E-mail: Pr@bcc.kz
Dear Customers,
This is to inform you that changes to the tariffs for foreign currency payment requests will take effect starting from 12 February 2026.
Please take the updated terms into consideration when planning and making your transfers.
Follow the link to learn more about the applicable tariff.
Thank you for your cooperation.
Starting from February 4, 2026, new cashback program terms apply to the #DragonCard and #GoldCard.
#DragonCard
5% cashback on every purchase in China and worldwide — up to ₸40,000 per month.
#GoldCard
3% cashback on every purchase in China and worldwide — up to₸ 20,000 per month.
Purchases made in Hong Kong, Macau, and Taiwan, or through Alipay and WeChat, are not eligible for cashback.
Уважаемые акционеры АО «Банк ЦентрКредит» !
Акционерное Общество «Банк ЦентрКредит», находящееся по адресу: A25D5G0, г. Алматы, Медеуский район, пр. Аль – Фараби, 38, уведомляет о проведении 18 марта 2026 года в 10 часов, по инициативе Совета директоров (Протокол заседания Совета директоров от 04 февраля 2026г.), годового общего собрания акционеров в очной форме, посредством Zoom конференции.
Регистрация участников годового общего собрания акционеров начинается в 9 часов 30 минут местного времени.
Список акционеров, имеющих право на участие в годовом общем собрании акционеров АО «Банк ЦентрКредит», будет составлен на основании данных реестра держателей акций АО «Банк ЦентрКредит», предоставленных АО "Центральный депозитарий ценных бумаг" по состоянию на 4 февраля 2026 года.
Повестка дня:
1. Отчет о результатах деятельности Банка за 2025 год.
2. Об утверждении консолидированной и отдельной годовой финансовой отчетности АО «Банк ЦентрКредит» за 2025 год.
3. Об утверждении порядка распределения чистого дохода АО «Банк ЦентрКредит» за 2025 год.
4. Об утверждении аудиторской организации для проведения аудита финансовой отчетности Банка и дочерних организаций в 2026 году.
5. Об избрании членов Совета Директоров АО «Банк ЦентрКредит».
Акционеры могут ознакомиться с материалами по вопросам повестки дня годового общего собрания, начиная с 06 марта 2026 года в АО «Банк ЦентрКредит» с 9 до 18 часов по адресу: г. Алматы, Медеуский район, пр. Аль – Фараби, 38. При себе необходимо иметь документ, удостоверяющий личность. При наличии запроса акционера материалы будут направлены ему в течение трех рабочих дней со дня получения запроса, но не ранее вышеназванной даты.
В случае отсутствия кворума повторное годовое общее собрание акционеров будет проведено 20 марта 2026 г. в 10 часов в очной форме, посредством Zoom конференции.
В соответствии с пунктом 1 статьи 52 Закона Республики Казахстан от 13 мая 2003 года № 415-II «Об акционерных обществах» (далее – Закон об акционерных обществах), протокол общего собрания акционеров должен быть составлен и подписан в течение трех рабочих дней после закрытия собрания.
Общее собрание акционеров проводится в соответствии со статьями 35 – 37, 39 – 48, 50 – 52 Закона об акционерных обществах, а также согласно норм действующего Устава АО «Банк ЦентрКредит».
По всем интересующим Вас вопросам просьба обращаться по телефону 7 (727) 259 85 18
Dear Customers,
Please be advised that, effective 9 February 2026, the tariffs for transfers in Chinese yuan (CNY) will change.
We kindly ask you to take into account the updated terms when planning and making transfers.
For more details, please follow the link below.
Thank you for your cooperation.
Dear Business Customers,
Please be informed that on 30 January 2026 the amendments to the Standard Terms for the Provision of Banking Services to Business Customers at JSC Bank CenterCredit (Accession Agreement No. 002) were approved.
The amendments concern the discontinuation of the Deposit–Guarantee + Pledge product (as a result of changes in legislation), as well as changes to the terms for the transfer of customer information between the Bank’s subsidiaries.
We kindly ask you to review the amendments on our website: https://www.bcc.kz/about/sbornik-form-dogovorov/
Refinancing allows to transfer an existing loan to our Bank for servicing and continue repayments under the new terms.
Refinancing can be arranged at our Bank branches. Detailed terms, as well as the borrower and collateral eligibility requirements can be found on the website at bcc.kz.
Interest rate: 23-25%
AEIR: 26-29.2%
Dear Customers!
