческие облигации») 24.04.2024 г. осуществлено полное погашение долга по номинальной стоимости.

Общая сумма долга составила 7 370 000,00 (семь миллионов триста семьдесят тысяч) долларов США 00 центов.