Please be advised that the tariffs for international SWIFT transfers will be adjusted due to the enactment of amendments to the legislation of the Republic of Kazakhstan and the introduction of a 16% VAT. The updated terms will come into effect on April 1, 2026. We appreciate your understanding and trust.
We are clarifying the details of using the Lump-Sum Pension Payment (LSPP) funds for repaying mortgage loans with the regulator.
Currently, our customers can use the LSPP to repay both the principal and interest, as was the case before.
We will notify you of any changes as soon as we receive official clarifications.
In Kazakhstan, the Rules for the Use of Lump-Sum Pension Payments to Improve Housing Conditions have been amended. According to the changes, lump-sum pension payments may now be used to partially or fully repay only the principal debt of a home mortgage loan. The repayment of interest, penalties, and fines using pension savings is no longer permitted. Previously, such use was allowed under these Rules.
The application procedure has also been changed. After opening a special account, the applicant submits an electronic application to use pension funds, indicating the account number, the purpose of use, and the available amount, which is certified by the applicant’s electronic digital signature. Previously, the same application also required specifying the method for withholding and transferring personal income tax.
The Order clarifies that the assignment of rights under a Home Construction Savings Agreement is permitted only to spouses and close relatives, who are not entitled to transfer these rights to third parties.
In addition, if supporting documents are not submitted, the money will be returned to the applicant’s UAPF account. In the event of an erroneous transfer, the authorized operator must send a notification to the UAPF, along with the applicant’s consent, within three working days. The UAPF will then return the money to the applicant’s account within five working days.
The Order will take effect on 2 February 2026, except for the provisions on the cancellation of personal income tax withholding, which came into force on 1 January 2026.
Due to the planned amendments and additions to Resolution No. 3 of the Management Board of the National Bank of the Republic of Kazakhstan dated 31 January 2011, “On the Approval of the Standard Chart of Accounts for Accounting in Second-Tier Banks, Mortgage Organizations, Development Bank of Kazakhstan JSC, and Branches of Non-Resident Banks of the Republic of Kazakhstan,” which will enter into force on 1 April 2026 and provide for the exclusion of Account 2240 (Account for Holding Funds Received as Security (Collateral, Advance Payment) for Customers’ Obligations”), the standard chart of accounts will no longer include an account for holding funds received as cash collateral to secure customers’ obligations.
As part of these amendments, Bank CenterCredit will place the cash collateral used as security for a loan under the JAÑA Mortgage product in the Guarantee deposit.
What this means for the customer:
- Cash collateral will be placed in a deposit
- Interest will be accrued on the deposit at a rate of 0.1% per annum.
- This improves the terms for the customer, as no interest was previously accrued.
- The deposit will be covered by mandatory deposit insurance in accordance with the requirements of the current legislation of the Republic of Kazakhstan.
After the push notification is sent in the bcc.kz app, you will need to sign the following documents online:
- an application to open a deposit;
- the Guarantee Deposit Agreement;
- your spouse’s consent, if applicable;
- an addendum to the Bank Loan Agreement.
Please be advised that the loan terms and servicing procedure remain unchanged.
If you do not yet have the bcc.kz app, please download it using the QR code.
If you have any questions, please contact us at 505.
Thank you for your trust and cooperation!
Dear Business Customers,
Please be informed that the amendments to the Tax Code took effect on 01 January 2026 in Kazakhstan, according to which certain banking fees are now subject to VAT.
The Bank’s tariffs for such services are indicated inclusive of VAT, with no extra or hidden charges.
The Bank keeps providing favorable service terms for its business customers.
You can find information on changes in tariffs/fees for certain products at the following links:
Factoring
BCC payments starting from 16 February 2026
In the event of any additional changes to the tariffs and/or banking service terms, the Bank will notify its customers in the manner and within the timeframes established by the laws of the Republic of Kazakhstan.
Thank you for your cooperation.
From 1 January 2026, in accordance with the tax legislation of the Republic of Kazakhstan, certain banking services will be subject to value-added tax. As of that date, the VAT rate will be 16%.
The majority of Bank CenterCredit product tariffs remain unchanged. Updates will apply to payments — the new tariffs will be effective on 20 April 2026. Current terms are available in the “Tariffs” section by following the link.
Thank you for your trust. We value our cooperation and continue to make banking services convenient and accessible for you.
This account is intended for crediting income derived from professional activity by individuals registered as self-employed, and for making settlements under a special tax regime in accordance with the laws of the Republic of Kazakhstan.
The account can be opened via the bcc.kz mobile app or at the Bank branch.
You are eligible to qualify for the self-employed regime if:
- You are a citizen of the Republic of Kazakhstan or a Kandas.
- You run your business independently, without any hired employees.
- Your monthly income is up to 300 MCI, approximately ₸1,297,500.
- You are engaged in an activity permitted for self-employed individuals (the list is approved by the Government of the Republic of Kazakhstan).
As part of the new requirements, Bank CenterCredit is preparing separate accounts and cards for the self-employed. This will help to easily accept payments from customers and keep personal and business finances separate. The solution is currently under development to ensure its smooth and seamless launch for customers. We’ll keep you updated on the new service launch.
Please refer to the link for further details
As of “january” 27, 2026, new tariffs apply to cash operations in euro on current and savings accounts of individuals.
For more details on tariffs, call 505 or visit our website: https://www.bcc.kz/en/personal/tariffs/
Информация о списании кредитов в банках второго уровня, распространяемая в социальных сетях, не соответствует действительности.
Просим доверять только официальным источникам и не обращаться к посредникам. Напоминаем, что распространение ложной информации влечёт ответственность в соответствии с законодательством.
В настоящее время действует единый порядок взаимодействия заемщиков с банками, микрофинансовыми организациями и коллекторскими агентствами.
Ссылка на раздел «Проблемная задолженность»: https://www.bcc.kz/personal/other/troubled-debt/
Dear customers!
JSC “Bank CenterCredit” (the Bank) hereby takes this opportunity of expressing deepest respect and thanking for your confidence in the Bank .
This notice is addressed to customers who are legal entities (their branches and representative offices), individuals engaged in entrepreneurial activity, advocacy, private notary activity, private enforcement officer activity, professional mediator activity, as well as peasant (farmer) farms without formation of a legal entity (the Customers).
In accordance with paragraph 1 of Article 28 of the Law of the Republic of Kazakhstan “On Payments and Payment Systems” (the Law) closing of the customer’s bank account shall be made at the customer’s request or independently by the bank, in cases of termination or refusal to perform the Bank Account Agreement or Bank Deposit Agreement in the manner provided for by Article 29 of the Law. Pursuant to subparagraph 1) of paragraph 1 of Article 29 of the Law, the bank shall have the right to refuse to perform the Bank Deposit Agreement (close a bank account) in case of lack of money in the customer's bank account for more than 1 (one) year. Paragraph 7 of Article 29 of the Law stipulates that in the event of lack of money in the customer's bank account, the bank shall terminate the Bank Account Agreement or Bank Deposit Agreement and close the bank accounts upon expiry of 3 (three) months from the date of notice of refusal to perform the Bank Account Agreement or Bank Deposit Agreement.
The Bank notifies you about closing of bank accounts (refusal to perform the above-mentioned agreements), that have a zero balance for the period exceeding the last 12 (twelve) months and that will have no balance of money in the next 3 (three) months from the date of this Notice. At the same time, the fee for current accounts maintenance and closing is to be debited in accordance with the Bank’s tariffs. In case of disagreement with the termination of the business relations, please notify the Bank in writing or make a transfer operation (i.e. payment and (or) transfer) on the current account or top up the bank deposit.
Respectfully,
JSC “Bank CenterCredit”
Date of this Notice: ___ _________ 202___ .
Please be informed that the updated tariffs for safe deposit services will come into effect at Bank CenterCredit starting from 03 February 2026. You can review the tariffs here.
For your convenience, you can reserve a safe deposit box online via the bcc.kz app or visit any branch of the Bank.
Hereby, JSC Bank CenterCredit JSC informs that it has taken into account the notification of Central Securities Depository (No. 23-27/15223 dated 30.12.2025) on the redemption in the accounting system of the Central Depository of the fourth bond issue within the third bond program of JSC Bank CenterCredit (ISIN KZ2C00004554).
Hereby Bank CenterCredit JSC announces that, in accordance with the terms of the CCBNb32 bond issue (ISIN KZ2C00004554, market "Main", category "Bonds"), the bonds were redeemed on December 29, 2025, including the last 14th coupon payment.
The principal amount is 51 710 939 600,00 (fifty-one billion seven hundred ten million nine hundred thirty-nine thousand six hundred) tenge 00 tiyn, the 14th coupon payment is 2 831 173 943,10 (two billion eight hundred thirty-one million one hundred seventy-three thousand nine hundred forty-three) tenge 10 tiyn.
26 декабря с 03:00 до 04:00 будут проводиться плановые технические работы. В связи с этим будут недоступны операции по картам, платёжным терминалам и банкоматам, платежи и переводы в приложении bcc.kz, а также мобильный банкинг.